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From 194.25 to 451.45 CHF a month depending on the deductible and the model

127 offers from 28 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart312.55302.45277.25251.95226.75201.55
2AssuraFlexible modelFeminaVita318.05306.45277.25248.05218.95206.95
3AssuraFlexible modelPreventoMed318.05306.45277.25248.05218.95206.95
4SanitasFamily doctor / HMOFamily doctor 1322.55310.90281.75252.55223.40194.25
5SanitasTelemedicineTelMed Basic322.55310.90281.75252.55223.40194.25
6CONCORDIAFamily doctor / HMOHMO324.25312.65283.45254.25225.15198.85
7ÖKKFamily doctor / HMOÖKK CASAMED HMO324.55312.95283.75254.55225.45196.45
8SanitasFamily doctor / HMOFamily doctor 2325.95314.30285.15255.95226.80197.65
9SanitasFamily doctor / HMOFamily doctor 3325.95314.30285.15255.95226.80197.65
10SanitasFamily doctor / HMOFamily doctor 4325.95314.30285.15255.95226.80197.65
11SanitasFlexible modelMultiAccess325.95314.30285.15255.95226.80197.65
12SanitasTelemedicineTelMed Plus325.95314.30285.15255.95226.80197.65
13Sumiswalder KrankenkasseFamily doctor / HMOFamily doctor330.05319.25292.45265.65238.85212.05
14Sumiswalder KrankenkasseTelemedicinesumis24Telmed330.05319.25292.45265.65238.85212.05
15CSSFamily doctor / HMOHausarztversicherung Profit331.75320.15290.95261.75232.65203.45
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In 2027, for a young adult aged 19 to 25 in Küssnacht, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Küssnacht for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Küssnacht is Agrisano (AGRIsmart) at 312.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 336.20 CHF a month.

How much does health insurance cost in Küssnacht in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 312.55 CHF (Agrisano, AGRIsmart) to 451.45 CHF (KPT, Standard model): 127 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 272.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Küssnacht for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 312.55 CHF a month with the 300 CHF deductible to 201.55 CHF with the 2'500 CHF deductible: 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Küssnacht for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 336.20 CHF (Sanitas), family doctor / HMO 322.55 CHF (Sanitas), flexible model 318.05 CHF (Assura), telemedicine 312.55 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 317.30 CHF at Agrisano (AGRIsmart) gives 312.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.