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126 offersfrom 25 health insurers

Child (0 to 18) · without accident cover · deductible of 400 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Obergösgen (canton Solothurn), in 2027, for a child aged 0 to 18 with a 400 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 86.20 CHF with Agrisano (AGRIsmart model) and the most expensive is 157.80 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Obergösgen for a child aged 0 to 18 with a deductible of 400 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Obergösgen is Agrisano (AGRIsmart) at 86.20 CHF a month.

How much does health insurance cost in Obergösgen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, monthly premiums run from 86.20 CHF (Agrisano, AGRIsmart) to 157.80 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 124.60 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Obergösgen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 105.30 CHF a month with the 0 CHF deductible to 76.50 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Obergösgen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, the cheapest premium per model is: standard model 99.60 CHF (Agrisano), family doctor / HMO 91.10 CHF (Assura), flexible model 92.40 CHF (Assura), telemedicine 86.20 CHF (Agrisano).

Does a second or third child pay less in Obergösgen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Obergösgen file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart86.20 CHF29.30 CHF from the 3rd child
VisanaManaged Care97.30 CHF31.40 CHF from the 3rd child
CONCORDIAHMO93.60 CHF37.80 CHF from the 3rd child
GalenosManaged Care110.80 CHF38.50 CHF from the 3rd child
sana24Managed Care125.80 CHF41.20 CHF from the 3rd child
SWICAStandard model123.50 CHF42.30 CHF from the 3rd child
AquilanaSMARTMED96.60 CHF48.30 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor102.60 CHF51.30 CHF from the 3rd child
Krankenkasse SteffisburgMedcasa97.10 CHF53.50 CHF from the 3rd child
Groupe Mutuel – MutuelSanaTel (Telemedicine)94.60 CHF70.90 CHF from the 5th child
Krankenkasse Luzerner HinterlandTelemedicine109.30 CHF74.35 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)104.40 CHF78.30 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)110.90 CHF83.20 CHF from the 5th child
AssuraMediTel89.80 CHF88.20 CHF from the 4th child, 86.60 CHF from the 5th child
SLKKSmartMed99.10 CHF87.00 CHF from the 3rd child
EGKEGK-TelCare99.50 CHF89.40 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.