Health insurance premiums 2026 in Recherswil (SO)For a child aged 0 to 18 without accident cover
From 67.95 to 163.45 CHF a month depending on the deductible and the model
126 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 96.55 | — | 86.95 | 82.15 | 77.45 | 72.65 | 67.95 |
| 2 |  CSS | Hausarztversicherung Profit | 100.45 | 95.05 | 89.65 | 84.25 | 78.85 | — | 67.95 |
| 3 |  Assura | PharMed | 101.75 | 96.35 | 90.95 | 85.45 | 80.05 | 74.65 | 69.25 |
| 4 | Agrisano | AGRIcontact | 101.85 | — | 91.75 | 86.75 | 81.75 | 76.75 | 71.75 |
| 5 | Assura | Qualimed | 103.05 | 97.65 | 92.25 | 86.75 | 81.35 | 75.95 | 70.55 |
| 6 |  Helsana | BeneFit PLUS Hausarzt R3 | 103.15 | — | — | — | — | 76.05 | — |
| 7 | Helsana | BeneFit PLUS Flexmed R3 | 103.15 | — | — | — | — | 76.05 | — |
| 8 | Helsana | BeneFit PLUS Hausarzt R2 | 103.15 | — | — | — | — | 76.05 | — |
| 9 | Helsana | BeneFit PLUS Hausarzt R1 | 103.15 | — | — | — | — | 76.05 | — |
| 10 | Helsana | BeneFit PLUS Flexmed R1 | 103.15 | — | — | — | — | 76.05 | — |
| 11 | Helsana | BeneFit PLUS Telmed | 103.15 | — | — | — | — | 76.05 | — |
| 12 | Agrisano | AGRIeco | 103.55 | — | 93.35 | 88.25 | 83.25 | 78.05 | 72.95 |
| 13 |  Aquilana | SMARTMED | 103.75 | 99.25 | 94.55 | 89.85 | 85.15 | 78.45 | — |
| 14 | Assura | Family doctor | 104.95 | 99.55 | 94.15 | 88.65 | 83.25 | 77.85 | 72.35 |
| 15 |  Visana | VIVA – Gesundheitsplan | 105.25 | 99.75 | 96.55 | 91.05 | 87.85 | 82.45 | 76.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Recherswil, without accident cover, the cheapest health insurance premium is:
- 96.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 67.95 CHF a month with a 600 CHF deductible (CSS, Hausarztversicherung Profit)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Recherswil for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Recherswil is Agrisano (AGRIsmart) at 96.55 CHF a month.
How much does health insurance cost in Recherswil in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 96.55 CHF (Agrisano, AGRIsmart) to 163.45 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Recherswil for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 96.55 CHF a month with the 0 CHF deductible to 67.95 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Recherswil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 113.05 CHF (Agrisano), family doctor / HMO 100.45 CHF (CSS), flexible model 103.05 CHF (Assura), telemedicine 96.55 CHF (Agrisano).
Does a second or third child pay less in Recherswil?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 25 insurers present in Recherswil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 96.55 CHF | 41.05 CHF from the 3rd child |
| Visana | VIVA – Gesundheitsplan | 105.25 CHF | 41.05 CHF from the 3rd child |
| Galenos | Managed Care | 123.45 CHF | 46.55 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 123.45 CHF | 48.45 CHF from the 3rd child |
| sana24 | Managed Care | 135.15 CHF | 49.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.75 CHF | 49.35 CHF from the 3rd child |
| CONCORDIA | HMO | 106.15 CHF | 52.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 113.25 CHF | 54.05 CHF from the 3rd child |
| rhenusana | sanmed24 | 129.65 CHF | 62.25 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 109.15 CHF | 63.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 106.25 CHF | 78.35 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 119.85 CHF | 79.85 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed | 114.25 CHF | 84.45 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 119.05 CHF | 87.95 CHF from the 5th child |
| EGK | EGK-TelCare | 110.05 CHF | 95.25 CHF from the 3rd child |
| Assura | PharMed | 101.75 CHF | 100.15 CHF from the 4th child, 98.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 110.55 CHF | 99.05 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 101.70 CHF at Agrisano (AGRIsmart) gives 96.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.