Health insurance premiums 2026 in Oberiberg (SZ)For a young adult aged 19 to 25 without accident cover
From 167.05 to 437.20 CHF a month depending on the deductible and the model
126 offers from 28 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 272.35 | 262.85 | 239.05 | 215.15 | 191.35 | 167.55 |
| 2 |  CSS | Hausarztversicherung Profit | 286.35 | 275.55 | 248.35 | 221.25 | 194.15 | 167.05 |
| 3 | Agrisano | AGRIeco | 291.75 | 281.55 | 256.15 | 230.55 | 205.05 | 179.65 |
| 4 |  Assura | FeminaVita | 292.15 | 281.35 | 254.15 | 227.05 | 199.95 | 189.85 |
| 5 | Assura | PreventoMed | 292.15 | 281.35 | 254.15 | 227.05 | 199.95 | 189.85 |
| 6 |  Groupe Mutuel – Mutuel | PrimaFlex | 292.45 | 281.75 | 254.85 | 227.35 | 200.45 | 179.75 |
| 7 |  ÖKK | HMO model | 292.75 | 281.95 | 254.85 | 227.65 | 200.65 | 176.95 |
| 8 | Groupe Mutuel – Mutuel | OptiMed | 295.95 | 285.25 | 258.25 | 230.85 | 203.85 | 179.75 |
| 9 | ÖKK | Family doctor | 299.55 | 288.75 | 261.65 | 234.45 | 207.45 | 180.25 |
| 10 | ÖKK | Select | 299.55 | 288.75 | 261.65 | 234.45 | 207.45 | 180.25 |
| 11 |  Sympany | callmed 24 | 299.75 | 288.85 | 261.75 | 234.65 | 207.45 | 183.35 |
| 12 | Sympany | casamed hmo | 299.75 | 288.85 | 261.75 | 234.65 | 207.45 | 183.35 |
| 13 |  Sanitas | Family doctor 1 | 299.85 | 289.05 | 261.85 | 234.70 | 207.60 | 180.40 |
| 14 | Sanitas | TelMed (Compact One) | 299.95 | 289.15 | 262.05 | 234.85 | 207.75 | 180.55 |
| 15 | Sanitas | Family doctor 2 | 303.00 | 292.20 | 265.05 | 237.85 | 210.75 | 183.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Oberiberg, without accident cover, the cheapest health insurance premium is:
- 272.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 167.05 CHF a month with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Oberiberg for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Oberiberg is Agrisano (AGRIsmart) at 272.35 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 304.55 CHF a month.
How much does health insurance cost in Oberiberg in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 272.35 CHF (Agrisano, AGRIsmart) to 437.20 CHF (vita surselva, Standard model): 126 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Oberiberg for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 272.35 CHF a month with the 300 CHF deductible to 167.55 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Oberiberg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 304.55 CHF (Einsiedler Krankenkasse), family doctor / HMO 286.35 CHF (CSS), flexible model 292.15 CHF (Assura), telemedicine 272.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 277.50 CHF at Agrisano (AGRIsmart) gives 272.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.