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From 319.70 to 606.40 CHF a month depending on the deductible and the model

118 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart431.10421.50397.60373.50349.60325.70
2ÖKKFamily doctor / HMOÖKK CASAMED HMO436.30425.50398.40371.20344.10324.70
3SanitasFamily doctor / HMOFamily doctor 1441.35430.50403.35376.15349.05321.90
4AtupriFamily doctor / HMOHMO441.60430.50402.80375.10347.40319.70
5CONCORDIAFamily doctor / HMOHMO442.30431.30403.80376.20348.70321.10
6Groupe Mutuel – AvenirTelemedicineSanaTel (Telemedicine)445.50434.80407.80380.40353.40326.50
7ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER446.20435.40408.20381.10354.00326.90
8ÖKKFlexible modelÖKK CASAMED SELECT446.20435.40408.20381.10354.00326.90
9KPTTelemedicineKPTwin.smart - GP with app447.10436.30409.10382.00—327.70
10SLKKTelemedicineSmartMed447.40436.50409.10381.60354.30326.80
11EGKTelemedicineEGK-TelCare449.60438.80411.60384.30357.20330.00
12HelsanaTelemedicineHelsana BeneFit PLUS Telemed450.70439.90412.80385.60358.60331.40
13AtupriFamily doctor / HMOCareMed451.30440.20412.50384.80357.10329.40
14CSSFamily doctor / HMOHMO (health practice)453.00442.20415.00387.90360.80333.60
15ÖKKTelemedicineÖKK CASAMED 24453.60442.80415.70388.50361.40334.30
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In 2027, for an adult aged 26 or over in Herdern, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Herdern for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Herdern is Agrisano (AGRIsmart) at 431.10 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 495.70 CHF a month.

How much does health insurance cost in Herdern in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 431.10 CHF (Agrisano, AGRIsmart) to 606.40 CHF (Groupe Mutuel – Philos, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 433.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Herdern for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 431.10 CHF a month with the 300 CHF deductible to 325.70 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Herdern for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 495.70 CHF (ÖKK), family doctor / HMO 436.30 CHF (ÖKK), flexible model 446.20 CHF (ÖKK), telemedicine 431.10 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.