Health insurance premiums 2026 in Sachseln (OW)For a child aged 0 to 18
With accident cover: from 48.95 to 142.15 CHF a month depending on the deductible and the model
116 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 79.05 | — | 68.95 | 63.95 | 59.05 | 53.95 | 48.95 |
| 2 | Agrisano | AGRIcontact | 83.45 | — | 72.85 | 67.65 | 62.35 | 57.05 | 51.75 |
| 3 | Agrisano | AGRIeco | 84.95 | — | 74.15 | 68.85 | 63.45 | 58.05 | 52.75 |
| 4 |  CSS | Hausarztversicherung Profit | 90.35 | 84.55 | 78.75 | 72.85 | 67.05 | — | 55.35 |
| 5 | CSS | Callmed | 92.55 | 86.75 | 80.95 | 75.05 | 69.25 | — | 57.55 |
| 6 | Agrisano | Standard model | 92.75 | — | 81.05 | 75.25 | 69.45 | 63.55 | 57.75 |
| 7 |  Helsana | BeneFit PLUS Telmed | 93.45 | — | — | — | — | 64.35 | — |
| 8 |  Aquilana | SMARTMED | 94.45 | 89.15 | 83.85 | 79.25 | 73.25 | 67.45 | — |
| 9 | Helsana | BeneFit PLUS Hausarzt R1 | 94.65 | — | — | — | — | 65.55 | — |
| 10 | Helsana | BeneFit PLUS Flexmed R1 | 94.65 | — | — | — | — | 65.55 | — |
| 11 | Helsana | BeneFit PLUS Hausarzt R2 | 95.85 | — | — | — | — | 66.75 | — |
| 12 |  Sumiswalder Krankenkasse | Family doctor | 96.45 | 91.05 | 85.75 | 80.25 | 74.95 | 69.65 | 64.15 |
| 13 | Sumiswalder Krankenkasse | Telemedicine | 96.45 | 91.05 | 85.75 | 80.25 | 74.95 | 69.65 | 64.15 |
| 14 |  CONCORDIA | HMO | 96.65 | 90.85 | 85.05 | 79.15 | 73.35 | 67.55 | 61.65 |
| 15 | Helsana | BeneFit PLUS Hausarzt R3 | 96.95 | — | — | — | — | 67.85 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 46.25 to 131.85 CHF a month depending on the deductible and the model
116 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 74.85 | — | 65.25 | 60.45 | 55.85 | 50.95 | 46.25 |
| 2 | Agrisano | AGRIcontact | 79.05 | — | 68.95 | 64.05 | 58.95 | 53.95 | 48.95 |
| 3 | Agrisano | AGRIeco | 80.45 | — | 70.15 | 65.15 | 60.05 | 54.85 | 49.85 |
| 4 | CSS | Hausarztversicherung Profit | 83.65 | 78.25 | 72.85 | 67.35 | 61.95 | — | 51.05 |
| 5 | CSS | Callmed | 85.65 | 80.25 | 74.85 | 69.45 | 64.05 | — | 53.15 |
| 6 | Helsana | BeneFit PLUS Telmed | 86.55 | — | — | — | — | 59.55 | — |
| 7 | Aquilana | SMARTMED | 87.45 | 82.55 | 77.75 | 73.45 | 67.85 | 62.35 | — |
| 8 | Helsana | BeneFit PLUS Hausarzt R1 | 87.75 | — | — | — | — | 60.65 | — |
| 9 | Helsana | BeneFit PLUS Flexmed R1 | 87.75 | — | — | — | — | 60.65 | — |
| 10 | Agrisano | Standard model | 87.85 | — | 76.75 | 71.25 | 65.75 | 60.15 | 54.65 |
| 11 | Helsana | BeneFit PLUS Hausarzt R2 | 88.85 | — | — | — | — | 61.75 | — |
| 12 | Sumiswalder Krankenkasse | Family doctor | 89.35 | 84.35 | 79.45 | 74.35 | 69.35 | 64.45 | 59.35 |
| 13 | Sumiswalder Krankenkasse | Telemedicine | 89.35 | 84.35 | 79.45 | 74.35 | 69.35 | 64.45 | 59.35 |
| 14 | Helsana | BeneFit PLUS Hausarzt R3 | 89.85 | — | — | — | — | 62.75 | — |
| 15 | Helsana | BeneFit PLUS Flexmed R3 | 89.85 | — | — | — | — | 62.75 | — |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Sachseln, the cheapest health insurance premium is:
- Without accident cover: 74.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 46.25 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 79.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 48.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Sachseln for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 74.85 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 46.25 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 79.05 CHF, and Agrisano (AGRIsmart) at 48.95 CHF.
How much does accident cover cost in basic insurance in Sachseln?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 74.85 CHF a month without accident cover to 79.05 CHF with accident cover, at the 0 CHF deductible: 4.20 CHF a month, 50.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 84.20 CHF at Agrisano (AGRIsmart) gives 79.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.