Health insurance premiums 2026 in Wolfenschiessen (NW)For a child aged 0 to 18 without accident cover
From 46.85 to 123.25 CHF a month depending on the deductible and the model
121 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 75.45 | — | 65.85 | 61.05 | 56.45 | 51.55 | 46.85 |
| 2 | Agrisano | AGRIcontact | 79.55 | — | 69.55 | 64.55 | 59.55 | 54.55 | 49.55 |
| 3 | Agrisano | AGRIeco | 81.05 | — | 70.75 | 65.75 | 60.65 | 55.45 | 50.45 |
| 4 |  KPT | KPTwin.smart | 83.25 | — | 74.55 | — | 65.85 | — | 57.15 |
| 5 |  Aquilana | SMARTMED | 83.85 | 79.05 | 74.25 | 69.85 | 64.35 | 58.95 | — |
| 6 |  CSS | Hausarztversicherung Profit | 85.65 | 80.25 | 74.85 | 69.35 | 63.95 | — | 53.05 |
| 7 | CSS | Callmed | 86.65 | 81.25 | 75.85 | 70.35 | 64.95 | — | 54.15 |
| 8 |  Helsana | BeneFit PLUS Telmed | 87.75 | — | — | — | — | 60.65 | — |
| 9 | Aquilana | CASAMED | 87.95 | 82.55 | 77.25 | 71.85 | 66.35 | 60.95 | — |
| 10 | Agrisano | Standard model | 88.55 | — | 77.45 | 71.85 | 66.35 | 60.75 | 55.25 |
| 11 | KPT | KPTwin.plus | 88.75 | — | 79.55 | — | 70.35 | — | 61.05 |
| 12 | KPT | KPTwin.doc | 88.75 | — | 79.55 | — | 70.35 | — | 61.05 |
| 13 | Helsana | BeneFit PLUS Hausarzt R1 | 88.85 | — | — | — | — | 61.75 | — |
| 14 | Helsana | BeneFit PLUS Flexmed R1 | 88.85 | — | — | — | — | 61.75 | — |
| 15 |  Visana | Managed Care | 88.95 | 83.55 | 78.05 | 72.65 | 67.15 | 61.75 | 56.25 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Wolfenschiessen, without accident cover, the cheapest health insurance premium is:
- 75.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 46.85 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Wolfenschiessen for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Wolfenschiessen is Agrisano (AGRIsmart) at 75.45 CHF a month.
How much does health insurance cost in Wolfenschiessen in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 75.45 CHF (Agrisano, AGRIsmart) to 123.25 CHF (Groupe Mutuel – Mutuel, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 91.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Wolfenschiessen for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 75.45 CHF a month with the 0 CHF deductible to 46.85 CHF with the 600 CHF deductible: 28.60 CHF less a month, 343.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 381 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Wolfenschiessen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 88.55 CHF (Agrisano), family doctor / HMO 81.05 CHF (Agrisano), flexible model 88.85 CHF (Helsana), telemedicine 75.45 CHF (Agrisano).
Does a second or third child pay less in Wolfenschiessen?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 26 insurers present in Wolfenschiessen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 75.45 CHF | 31.45 CHF from the 3rd child |
| Visana | Managed Care | 88.95 CHF | 34.35 CHF from the 3rd child |
| SWICA | FAVORIT SANTE | 98.95 CHF | 38.25 CHF from the 3rd child |
| sana24 | Managed Care | 108.25 CHF | 38.65 CHF from the 3rd child |
| Galenos | Managed Care | 104.85 CHF | 39.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 83.85 CHF | 39.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 90.25 CHF | 42.55 CHF from the 3rd child |
| CONCORDIA | HMO | 90.75 CHF | 43.35 CHF from the 3rd child |
| rhenusana | sanmed24 | 101.35 CHF | 48.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 94.45 CHF | 54.65 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 98.85 CHF | 66.60 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 91.35 CHF | 67.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 92.25 CHF | 67.95 CHF from the 5th child |
| EGK | EGK-TelCare | 91.55 CHF | 79.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 110.45 CHF | 81.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 98.05 CHF | 87.75 CHF from the 3rd child |
| Assura | Qualimed | 113.85 CHF | 112.15 CHF from the 4th child, 110.45 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 80.60 CHF at Agrisano (AGRIsmart) gives 75.45 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.