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From 67.95 to 163.45 CHF a month depending on the deductible and the model

126 offers from 25 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart96.55—86.9582.1577.4572.6567.95
2CSSFamily doctor / HMOHausarztversicherung Profit100.4595.0589.6584.2578.85—67.95
3AssuraFamily doctor / HMOPharMed101.7596.3590.9585.4580.0574.6569.25
4AgrisanoTelemedicineAGRIcontact101.85—91.7586.7581.7576.7571.75
5AssuraFlexible modelQualimed103.0597.6592.2586.7581.3575.9570.55
6HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3103.15————76.05—
7HelsanaFlexible modelBeneFit PLUS Flexmed R3103.15————76.05—
8HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2103.15————76.05—
9HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1103.15————76.05—
10HelsanaFlexible modelBeneFit PLUS Flexmed R1103.15————76.05—
11HelsanaTelemedicineBeneFit PLUS Telmed103.15————76.05—
12AgrisanoFamily doctor / HMOAGRIeco103.55—93.3588.2583.2578.0572.95
13AquilanaTelemedicineSMARTMED103.7599.2594.5589.8585.1578.45—
14AssuraFamily doctor / HMOFamily doctor104.9599.5594.1588.6583.2577.8572.35
15VisanaFamily doctor / HMOVIVA – Gesundheitsplan105.2599.7596.5591.0587.8582.4576.95
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In 2026, for a child aged 0 to 18 in Riedholz, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Riedholz for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Riedholz is Agrisano (AGRIsmart) at 96.55 CHF a month.

How much does health insurance cost in Riedholz in 2026 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 96.55 CHF (Agrisano, AGRIsmart) to 163.45 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Riedholz for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 96.55 CHF a month with the 0 CHF deductible to 67.95 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Riedholz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 113.05 CHF (Agrisano), family doctor / HMO 100.45 CHF (CSS), flexible model 103.05 CHF (Assura), telemedicine 96.55 CHF (Agrisano).

Does a second or third child pay less in Riedholz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 25 insurers present in Riedholz file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart96.55 CHF41.05 CHF from the 3rd child
VisanaVIVA – Gesundheitsplan105.25 CHF41.05 CHF from the 3rd child
GalenosManaged Care123.45 CHF46.55 CHF from the 3rd child
SWICAFAVORIT MULTICHOICE123.45 CHF48.45 CHF from the 3rd child
sana24Managed Care135.15 CHF49.05 CHF from the 3rd child
AquilanaSMARTMED103.75 CHF49.35 CHF from the 3rd child
CONCORDIAHMO106.15 CHF52.55 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor113.25 CHF54.05 CHF from the 3rd child
rhenusanasanmed24129.65 CHF62.25 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa109.15 CHF63.45 CHF from the 3rd child
Groupe Mutuel – MutuelSanaTel106.25 CHF78.35 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine119.85 CHF79.85 CHF from the 3rd child
Groupe Mutuel – PhilosOptiMed114.25 CHF84.45 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed119.05 CHF87.95 CHF from the 5th child
EGKEGK-TelCare110.05 CHF95.25 CHF from the 3rd child
AssuraPharMed101.75 CHF100.15 CHF from the 4th child, 98.55 CHF from the 5th child
SLKKSLKK-SmartMed110.55 CHF99.05 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 101.70 CHF at Agrisano (AGRIsmart) gives 96.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.