Health insurance premiums 2026 in Märstetten (TG)For a young adult aged 19 to 25 without accident cover
From 187.95 to 461.05 CHF a month depending on the deductible and the model
118 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 292.75 | 283.25 | 259.55 | 235.55 | 211.75 | 187.95 |
| 2 | Agrisano | AGRIcontact | 308.45 | 298.35 | 273.25 | 248.25 | 223.15 | 198.05 |
| 3 |  CSS | HMO (health practice) | 311.35 | 300.55 | 273.35 | 246.25 | 219.15 | 191.95 |
| 4 |  Groupe Mutuel – Avenir | SanaTel | 312.85 | 302.15 | 275.15 | 247.75 | 220.75 | 196.95 |
| 5 | Agrisano | AGRIeco | 313.55 | 303.45 | 277.95 | 252.35 | 226.95 | 201.45 |
| 6 |  Atupri | HMO | 314.05 | 303.05 | 275.25 | 247.55 | 219.95 | 192.15 |
| 7 |  Sympany | FlexHelp 24 | 314.55 | 303.65 | 276.55 | 249.45 | 222.25 | 195.25 |
| 8 |  Sanitas | Family doctor 1 | 316.50 | 305.70 | 278.55 | 251.35 | 224.25 | 197.05 |
| 9 | Sanitas | TelMed (Compact One) | 316.65 | 305.85 | 278.65 | 251.45 | 224.35 | 197.25 |
| 10 |  ÖKK | HMO model | 319.05 | 308.25 | 281.05 | 253.95 | 226.85 | 207.45 |
| 11 |  Galenos | Tel Doc | 319.35 | 308.45 | 281.25 | 253.95 | 226.75 | 199.45 |
| 12 | Sanitas | Family doctor 2 | 319.85 | 309.05 | 281.90 | 254.70 | 227.60 | 200.40 |
| 13 | Sanitas | Family doctor 3 | 319.85 | 309.05 | 281.90 | 254.70 | 227.60 | 200.40 |
| 14 | Sanitas | Family doctor 4 | 319.85 | 309.05 | 281.90 | 254.70 | 227.60 | 200.40 |
| 15 | Sympany | casamed pharm | 320.05 | 309.15 | 282.05 | 254.95 | 227.75 | 200.75 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Märstetten, without accident cover, the cheapest health insurance premium is:
- 292.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 187.95 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Märstetten for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Märstetten is Agrisano (AGRIsmart) at 292.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 330.05 CHF a month.
How much does health insurance cost in Märstetten in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 292.75 CHF (Agrisano, AGRIsmart) to 461.05 CHF (vita surselva, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 279.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Märstetten for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 292.75 CHF a month with the 300 CHF deductible to 187.95 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Märstetten for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 330.05 CHF (Sanitas), family doctor / HMO 311.35 CHF (CSS), flexible model 314.55 CHF (Sympany), telemedicine 292.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 297.90 CHF at Agrisano (AGRIsmart) gives 292.75 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.