Health insurance premiums 2027 in Oberbuchsiten (SO)For a child aged 0 to 18 without accident cover
From 71.75 to 174.75 CHF a month depending on the deductible and the model
126 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | AGRIsmart | 100.55 | — | 90.95 | 86.15 | 81.45 | 76.45 | 71.75 | |
| 2 | AGRIcontact | 106.55 | — | 96.45 | 91.35 | 86.35 | 81.25 | 76.15 | |
| 3 | MediTel | 106.75 | 101.35 | 95.95 | 90.45 | 85.05 | 79.65 | 74.15 | |
| 4 | AGRIeco | 107.25 | — | 96.95 | 91.95 | 86.85 | 81.75 | 76.65 | |
| 5 | PharMed | 108.05 | 102.65 | 97.25 | 91.75 | 86.35 | 80.95 | 75.45 | |
| 6 | Hausarztversicherung Profit | 108.95 | 103.55 | 98.15 | 92.75 | 87.35 | — | 76.45 | |
| 7 | QualiMed | 109.35 | 103.95 | 98.55 | 93.05 | 87.65 | 82.25 | 76.75 | |
| 8 | KPTwin.plus - HMO GP | 109.65 | — | 100.95 | — | 92.25 | — | 83.65 | |
| 9 | KPTwin.smart - GP with app | 109.65 | — | 100.95 | — | 92.25 | — | 83.65 | |
| 10 | Helsana BeneFit PLUS Telemed | 109.75 | — | — | — | — | 82.75 | — | |
| 11 | SMARTMED | 110.75 | 106.05 | 101.35 | 96.65 | 91.85 | 85.05 | — | |
| 12 | HMO | 110.85 | 105.35 | 99.95 | 94.35 | 88.85 | 83.35 | 77.75 | |
| 13 | Helsana BeneFit PLUS General Practitioner R2 | 111.05 | — | — | — | — | 84.05 | — | |
| 14 | Helsana BeneFit PLUS General Practitioner R1 | 111.05 | — | — | — | — | 84.05 | — | |
| 15 | Family doctor | 111.25 | 105.85 | 100.45 | 94.95 | 89.65 | 84.25 | 78.75 | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Oberbuchsiten, without accident cover, the cheapest health insurance premium is:
- 100.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 71.75 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Oberbuchsiten for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Oberbuchsiten is Agrisano (AGRIsmart) at 100.55 CHF a month.
How much does health insurance cost in Oberbuchsiten in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 100.55 CHF (Agrisano, AGRIsmart) to 174.75 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Oberbuchsiten for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 100.55 CHF a month with the 0 CHF deductible to 71.75 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Oberbuchsiten for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 116.95 CHF (Agrisano), family doctor / HMO 107.25 CHF (Agrisano), flexible model 109.35 CHF (Assura), telemedicine 100.55 CHF (Agrisano).
Does a second or third child pay less in Oberbuchsiten?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 25 insurers present in Oberbuchsiten file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 100.55 CHF | 43.05 CHF from the 3rd child |
| Visana | VIVA health plan | 113.65 CHF | 44.85 CHF from the 3rd child |
| Galenos | Managed Care | 127.85 CHF | 48.55 CHF from the 3rd child |
| sana24 | Managed Care | 142.85 CHF | 52.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 110.75 CHF | 53.05 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 128.85 CHF | 54.15 CHF from the 3rd child |
| CONCORDIA | HMO | 110.85 CHF | 55.15 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 117.85 CHF | 56.55 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 114.15 CHF | 60.65 CHF from the 3rd child |
| rhenusana | sanmed24 | 135.45 CHF | 65.35 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 111.45 CHF | 82.45 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 126.50 CHF | 84.50 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 121.35 CHF | 89.85 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 127.85 CHF | 94.65 CHF from the 5th child |
| Assura | MediTel | 106.75 CHF | 105.15 CHF from the 4th child, 103.55 CHF from the 5th child |
| SLKK | SmartMed | 115.95 CHF | 103.95 CHF from the 3rd child |
| EGK | EGK-TelCare | 116.55 CHF | 106.35 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 105.30 CHF at Agrisano (AGRIsmart) gives 100.55 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.