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From 201.35 to 471.40 CHF a month depending on the deductible and the model

118 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart309.95300.35276.45252.45228.45204.55
2Groupe Mutuel – AvenirTelemedicineSanaTel (Telemedicine)320.45309.75282.75255.35228.35201.95
3CSSFamily doctor / HMOHMO (health practice)321.35310.55283.45256.25229.25202.05
4ÖKKFamily doctor / HMOÖKK CASAMED HMO322.45311.65284.55257.35230.35210.85
5CONCORDIAFamily doctor / HMOHMO322.55311.55283.95256.45228.95201.35
6SanitasFamily doctor / HMOFamily doctor 1324.45313.60286.45259.30232.15205.00
7SanitasTelemedicineTelMed Basic324.45313.60286.45259.30232.15205.00
8AtupriFamily doctor / HMOHMO326.45315.45287.65259.95232.25204.55
9SanitasFamily doctor / HMOFamily doctor 2327.90317.05289.90262.75235.60208.45
10SanitasFamily doctor / HMOFamily doctor 3327.90317.05289.90262.75235.60208.45
11SanitasFamily doctor / HMOFamily doctor 4327.90317.05289.90262.75235.60208.45
12SanitasFlexible modelMultiAccess327.90317.05289.90262.75235.60208.45
13SanitasTelemedicineTelMed Plus327.90317.05289.90262.75235.60208.45
14AgrisanoTelemedicineAGRIcontact328.15317.95292.65267.35241.95216.65
15Groupe Mutuel – AvenirFamily doctor / HMOOptiMed (Healthcare network)329.95319.35292.35264.85237.95210.95
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In 2027, for a young adult aged 19 to 25 in Schlatt, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Schlatt for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Schlatt is Agrisano (AGRIsmart) at 309.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 338.20 CHF a month.

How much does health insurance cost in Schlatt in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 309.95 CHF (Agrisano, AGRIsmart) to 471.40 CHF (vita surselva, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 293.25 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Schlatt for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 309.95 CHF a month with the 300 CHF deductible to 204.55 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Schlatt for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 338.20 CHF (Sanitas), family doctor / HMO 321.35 CHF (CSS), flexible model 327.90 CHF (Sanitas), telemedicine 309.95 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 314.70 CHF at Agrisano (AGRIsmart) gives 309.95 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.