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Change the search: GiswilAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Giswil (OW) For a child aged 0 to 18, deductible of 300 CHF, without accident cover

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117 offersfrom 26 health insurers

Child (0 to 18) · without accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Giswil (canton Obwalden), in 2027, for a child aged 0 to 18 with a 300 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 71.30 CHF with Agrisano (AGRIsmart model) and the most expensive is 121.30 CHF with Assura (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Giswil for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Giswil is Agrisano (AGRIsmart) at 71.30 CHF a month.

How much does health insurance cost in Giswil in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, monthly premiums run from 71.30 CHF (Agrisano, AGRIsmart) to 121.30 CHF (Assura, Standard model): 117 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 99.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Giswil for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 85.70 CHF a month with the 0 CHF deductible to 56.90 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Giswil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 82.50 CHF (Agrisano), family doctor / HMO 75.90 CHF (Agrisano), flexible model 86.50 CHF (Sanitas), telemedicine 71.30 CHF (Agrisano).

Does a second or third child pay less in Giswil?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 26 insurers present in Giswil file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaTel Care83.00 CHF26.40 CHF from the 3rd child
AgrisanoAGRIsmart71.30 CHF28.40 CHF from the 3rd child
CONCORDIAHMO82.50 CHF32.10 CHF from the 3rd child
GalenosManaged Care104.60 CHF37.00 CHF from the 3rd child
sana24Combi Care109.40 CHF38.50 CHF from the 3rd child
AquilanaSMARTMED82.20 CHF41.10 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor83.40 CHF41.70 CHF from the 3rd child
Krankenkasse SteffisburgCasa86.40 CHF47.60 CHF from the 3rd child
rhenusanasanmed24100.40 CHF50.20 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine92.90 CHF63.20 CHF from the 3rd child
Groupe Mutuel – MutuelPrimaFlex (Flexible model)88.40 CHF66.30 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)89.40 CHF67.00 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)105.00 CHF78.80 CHF from the 5th child
EGKEGK-Care90.40 CHF81.80 CHF from the 3rd child
SLKKSmartMed101.00 CHF89.50 CHF from the 3rd child
AssuraMediTel106.30 CHF104.60 CHF from the 4th child, 102.90 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.