Health insurance premiums 2026 in Steinen (SZ)For a young adult aged 19 to 25 with accident cover
From 176.65 to 439.85 CHF a month depending on the deductible and the model
126 offers from 28 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 286.95 | 276.95 | 251.95 | 226.75 | 201.65 | 176.65 |
| 2 | Agrisano | AGRIeco | 307.35 | 296.65 | 269.85 | 242.95 | 216.15 | 189.35 |
| 3 |  CSS | Hausarztversicherung Profit | 308.25 | 296.65 | 267.45 | 238.25 | 209.15 | 179.95 |
| 4 |  Assura | FeminaVita | 314.45 | 302.85 | 273.65 | 244.45 | 215.35 | 204.45 |
| 5 | Assura | PreventoMed | 314.45 | 302.85 | 273.65 | 244.45 | 215.35 | 204.45 |
| 6 |  Groupe Mutuel – Mutuel | PrimaFlex | 314.85 | 303.35 | 274.35 | 244.85 | 215.85 | 193.65 |
| 7 |  ÖKK | HMO model | 315.15 | 303.55 | 274.35 | 245.15 | 216.05 | 190.55 |
| 8 | Groupe Mutuel – Mutuel | OptiMed | 318.55 | 307.05 | 278.05 | 248.55 | 219.55 | 193.65 |
| 9 |  Atupri | HMO | 319.95 | 308.35 | 279.15 | 249.95 | 220.85 | 191.65 |
| 10 | Atupri | CareMed | 321.25 | 309.65 | 280.45 | 251.25 | 222.15 | 192.95 |
| 11 |  CONCORDIA | HMO | 321.75 | 310.15 | 280.95 | 251.75 | 222.65 | 197.15 |
| 12 | ÖKK | Family doctor | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| 13 | ÖKK | Select | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| 14 |  Sanitas | Family doctor 1 | 322.45 | 310.85 | 281.65 | 252.45 | 223.35 | 194.15 |
| 15 | Sanitas | TelMed (Compact One) | 322.55 | 310.95 | 281.75 | 252.55 | 223.45 | 194.25 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Steinen, with accident cover, the cheapest health insurance premium is:
- 286.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 176.65 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Steinen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Steinen is Agrisano (AGRIsmart) at 286.95 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 324.35 CHF a month.
How much does health insurance cost in Steinen in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 286.95 CHF (Agrisano, AGRIsmart) to 439.85 CHF (vita surselva, Standard model): 126 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Steinen for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 286.95 CHF a month with the 300 CHF deductible to 176.65 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Steinen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 324.35 CHF (Einsiedler Krankenkasse), family doctor / HMO 307.35 CHF (Agrisano), flexible model 314.45 CHF (Assura), telemedicine 286.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 292.10 CHF at Agrisano (AGRIsmart) gives 286.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.