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From 60.65 to 156.35 CHF a month depending on the deductible and the model

127 offers from 28 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart90.95—80.7575.7570.7565.6560.65
2Glarner KrankenversicherungTelemedicineglarnermed2496.35——79.7574.1568.6563.05
3AgrisanoFamily doctor / HMOAGRIeco97.05—86.2580.9575.5570.1564.85
4CONCORDIAFamily doctor / HMOHMO97.5591.7585.9580.0574.2568.4562.55
5Einsiedler KrankenkasseStandard modelStandard model99.8594.0588.2582.3576.5570.7564.85
6CONCORDIATelemedicinesmartDoc99.9594.1588.3582.4576.6570.8564.95
7HelsanaTelemedicineHelsana BeneFit PLUS Telemed101.55————72.45—
8Glarner KrankenversicherungStandard modelStandard model101.65——84.1578.3572.5066.65
9CONCORDIAFamily doctor / HMOMyDoc102.9597.1591.3585.4579.6573.8567.95
10HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1104.05————74.95—
11HelsanaFlexible modelHelsana BeneFit PLUS Flexmed104.05————74.95—
12CSSFamily doctor / HMOHausarztversicherung Profit104.1598.3592.5586.6580.85—69.15
13Sumiswalder KrankenkasseFamily doctor / HMOFamily doctor104.6599.2593.9588.4583.1577.8572.45
14Sumiswalder KrankenkasseTelemedicinesumis24Telmed104.6599.2593.9588.4583.1577.8572.45
15KPTTelemedicineKPTwin.smart - GP with app104.75—95.45—86.15—76.75
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In 2027, for a child aged 0 to 18 in Unteriberg, with accident cover, the cheapest health insurance premium is:

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Frequently asked questions

Which health insurance is the cheapest in Unteriberg for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Unteriberg is Agrisano (AGRIsmart) at 90.95 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 99.85 CHF a month.

How much does health insurance cost in Unteriberg in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 90.95 CHF (Agrisano, AGRIsmart) to 156.35 CHF (Sympany, Standard model): 127 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 102.95 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Unteriberg for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 90.95 CHF a month with the 0 CHF deductible to 60.65 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Unteriberg for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 99.85 CHF (Einsiedler Krankenkasse), family doctor / HMO 97.05 CHF (Agrisano), flexible model 104.05 CHF (Helsana), telemedicine 90.95 CHF (Agrisano).

Does a second or third child pay less in Unteriberg?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 28 insurers present in Unteriberg file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart90.95 CHF38.75 CHF from the 3rd child
GalenosManaged Care113.35 CHF43.25 CHF from the 3rd child
VisanaTel Doc114.05 CHF45.05 CHF from the 3rd child
Einsiedler KrankenkasseStandard model99.85 CHF47.55 CHF from the 3rd child
CONCORDIAHMO97.55 CHF48.65 CHF from the 3rd child
sana24Managed Care133.85 CHF48.75 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor104.65 CHF49.95 CHF from the 3rd child
AquilanaSMARTMED109.85 CHF52.55 CHF from the 3rd child
SWICAFavorit Multichoice125.75 CHF52.75 CHF from the 3rd child
Krankenkasse SteffisburgCasa108.55 CHF57.65 CHF from the 3rd child
rhenusanasanmed24125.25 CHF60.25 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine116.10 CHF78.60 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)108.35 CHF80.05 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)123.15 CHF91.25 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)126.25 CHF93.55 CHF from the 5th child
SLKKSmartMed108.05 CHF96.75 CHF from the 3rd child
EGKEGK-TelCare113.15 CHF103.55 CHF from the 3rd child
AssuraFeminaVita107.95 CHF106.35 CHF from the 4th child, 104.65 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 95.70 CHF at Agrisano (AGRIsmart) gives 90.95 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.