Health insurance premiums 2026 in Zihlschlacht-Sitterdorf (TG)For a child aged 0 to 18 without accident cover
From 56.05 to 142.55 CHF a month depending on the deductible and the model
118 offers from 23 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 84.65 | — | 75.15 | 70.35 | 65.65 | 60.75 | 56.05 |
| 2 | Agrisano | AGRIcontact | 89.35 | — | 79.35 | 74.25 | 69.35 | 64.25 | 59.25 |
| 3 |  ÖKK | HMO model | 90.05 | — | 79.25 | — | 68.35 | — | 57.45 |
| 4 | Agrisano | AGRIeco | 90.85 | — | 80.65 | 75.65 | 70.55 | 65.35 | 60.35 |
| 5 | ÖKK | Family doctor | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 |
| 6 | ÖKK | Select | 92.15 | — | 81.35 | — | 70.55 | — | 59.65 |
| 7 |  CSS | Hausarztversicherung Profit | 92.85 | 87.45 | 82.05 | 76.55 | 71.15 | — | 60.25 |
| 8 | CSS | HMO (health practice) | 93.25 | 87.85 | 82.45 | 76.95 | 71.55 | — | 60.65 |
| 9 |  KPT | KPTwin.smart | 93.45 | — | 84.85 | — | 76.15 | — | 67.45 |
| 10 | ÖKK | Telemedicine | 93.75 | — | 82.95 | — | 72.05 | — | 61.25 |
| 11 | CSS | Callmed | 95.05 | 89.65 | 84.25 | 78.75 | 73.35 | — | 62.45 |
| 12 |  rhenusana | sanmed24 | 95.65 | — | — | 79.35 | — | — | 63.05 |
| 13 | rhenusana | Family doctor | 96.15 | — | — | 79.95 | — | — | 68.75 |
| 14 |  Helsana | BeneFit PLUS Hausarzt R1 | 96.25 | — | — | — | — | 69.25 | — |
| 15 | Helsana | BeneFit PLUS Flexmed R1 | 96.25 | — | — | — | — | 69.25 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Zihlschlacht-Sitterdorf, without accident cover, the cheapest health insurance premium is:
- 84.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 56.05 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Zihlschlacht-Sitterdorf for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Zihlschlacht-Sitterdorf is Agrisano (AGRIsmart) at 84.65 CHF a month.
How much does health insurance cost in Zihlschlacht-Sitterdorf in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 84.65 CHF (Agrisano, AGRIsmart) to 142.55 CHF (Sympany, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Zihlschlacht-Sitterdorf for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.65 CHF a month with the 0 CHF deductible to 56.05 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Zihlschlacht-Sitterdorf for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 99.25 CHF (Agrisano), family doctor / HMO 90.05 CHF (ÖKK), flexible model 92.15 CHF (ÖKK), telemedicine 84.65 CHF (Agrisano).
Does a second or third child pay less in Zihlschlacht-Sitterdorf?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Zihlschlacht-Sitterdorf file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| rhenusana | sanmed24 | 95.65 CHF | 35.25 CHF from the 3rd child |
| Agrisano | AGRIsmart | 84.65 CHF | 35.75 CHF from the 3rd child |
| Galenos | Managed Care | 112.15 CHF | 40.25 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 105.75 CHF | 41.15 CHF from the 3rd child |
| Visana | Tel Doc | 108.35 CHF | 42.35 CHF from the 3rd child |
| sana24 | Managed Care | 124.45 CHF | 44.95 CHF from the 3rd child |
| CONCORDIA | HMO | 98.75 CHF | 46.95 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 100.85 CHF | 47.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 106.85 CHF | 50.85 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 109.85 CHF | 81.05 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 113.25 CHF | 83.65 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 116.55 CHF | 86.15 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 98.05 CHF | 87.75 CHF from the 3rd child |
| EGK | EGK-TelCare | 108.85 CHF | 94.95 CHF from the 3rd child |
| Assura | Qualimed | 100.95 CHF | 99.35 CHF from the 4th child, 97.75 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 89.80 CHF at Agrisano (AGRIsmart) gives 84.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.