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From 373.20 to 662.80 CHF a month depending on the deductible and the model

126 offers from 25 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart478.60469.00445.10421.00397.10373.20
2ÖKKFamily doctor / HMOÖKK CASAMED HMO494.30483.50456.30429.20402.10374.90
3Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)494.30483.60456.60429.20402.20375.30
4VisanaFamily doctor / HMOVIVA health plan494.40488.20459.20431.90407.50380.30
5EGKTelemedicineEGK-TelCare494.60483.80456.60429.40402.20375.00
6GalenosTelemedicineTel Doc495.90485.00457.70430.40403.20375.90
7SanitasFamily doctor / HMOFamily doctor 1497.25486.40459.25432.10404.95377.80
8HelsanaTelemedicineHelsana BeneFit PLUS Telemed498.30487.50460.30433.20406.10378.90
9CONCORDIAFamily doctor / HMOHMO498.40487.50459.90432.30404.80377.20
10ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER499.70489.00461.80434.60407.60380.40
11KPTFamily doctor / HMOKPTwin.plus - HMO GP500.40489.60462.50435.30—381.10
12KPTTelemedicineKPTwin.smart - GP with app500.40489.60462.50435.30—381.10
13VisanaFamily doctor / HMOManaged Care500.80494.60462.60435.40408.10380.90
14AquilanaTelemedicineSMARTMED501.70492.40468.70445.10421.60388.80
15AtupriFamily doctor / HMOHMO502.60491.50463.80436.10408.40380.70
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In 2027, for an adult aged 26 or over in Niedergösgen, without accident cover, the cheapest health insurance premium is:

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Frequently asked questions

Which health insurance is the cheapest in Niedergösgen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Niedergösgen is Agrisano (AGRIsmart) at 478.60 CHF a month.

How much does health insurance cost in Niedergösgen in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 478.60 CHF (Agrisano, AGRIsmart) to 662.80 CHF (Groupe Mutuel – Philos, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 493.50 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Niedergösgen for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 478.60 CHF a month with the 300 CHF deductible to 373.20 CHF with the 2'500 CHF deductible: 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Niedergösgen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 553.30 CHF (Agrisano), family doctor / HMO 494.30 CHF (ÖKK), flexible model 509.90 CHF (Helsana), telemedicine 478.60 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.