Health insurance premiums 2026 in Hubersdorf (SO)For a child aged 0 to 18 with accident cover
From 71.75 to 176.05 CHF a month depending on the deductible and the model
126 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 101.85 | — | 91.75 | 86.75 | 81.75 | 76.75 | 71.75 |
| 2 | Agrisano | AGRIcontact | 107.45 | — | 96.85 | 91.55 | 86.35 | 81.05 | 75.75 |
| 3 |  CSS | Hausarztversicherung Profit | 108.45 | 102.65 | 96.85 | 90.95 | 85.15 | — | 73.45 |
| 4 | Agrisano | AGRIeco | 109.25 | — | 98.55 | 93.15 | 87.85 | 82.45 | 77.05 |
| 5 |  Assura | PharMed | 109.75 | 103.95 | 98.15 | 92.25 | 86.45 | 80.65 | 74.75 |
| 6 | Assura | Qualimed | 111.15 | 105.35 | 99.55 | 93.65 | 87.85 | 82.05 | 76.15 |
| 7 |  Helsana | BeneFit PLUS Hausarzt R3 | 111.25 | — | — | — | — | 82.15 | — |
| 8 | Helsana | BeneFit PLUS Flexmed R3 | 111.25 | — | — | — | — | 82.15 | — |
| 9 | Helsana | BeneFit PLUS Hausarzt R2 | 111.25 | — | — | — | — | 82.15 | — |
| 10 | Helsana | BeneFit PLUS Hausarzt R1 | 111.25 | — | — | — | — | 82.15 | — |
| 11 | Helsana | BeneFit PLUS Flexmed R1 | 111.25 | — | — | — | — | 82.15 | — |
| 12 | Helsana | BeneFit PLUS Telmed | 111.25 | — | — | — | — | 82.15 | — |
| 13 |  Aquilana | SMARTMED | 112.05 | 107.05 | 102.05 | 96.95 | 91.85 | 84.65 | — |
| 14 |  CONCORDIA | HMO | 112.55 | 106.75 | 100.95 | 95.05 | 89.25 | 83.45 | 77.55 |
| 15 |  Visana | VIVA – Gesundheitsplan | 112.85 | 107.05 | 103.65 | 97.85 | 94.35 | 88.55 | 82.75 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Hubersdorf, with accident cover, the cheapest health insurance premium is:
- 101.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 71.75 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Hubersdorf for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Hubersdorf is Agrisano (AGRIsmart) at 101.85 CHF a month.
How much does health insurance cost in Hubersdorf in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 101.85 CHF (Agrisano, AGRIsmart) to 176.05 CHF (Sympany, Standard model): 126 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Hubersdorf for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 101.85 CHF a month with the 0 CHF deductible to 71.75 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Hubersdorf for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 119.25 CHF (Agrisano), family doctor / HMO 108.45 CHF (CSS), flexible model 111.15 CHF (Assura), telemedicine 101.85 CHF (Agrisano).
Does a second or third child pay less in Hubersdorf?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 25 insurers present in Hubersdorf file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 101.85 CHF | 43.45 CHF from the 3rd child |
| Visana | VIVA – Gesundheitsplan | 112.85 CHF | 44.25 CHF from the 3rd child |
| Galenos | Managed Care | 132.35 CHF | 50.15 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 133.05 CHF | 52.45 CHF from the 3rd child |
| sana24 | Managed Care | 144.95 CHF | 52.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 112.05 CHF | 53.45 CHF from the 3rd child |
| CONCORDIA | HMO | 112.55 CHF | 55.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 122.15 CHF | 58.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 139.75 CHF | 67.35 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 117.05 CHF | 68.25 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 114.65 CHF | 84.65 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 127.85 CHF | 85.30 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed | 123.25 CHF | 91.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 128.35 CHF | 94.95 CHF from the 5th child |
| EGK | EGK-TelCare | 118.05 CHF | 102.15 CHF from the 3rd child |
| SLKK | SLKK-SmartMed | 117.95 CHF | 105.65 CHF from the 3rd child |
| Assura | PharMed | 109.75 CHF | 108.05 CHF from the 4th child, 106.35 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 107.00 CHF at Agrisano (AGRIsmart) gives 101.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.