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Without accident cover: from 444.75 to 763.55 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart549.55540.05516.35492.35468.55444.75
2sana24Family doctor / HMOVIVA – Gesundheitsplan549.85538.95522.75495.55479.35452.15
3AquilanaTelemedicineSMARTMED559.35550.05526.45502.85479.45447.65
4KPTFamily doctor / HMOKPTwin.plus565.25554.45527.25500.15—445.95
5KPTTelemedicineKPTwin.smart565.25554.45527.25500.15—445.95
6AssuraFlexible modelQualimed569.45558.65531.55504.35477.25450.15
7CSSFamily doctor / HMOHMO (health practice)572.65561.85534.65507.55480.45453.25
8CONCORDIAFamily doctor / HMOHMO574.55563.65536.05508.45480.95453.35
9SanitasTelemedicineTelMed (Compact One)576.55565.75538.65511.45484.35457.15
10AgrisanoTelemedicineAGRIcontact578.65568.55543.55518.35493.35468.35
11HelsanaTelemedicineBeneFit PLUS Telmed579.95569.15542.05514.85487.75460.65
12SanitasFamily doctor / HMOFamily doctor 1583.20572.40545.20518.05490.95463.75
13GalenosFlexible modelCombi Care583.65572.75545.55518.25491.05463.75
14GalenosFamily doctor / HMOManaged Care583.65572.75545.55518.25491.05463.75
15GalenosFamily doctor / HMOMed Direct583.65572.75545.55518.25491.05463.75
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With accident cover: from 468.45 to 821.35 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart578.75568.75543.75518.55493.45468.45
2sana24Family doctor / HMOVIVA – Gesundheitsplan588.65577.05559.75530.55513.25484.05
3AquilanaTelemedicineSMARTMED601.85591.85566.45541.15515.75481.65
4KPTFamily doctor / HMOKPTwin.plus608.15596.55567.35538.15—479.85
5KPTTelemedicineKPTwin.smart608.15596.55567.35538.15—479.85
6CONCORDIAFamily doctor / HMOHMO608.25596.65567.45538.25509.15479.95
7AgrisanoTelemedicineAGRIcontact609.35598.75572.45545.95519.55493.25
8AssuraFlexible modelQualimed612.65601.05571.85542.65513.55484.35
9CSSFamily doctor / HMOHMO (health practice)616.05604.45575.25546.05516.95487.75
10CONCORDIATelemedicinesmartDoc619.15607.55578.35549.15520.05490.85
11AgrisanoFamily doctor / HMOAGRIeco619.55608.75581.95555.15528.25501.45
12SanitasTelemedicineTelMed (Compact One)619.65608.05578.85549.65520.55491.35
13HelsanaTelemedicineBeneFit PLUS Telmed623.95612.35583.15553.95524.85495.65
14GalenosFlexible modelCombi Care624.85613.25584.05554.85525.75496.55
15GalenosFamily doctor / HMOManaged Care624.85613.25584.05554.85525.75496.55
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In 2026, for an adult aged 26 or over in Novazzano, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Novazzano for an adult aged 26 or over?

In 2026, without accident cover: Agrisano (AGRIsmart) at 549.55 CHF a month with a deductible of 300 CHF, and Agrisano (AGRIsmart) at 444.75 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 578.75 CHF, and Agrisano (AGRIsmart) at 468.45 CHF.

How much does accident cover cost in basic insurance in Novazzano?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 549.55 CHF a month without accident cover to 578.75 CHF with accident cover, at the 300 CHF deductible: 29.20 CHF a month, 350.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 554.70 CHF at Agrisano (AGRIsmart) gives 549.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.