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Without accident cover: from 341.15 to 592.75 CHF a month depending on the deductible and the model

126 offers from 25 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1VisanaFamily doctor / HMOVIVA – Gesundheitsplan455.55449.35420.15392.95368.45341.15
2AgrisanoTelemedicineAGRIsmart456.75447.25423.45399.55375.75351.95
3VisanaFamily doctor / HMOManaged Care461.65455.45423.45396.25368.95341.75
4HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3465.75454.95427.85400.65373.55346.45
5HelsanaFlexible modelBeneFit PLUS Flexmed R3465.75454.95427.85400.65373.55346.45
6HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2465.75454.95427.85400.65373.55346.45
7HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1465.75454.95427.85400.65373.55346.45
8HelsanaFlexible modelBeneFit PLUS Flexmed R1465.75454.95427.85400.65373.55346.45
9HelsanaTelemedicineBeneFit PLUS Telmed465.75454.95427.85400.65373.55346.45
10AquilanaTelemedicineSMARTMED468.15458.85435.25411.65388.15356.05
11Groupe Mutuel – MutuelTelemedicineSanaTel468.55457.95430.95403.45376.55349.55
12ÖKKFamily doctor / HMOHMO model473.15462.35435.15408.05380.95353.75
13CONCORDIAFamily doctor / HMOHMO474.15463.15435.55407.95380.45352.85
14CSSFamily doctor / HMOHausarztversicherung Profit475.05464.25437.05409.95382.85355.75
15GalenosTelemedicineTel Doc475.75464.85437.55410.35383.05355.75
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With accident cover: from 365.35 to 637.65 CHF a month depending on the deductible and the model

126 offers from 25 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart481.05471.05446.05420.85395.75370.75
2VisanaFamily doctor / HMOVIVA – Gesundheitsplan487.85481.15449.95420.75394.55365.35
3VisanaFamily doctor / HMOManaged Care494.35487.65453.45424.35395.15365.95
4HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3501.15489.55460.35431.15402.05372.85
5HelsanaFlexible modelBeneFit PLUS Flexmed R3501.15489.55460.35431.15402.05372.85
6HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2501.15489.55460.35431.15402.05372.85
7HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1501.15489.55460.35431.15402.05372.85
8HelsanaFlexible modelBeneFit PLUS Flexmed R1501.15489.55460.35431.15402.05372.85
9HelsanaTelemedicineBeneFit PLUS Telmed501.15489.55460.35431.15402.05372.85
10CONCORDIAFamily doctor / HMOHMO501.95490.35461.15431.95402.85373.65
11AtupriFamily doctor / HMOHMO502.55490.95461.75432.55403.45374.25
12AquilanaTelemedicineSMARTMED503.75493.75468.35443.05417.65383.15
13Groupe Mutuel – MutuelTelemedicineSanaTel504.25492.75463.75434.25405.25376.25
14AgrisanoTelemedicineAGRIcontact506.55495.95469.65443.15416.75390.45
15SLKKTelemedicineSLKK-SmartMed507.85497.65471.95446.25420.65394.95
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In 2026, for an adult aged 26 or over in Meltingen, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Meltingen for an adult aged 26 or over?

In 2026, without accident cover: Visana (VIVA – Gesundheitsplan) at 455.55 CHF a month with a deductible of 300 CHF, and Visana (VIVA – Gesundheitsplan) at 341.15 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 481.05 CHF, and Visana (VIVA – Gesundheitsplan) at 365.35 CHF.

How much does accident cover cost in basic insurance in Meltingen?

For an adult aged 26 or over with Visana (VIVA – Gesundheitsplan), the premium rises from 455.55 CHF a month without accident cover to 487.85 CHF with accident cover, at the 300 CHF deductible: 32.30 CHF a month, 387.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 460.70 CHF at Visana (VIVA – Gesundheitsplan) gives 455.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.