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127 offersfrom 28 health insurers

Child (0 to 18) · without accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Alpthal (canton Schwyz), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 91.20 CHF with CONCORDIA (HMO model) and the most expensive is 134.10 CHF with sana24 (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Alpthal for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Alpthal is CONCORDIA (HMO) at 91.20 CHF a month. The cheapest standard model (free choice of doctor) is Einsiedler Krankenkasse (Standard model) at 92.90 CHF a month.

How much does health insurance cost in Alpthal in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, monthly premiums run from 91.20 CHF (CONCORDIA, HMO) to 134.10 CHF (sana24, Standard model): 127 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.70 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Alpthal for a child aged 0 to 18 without accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 96.70 CHF a month with the 0 CHF deductible to 63.60 CHF with the 600 CHF deductible: 33.10 CHF less a month, 397.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 441 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Alpthal for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 92.90 CHF (Einsiedler Krankenkasse), family doctor / HMO 91.20 CHF (CONCORDIA), flexible model 99.50 CHF (Assura), telemedicine 93.50 CHF (CONCORDIA).

Does a second or third child pay less in Alpthal?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 28 insurers present in Alpthal file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
GalenosManaged Care105.00 CHF41.70 CHF from the 3rd child
VisanaTel Doc105.60 CHF41.90 CHF from the 3rd child
CONCORDIAHMO91.20 CHF45.00 CHF from the 3rd child
Einsiedler KrankenkasseStandard model92.90 CHF46.50 CHF from the 3rd child
sana24Managed Care124.10 CHF46.60 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor96.80 CHF48.40 CHF from the 3rd child
AquilanaSMARTMED101.90 CHF51.00 CHF from the 3rd child
Krankenkasse SteffisburgCasa100.60 CHF55.40 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine108.10 CHF74.60 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)99.80 CHF74.80 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)113.60 CHF85.20 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)116.40 CHF87.30 CHF from the 5th child
SLKKSmartMed101.20 CHF90.60 CHF from the 3rd child
EGKEGK-TelCare104.60 CHF95.60 CHF from the 3rd child
AssuraFeminaVita99.50 CHF98.00 CHF from the 4th child, 96.40 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.