Health insurance premiums 2027 in Hergiswil (NW)For a child aged 0 to 18
With accident cover: from 52.75 to 145.75 CHF a month depending on the deductible and the model
122 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 83.05 | — | 72.95 | 67.95 | 62.85 | 57.75 | 52.75 |
| 2 | Agrisano | AGRIcontact | 88.15 | — | 77.45 | 72.15 | 66.85 | 61.45 | 56.05 |
| 3 | Agrisano | AGRIeco | 88.65 | — | 77.85 | 72.55 | 67.15 | 61.75 | 56.45 |
| 4 |  KPT | KPTwin.smart - GP with app | 93.95 | — | 84.65 | — | 75.35 | — | 65.95 |
| 5 |  Aquilana | SMARTMED | 94.85 | 89.75 | 84.75 | 79.65 | 74.55 | 67.85 | — |
| 6 | Agrisano | Standard model | 96.75 | — | 85.05 | 79.25 | 73.45 | 67.55 | 61.75 |
| 7 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 97.55 | — | — | — | — | 68.45 | — |
| 8 | Helsana | Helsana BeneFit PLUS Telemed | 97.55 | — | — | — | — | 68.45 | — |
| 9 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 98.75 | — | — | — | — | 69.65 | — |
| 10 |  CSS | Hausarztversicherung Profit | 99.25 | 93.45 | 87.65 | 81.75 | 75.95 | — | 64.25 |
| 11 | Aquilana | CASAMED | 99.35 | 93.55 | 87.75 | 81.95 | 76.05 | 70.25 | — |
| 12 |  Visana | Managed Care | 99.35 | 93.55 | 87.65 | 81.85 | 76.05 | 70.15 | 64.35 |
| 13 | Helsana | Helsana BeneFit PLUS Flexmed | 99.95 | — | — | — | — | 70.85 | — |
| 14 | KPT | KPTwin.plus - HMO GP | 100.15 | — | 90.25 | — | 80.35 | — | 70.35 |
| 15 | KPT | KPTwin.doc - GP (family doctor) | 100.15 | — | 90.25 | — | 80.35 | — | 70.35 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 49.85 to 135.25 CHF a month depending on the deductible and the model
122 offers from 26 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 78.65 | — | 69.05 | 64.35 | 59.45 | 54.65 | 49.85 |
| 2 | Agrisano | AGRIcontact | 83.55 | — | 73.35 | 68.35 | 63.25 | 58.15 | 53.05 |
| 3 | Agrisano | AGRIeco | 83.95 | — | 73.75 | 68.65 | 63.55 | 58.45 | 53.35 |
| 4 | KPT | KPTwin.smart - GP with app | 87.05 | — | 78.35 | — | 69.75 | — | 61.05 |
| 5 | Aquilana | SMARTMED | 87.85 | 83.15 | 78.55 | 73.85 | 69.05 | 62.75 | — |
| 6 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 90.45 | — | — | — | — | 63.35 | — |
| 7 | Helsana | Helsana BeneFit PLUS Telemed | 90.45 | — | — | — | — | 63.35 | — |
| 8 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 91.55 | — | — | — | — | 64.45 | — |
| 9 | Agrisano | Standard model | 91.65 | — | 80.55 | 75.05 | 69.55 | 63.95 | 58.45 |
| 10 | CSS | Hausarztversicherung Profit | 91.95 | 86.55 | 81.15 | 75.65 | 70.25 | — | 59.35 |
| 11 | Aquilana | CASAMED | 92.15 | 86.75 | 81.35 | 75.95 | 70.45 | 65.05 | — |
| 12 | Visana | Managed Care | 92.55 | 87.15 | 81.65 | 76.25 | 70.75 | 65.25 | 59.85 |
| 13 | Helsana | Helsana BeneFit PLUS Flexmed | 92.65 | — | — | — | — | 65.65 | — |
| 14 | KPT | KPTwin.plus - HMO GP | 92.85 | — | 83.65 | — | 74.35 | — | 65.05 |
| 15 | KPT | KPTwin.doc - GP (family doctor) | 92.85 | — | 83.65 | — | 74.35 | — | 65.05 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Hergiswil, the cheapest health insurance premium is:
- Without accident cover: 78.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 49.85 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 83.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 52.75 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurance is the cheapest in Hergiswil for a child aged 0 to 18?
In 2027, without accident cover: Agrisano (AGRIsmart) at 78.65 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 49.85 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 83.05 CHF, and Agrisano (AGRIsmart) at 52.75 CHF.
How much does accident cover cost in basic insurance in Hergiswil?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 78.65 CHF a month without accident cover to 83.05 CHF with accident cover, at the 0 CHF deductible: 4.40 CHF a month, 52.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 87.80 CHF at Agrisano (AGRIsmart) gives 83.05 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.