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From 249.85 to 568.05 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart368.55359.05335.35311.35287.55263.75
2CSSFamily doctor / HMOHausarztversicherung Profit369.15358.35331.25304.05276.95249.85
3SanitasFamily doctor / HMOFamily doctor 1374.15363.35336.15308.95281.90254.70
4SanitasTelemedicineTelMed (Compact One)374.25363.45336.25309.15282.05254.85
5SanitasFamily doctor / HMOFamily doctor 2378.05367.25340.05312.90285.80258.60
6SanitasFamily doctor / HMOFamily doctor 3378.05367.25340.05312.90285.80258.60
7SanitasFamily doctor / HMOFamily doctor 4378.05367.25340.05312.90285.80258.60
8SanitasFlexible modelMultiAccess378.15367.35340.25313.05285.95258.75
9SanitasTelemedicineTelMed (CallMed)378.15367.35340.25313.05285.95258.75
10ÖKKFamily doctor / HMOHMO model382.05371.25344.15316.95289.85262.75
11AgrisanoTelemedicineAGRIcontact388.15378.05353.05328.05302.95277.85
12SanitasStandard modelStandard model390.05379.25352.05324.85297.75270.55
13AgrisanoFamily doctor / HMOAGRIeco394.75384.45359.05333.55307.95282.65
14ÖKKFamily doctor / HMOFamily doctor395.45384.65357.55330.35303.25276.15
15AssuraFlexible modelQualimed398.75388.05360.85333.65306.65279.45
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In 2026, for a young adult aged 19 to 25 in Linescio, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Linescio for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Linescio is Agrisano (AGRIsmart) at 368.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 390.05 CHF a month.

How much does health insurance cost in Linescio in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 368.55 CHF (Agrisano, AGRIsmart) to 568.05 CHF (vita surselva, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 374.15 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Linescio for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 368.55 CHF a month with the 300 CHF deductible to 263.75 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Linescio for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 390.05 CHF (Sanitas), family doctor / HMO 369.15 CHF (CSS), flexible model 378.15 CHF (Sanitas), telemedicine 368.55 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 373.70 CHF at Agrisano (AGRIsmart) gives 368.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.