Health insurance premiums 2026 in Morschach (SZ)For a child aged 0 to 18

With accident cover: from 52.85 to 147.15 CHF a month depending on the deductible and the model

126 offers from 28 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	82.95	—	72.85	67.85	62.85	57.85	52.85
2	Agrisano	Family doctor / HMOAGRIeco	89.05	—	78.25	72.95	67.65	62.15	56.85
3	CONCORDIA	Family doctor / HMOHMO	95.15	89.35	83.55	77.65	71.85	66.05	60.15
4	CSS	Family doctor / HMOHausarztversicherung Profit	96.25	90.45	84.65	78.75	72.95	—	61.25
5	CSS	TelemedicineCallmed	96.85	91.05	85.25	79.35	73.55	—	61.85
6	Krankenkasse Wädenswil	Family doctor / HMOFamily doctor	96.85	91.05	85.25	79.35	73.55	67.75	61.85
7	CONCORDIA	TelemedicinesmartDoc	96.95	91.15	85.35	79.45	73.65	67.85	61.95
8	Agrisano	Standard modelStandard model	97.25	—	85.55	79.75	73.95	68.05	62.25
9	CSS	Family doctor / HMOHMO (health practice)	97.35	91.55	85.75	79.85	74.05	—	62.35
10	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	99.55	94.15	88.85	83.45	78.05	72.75	67.25
11	Sumiswalder Krankenkasse	TelemedicineTelemedicine	99.55	94.15	88.85	83.45	78.05	72.75	67.25
12	CONCORDIA	Family doctor / HMOMyDoc	100.45	94.65	88.85	82.95	77.15	71.35	65.45
13	Groupe Mutuel – Avenir	Family doctor / HMOOptiMed	100.45	94.65	88.85	82.95	77.15	71.35	65.45
14	Groupe Mutuel – Avenir	Flexible modelPrimaFlex	100.45	94.65	88.85	82.95	77.15	71.35	65.45
15	Krankenkasse Steffisburg	Family doctor / HMOCasa	101.15	95.35	89.55	83.65	77.95	72.05	66.15
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 49.95 to 136.55 CHF a month depending on the deductible and the model

126 offers from 28 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	78.55	—	68.95	64.25	59.45	54.75	49.95
2	Agrisano	Family doctor / HMOAGRIeco	84.35	—	74.05	69.05	64.05	58.75	53.75
3	CSS	Family doctor / HMOHausarztversicherung Profit	89.15	83.75	78.35	72.85	67.45	—	56.65
4	CSS	TelemedicineCallmed	89.65	84.25	78.85	73.45	68.05	—	57.15
5	CONCORDIA	Family doctor / HMOHMO	89.65	84.25	78.75	73.15	67.65	62.15	56.65
6	CSS	Family doctor / HMOHMO (health practice)	90.15	84.75	79.35	73.85	68.45	—	57.55
7	Krankenkasse Wädenswil	Family doctor / HMOFamily doctor	90.75	85.35	79.85	74.35	68.85	63.45	57.85
8	CONCORDIA	TelemedicinesmartDoc	91.35	85.95	80.45	74.85	69.35	63.85	58.35
9	Agrisano	Standard modelStandard model	92.15	—	81.05	75.55	69.95	64.35	58.85
10	Sumiswalder Krankenkasse	Family doctor / HMOFamily doctor	92.25	87.25	82.35	77.25	72.25	67.35	62.25
11	Sumiswalder Krankenkasse	TelemedicineTelemedicine	92.25	87.25	82.35	77.25	72.25	67.35	62.25
12	Groupe Mutuel – Avenir	Family doctor / HMOOptiMed	93.05	87.65	82.25	76.75	71.35	65.95	60.45
13	Groupe Mutuel – Avenir	Flexible modelPrimaFlex	93.05	87.65	82.25	76.75	71.35	65.95	60.45
14	KPT	TelemedicineKPTwin.smart	93.75	—	85.15	—	76.45	—	67.75
15	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R2	93.75	—	—	—	—	66.65	—
			See all	See all	See all	See all	See all	See all	See all

In 2026, for a child aged 0 to 18 in Morschach, the cheapest health insurance premium is:

Without accident cover: 78.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 49.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
With accident cover: 82.95 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 52.85 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).

Lowest premium by deductible in Morschach for a child with accident cover

Deductible of 0 CHF82.95 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF89.35 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 200 CHF72.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF67.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF62.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF57.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF52.85 CHFAgrisanoTelemedicineAGRIsmart

Lowest premium by deductible in Morschach for a child without accident cover

Deductible of 0 CHF78.55 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF83.75 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF68.95 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF64.25 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF59.45 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF54.75 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF49.95 CHFAgrisanoTelemedicineAGRIsmart

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 28/09/2026

Frequently asked questions

Which health insurance is the cheapest in Morschach for a child aged 0 to 18?

In 2026, without accident cover: Agrisano (AGRIsmart) at 78.55 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 49.95 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 82.95 CHF, and Agrisano (AGRIsmart) at 52.85 CHF.

How much does accident cover cost in basic insurance in Morschach?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 78.55 CHF a month without accident cover to 82.95 CHF with accident cover, at the 0 CHF deductible: 4.40 CHF a month, 52.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 88.10 CHF at Agrisano (AGRIsmart) gives 82.95 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.