Health insurance premiums 2026 in Obergösgen (SO)For a young adult aged 19 to 25 with accident cover
From 221.65 to 495.55 CHF a month depending on the deductible and the model
126 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Visana | VIVA – Gesundheitsplan | 340.05 | 333.35 | 305.45 | 276.25 | 253.25 | 224.15 |
| 2 |  Agrisano | AGRIsmart | 349.75 | 339.75 | 314.65 | 289.55 | 264.45 | 239.45 |
| 3 |  Assura | PharMed | 349.95 | 338.35 | 309.15 | 279.95 | 250.85 | 221.65 |
| 4 | Visana | Managed Care | 352.85 | 346.15 | 312.05 | 282.85 | 253.65 | 224.55 |
| 5 | Assura | Qualimed | 354.15 | 342.55 | 313.35 | 284.15 | 255.05 | 225.85 |
| 6 |  CSS | Hausarztversicherung Profit | 356.25 | 344.65 | 315.45 | 286.25 | 257.15 | 227.95 |
| 7 | Assura | Family doctor | 360.35 | 348.75 | 319.55 | 290.35 | 261.25 | 232.05 |
| 8 |  Groupe Mutuel – Mutuel | SanaTel | 364.15 | 352.65 | 323.65 | 294.15 | 265.15 | 236.15 |
| 9 | Assura | Hausspital | 366.55 | 354.95 | 325.75 | 296.55 | 267.45 | 238.25 |
| 10 |  ÖKK | HMO model | 367.65 | 356.05 | 326.85 | 297.65 | 268.55 | 239.35 |
| 11 | Agrisano | AGRIcontact | 368.35 | 357.75 | 331.45 | 304.95 | 278.55 | 252.25 |
| 12 | Visana | Med Direct | 371.45 | 364.75 | 330.65 | 301.45 | 272.25 | 243.15 |
| 13 |  Aquilana | SMARTMED | 371.55 | 361.55 | 336.15 | 310.75 | 285.35 | 253.85 |
| 14 |  EGK | EGK-TelCare | 372.75 | 361.15 | 331.95 | 302.75 | 273.65 | 244.45 |
| 15 | Agrisano | AGRIeco | 374.55 | 363.75 | 336.95 | 310.15 | 283.25 | 256.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Obergösgen, with accident cover, the cheapest health insurance premium is:
- 340.05 CHF a month with a 300 CHF deductible (Visana, VIVA – Gesundheitsplan)
- 221.65 CHF a month with a 2'500 CHF deductible (Assura, PharMed)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Obergösgen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Obergösgen is Visana (VIVA – Gesundheitsplan) at 340.05 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 393.95 CHF a month.
How much does health insurance cost in Obergösgen in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 340.05 CHF (Visana, VIVA – Gesundheitsplan) to 495.55 CHF (sana24, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 313.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Obergösgen for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 340.05 CHF a month with the 300 CHF deductible to 224.15 CHF with the 2'500 CHF deductible: 115.90 CHF less a month, 1'390.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'845 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Obergösgen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 393.95 CHF (Sanitas), family doctor / HMO 340.05 CHF (Visana), flexible model 354.15 CHF (Assura), telemedicine 349.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 345.20 CHF at Visana (VIVA – Gesundheitsplan) gives 340.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.