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From 368.45 to 658.05 CHF a month depending on the deductible and the model

125 offers from 25 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart473.85464.25440.35416.25392.35368.45
2ÖKKFamily doctor / HMOÖKK CASAMED HMO489.55478.75451.55424.45397.35370.15
3Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)489.55478.85451.85424.45397.45370.55
4EGKTelemedicineEGK-TelCare489.85479.05451.85424.65397.45370.25
5GalenosTelemedicineTel Doc491.15480.25452.95425.65398.45371.15
6SanitasFamily doctor / HMOFamily doctor 1492.50481.65454.50427.35400.20373.05
7HelsanaTelemedicineHelsana BeneFit PLUS Telemed493.55482.75455.55428.45401.35374.15
8CONCORDIAFamily doctor / HMOHMO493.65482.75455.15427.55400.05372.45
9ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER494.95484.25457.05429.85402.85375.65
10KPTFamily doctor / HMOKPTwin.plus - HMO GP495.65484.85457.75430.55—376.35
11KPTTelemedicineKPTwin.smart - GP with app495.65484.85457.75430.55—376.35
12VisanaFamily doctor / HMOManaged Care496.05489.85457.85430.65403.35376.15
13AquilanaTelemedicineSMARTMED496.95487.65463.95440.35416.85384.05
14AtupriFamily doctor / HMOHMO497.85486.75459.05431.35403.65375.95
15SLKKTelemedicineSmartMed498.25487.35459.95432.45405.15377.65
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In 2027, for an adult aged 26 or over in Nuglar-St. Pantaleon, without accident cover, the cheapest health insurance premium is:

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Frequently asked questions

Which health insurance is the cheapest in Nuglar-St. Pantaleon for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Nuglar-St. Pantaleon is Agrisano (AGRIsmart) at 473.85 CHF a month.

How much does health insurance cost in Nuglar-St. Pantaleon in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 473.85 CHF (Agrisano, AGRIsmart) to 658.05 CHF (Groupe Mutuel – Philos, Standard model): 125 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 488.75 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Nuglar-St. Pantaleon for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 473.85 CHF a month with the 300 CHF deductible to 368.45 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Nuglar-St. Pantaleon for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 548.55 CHF (Agrisano), family doctor / HMO 489.55 CHF (ÖKK), flexible model 505.15 CHF (Helsana), telemedicine 473.85 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 478.60 CHF at Agrisano (AGRIsmart) gives 473.85 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.