Health insurance premiums 2027 in Niederbuchsiten (SO)For a child aged 0 to 18 with accident cover
From 75.75 to 188.25 CHF a month depending on the deductible and the model
126 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 106.05 | — | 95.95 | 90.95 | 85.95 | 80.75 | 75.75 |
| 2 | Agrisano | AGRIcontact | 112.45 | — | 101.75 | 96.45 | 91.15 | 85.75 | 80.45 |
| 3 | Agrisano | AGRIeco | 113.15 | — | 102.35 | 97.05 | 91.65 | 86.25 | 80.95 |
| 4 |  Assura | MediTel | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | 85.95 | 80.05 |
| 5 | Assura | PharMed | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 81.45 |
| 6 |  CSS | Hausarztversicherung Profit | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | — | 82.55 |
| 7 |  CONCORDIA | HMO | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | 82.55 |
| 8 | Assura | QualiMed | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| 9 |  KPT | KPTwin.plus - HMO GP | 118.25 | — | 108.95 | — | 99.55 | — | 90.25 |
| 10 | KPT | KPTwin.smart - GP with app | 118.25 | — | 108.95 | — | 99.55 | — | 90.25 |
| 11 |  Helsana | Helsana BeneFit PLUS Telemed | 118.35 | — | — | — | — | 89.25 | — |
| 12 |  Aquilana | SMARTMED | 119.35 | 114.35 | 109.25 | 104.25 | 99.05 | 91.75 | — |
| 13 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 119.75 | — | — | — | — | 90.65 | — |
| 14 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 119.75 | — | — | — | — | 90.65 | — |
| 15 | Assura | Family doctor | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Niederbuchsiten, with accident cover, the cheapest health insurance premium is:
- 106.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 75.75 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Niederbuchsiten for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Niederbuchsiten is Agrisano (AGRIsmart) at 106.05 CHF a month.
How much does health insurance cost in Niederbuchsiten in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 106.05 CHF (Agrisano, AGRIsmart) to 188.25 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Niederbuchsiten for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 106.05 CHF a month with the 0 CHF deductible to 75.75 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Niederbuchsiten for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 123.35 CHF (Agrisano), family doctor / HMO 113.15 CHF (Agrisano), flexible model 117.85 CHF (Assura), telemedicine 106.05 CHF (Agrisano).
Does a second or third child pay less in Niederbuchsiten?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 25 insurers present in Niederbuchsiten file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 106.05 CHF | 45.55 CHF from the 3rd child |
| Visana | VIVA health plan | 121.95 CHF | 48.25 CHF from the 3rd child |
| Galenos | Managed Care | 137.05 CHF | 52.25 CHF from the 3rd child |
| sana24 | Managed Care | 153.15 CHF | 56.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 119.35 CHF | 57.35 CHF from the 3rd child |
| CONCORDIA | HMO | 117.55 CHF | 58.55 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 138.95 CHF | 58.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 127.05 CHF | 61.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 122.35 CHF | 65.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 145.95 CHF | 70.65 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 120.25 CHF | 88.95 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 134.90 CHF | 90.20 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 130.85 CHF | 96.95 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 137.75 CHF | 102.15 CHF from the 5th child |
| SLKK | SmartMed | 123.65 CHF | 110.85 CHF from the 3rd child |
| Assura | MediTel | 115.05 CHF | 113.35 CHF from the 4th child, 111.65 CHF from the 5th child |
| EGK | EGK-TelCare | 125.25 CHF | 114.35 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.80 CHF at Agrisano (AGRIsmart) gives 106.05 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.