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From 314.95 to 601.65 CHF a month depending on the deductible and the model

118 offers from 23 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart426.35416.75392.85368.75344.85320.95
2ÖKKFamily doctor / HMOÖKK CASAMED HMO431.55420.75393.65366.45339.35319.95
3SanitasFamily doctor / HMOFamily doctor 1436.60425.75398.60371.40344.30317.15
4AtupriFamily doctor / HMOHMO436.85425.75398.05370.35342.65314.95
5CONCORDIAFamily doctor / HMOHMO437.55426.55399.05371.45343.95316.35
6Groupe Mutuel – AvenirTelemedicineSanaTel (Telemedicine)440.75430.05403.05375.65348.65321.75
7ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER441.45430.65403.45376.35349.25322.15
8ÖKKFlexible modelÖKK CASAMED SELECT441.45430.65403.45376.35349.25322.15
9KPTTelemedicineKPTwin.smart - GP with app442.35431.55404.35377.25—322.95
10SLKKTelemedicineSmartMed442.65431.75404.35376.85349.55322.05
11EGKTelemedicineEGK-TelCare444.85434.05406.85379.55352.45325.25
12HelsanaTelemedicineHelsana BeneFit PLUS Telemed445.95435.15408.05380.85353.85326.65
13AtupriFamily doctor / HMOCareMed446.55435.45407.75380.05352.35324.65
14CSSFamily doctor / HMOHMO (health practice)448.25437.45410.25383.15356.05328.85
15ÖKKTelemedicineÖKK CASAMED 24448.85438.05410.95383.75356.65329.55
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In 2027, for an adult aged 26 or over in Bichelsee-Balterswil, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Bichelsee-Balterswil for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Bichelsee-Balterswil is Agrisano (AGRIsmart) at 426.35 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 490.95 CHF a month.

How much does health insurance cost in Bichelsee-Balterswil in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 426.35 CHF (Agrisano, AGRIsmart) to 601.65 CHF (Groupe Mutuel – Philos, Standard model): 118 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 428.45 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Bichelsee-Balterswil for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 426.35 CHF a month with the 300 CHF deductible to 320.95 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Bichelsee-Balterswil for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 490.95 CHF (ÖKK), family doctor / HMO 431.55 CHF (ÖKK), flexible model 441.45 CHF (ÖKK), telemedicine 426.35 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 431.10 CHF at Agrisano (AGRIsmart) gives 426.35 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.