Health insurance premiums 2027 in Stans (NW)For a young adult aged 19 to 25 with accident cover
From 175.65 to 433.85 CHF a month depending on the deductible and the model
122 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 286.65 | 276.55 | 251.35 | 226.15 | 200.85 | 175.65 |
| 2 |  Visana | Managed Care | 296.95 | 290.35 | 256.15 | 226.95 | 197.85 | 190.35 |
| 3 | Visana | Med Direct | 301.35 | 294.65 | 260.55 | 231.35 | 202.15 | 190.35 |
| 4 | Agrisano | AGRIcontact | 303.55 | 292.85 | 266.15 | 239.45 | 212.75 | 186.15 |
| 5 | Agrisano | AGRIeco | 305.15 | 294.45 | 267.65 | 240.75 | 213.95 | 187.15 |
| 6 |  Sanitas | Family doctor 1 | 305.65 | 294.00 | 264.85 | 235.65 | 206.50 | 177.35 |
| 7 | Sanitas | TelMed Basic | 305.65 | 294.00 | 264.85 | 235.65 | 206.50 | 177.35 |
| 8 | Sanitas | Family doctor 2 | 308.90 | 297.25 | 268.10 | 238.90 | 209.75 | 180.60 |
| 9 | Sanitas | Family doctor 3 | 308.90 | 297.25 | 268.10 | 238.90 | 209.75 | 180.60 |
| 10 | Sanitas | Family doctor 4 | 308.90 | 297.25 | 268.10 | 238.90 | 209.75 | 180.60 |
| 11 | Sanitas | MultiAccess | 308.90 | 297.25 | 268.10 | 238.90 | 209.75 | 180.60 |
| 12 | Sanitas | TelMed Plus | 308.90 | 297.25 | 268.10 | 238.90 | 209.75 | 180.60 |
| 13 |  Aquilana | SMARTMED | 315.45 | 305.35 | 279.95 | 254.65 | 229.25 | 199.05 |
| 14 | Visana | Tel Care | 318.05 | 311.45 | 277.25 | 248.05 | 218.95 | 190.35 |
| 15 | Sanitas | Standard model | 318.60 | 306.95 | 277.80 | 248.60 | 219.45 | 190.30 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Stans, with accident cover, the cheapest health insurance premium is:
- 286.65 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 175.65 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Stans for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Stans is Agrisano (AGRIsmart) at 286.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 318.60 CHF a month.
How much does health insurance cost in Stans in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 286.65 CHF (Agrisano, AGRIsmart) to 433.85 CHF (Einsiedler Krankenkasse, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 264.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Stans for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 286.65 CHF a month with the 300 CHF deductible to 175.65 CHF with the 2'500 CHF deductible: 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Stans for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 318.60 CHF (Sanitas), family doctor / HMO 296.95 CHF (Visana), flexible model 308.90 CHF (Sanitas), telemedicine 286.65 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 291.40 CHF at Agrisano (AGRIsmart) gives 286.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.