Health insurance premiums 2026 in Bichelsee-Balterswil (TG)For an adult aged 26 or over with accident cover
From 314.15 to 595.75 CHF a month depending on the deductible and the model
118 offers from 23 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 424.55 | 414.45 | 389.45 | 364.35 | 339.15 | 314.15 |
| 2 |  Atupri | HMO | 442.85 | 431.25 | 402.05 | 372.85 | 343.75 | 314.55 |
| 3 | Agrisano | AGRIcontact | 446.95 | 436.35 | 410.05 | 383.65 | 357.25 | 330.85 |
| 4 |  Galenos | Combi Care | 447.65 | 436.05 | 406.85 | 377.65 | 348.55 | 319.35 |
| 5 |  SLKK | SLKK-SmartMed | 452.15 | 441.95 | 416.25 | 390.55 | 364.95 | 339.25 |
| 6 |  CONCORDIA | HMO | 453.75 | 442.15 | 412.95 | 383.75 | 354.65 | 325.45 |
| 7 | Agrisano | AGRIeco | 454.45 | 443.75 | 416.95 | 390.05 | 363.25 | 336.45 |
| 8 |  CSS | HMO (health practice) | 454.75 | 443.15 | 413.95 | 384.75 | 355.65 | 326.45 |
| 9 | Atupri | CareMed | 454.95 | 443.35 | 414.15 | 384.95 | 355.85 | 326.65 |
| 10 |  Sanitas | Family doctor 1 | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 |
| 11 |  ÖKK | HMO model | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 339.55 |
| 12 |  KPT | KPTwin.smart | 462.25 | 450.65 | 421.45 | 392.25 | — | 333.95 |
| 13 | SLKK | SLKK-HomeCare | 462.55 | 452.15 | 425.85 | 399.55 | 373.35 | 347.15 |
| 14 | Atupri | SmartCare | 462.75 | 451.15 | 421.95 | 392.75 | 363.65 | 334.45 |
| 15 |  EGK | EGK-TelCare | 462.85 | 451.25 | 422.05 | 392.85 | 363.75 | 334.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Bichelsee-Balterswil, with accident cover, the cheapest health insurance premium is:
- 424.55 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 314.15 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Bichelsee-Balterswil for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Bichelsee-Balterswil is Agrisano (AGRIsmart) at 424.55 CHF a month.
How much does health insurance cost in Bichelsee-Balterswil in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 424.55 CHF (Agrisano, AGRIsmart) to 595.75 CHF (Aquilana, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 408.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Bichelsee-Balterswil for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 424.55 CHF a month with the 300 CHF deductible to 314.15 CHF with the 2'500 CHF deductible: 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Bichelsee-Balterswil for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 494.45 CHF (Agrisano), family doctor / HMO 442.85 CHF (Atupri), flexible model 447.65 CHF (Galenos), telemedicine 424.55 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.70 CHF at Agrisano (AGRIsmart) gives 424.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.