Health insurance premiums 2027 in Wolhusen (LU)For a young adult aged 19 to 25 with accident cover
From 206.25 to 469.45 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 324.95 | 314.85 | 289.65 | 264.45 | 239.15 | 214.05 |
| 2 |  CONCORDIA | HMO | 334.55 | 322.95 | 293.75 | 264.55 | 235.45 | 206.25 |
| 3 |  Atupri | SmartCare | 335.45 | 323.85 | 294.65 | 265.45 | 236.35 | 207.15 |
| 4 | Atupri | HMO | 337.35 | 325.75 | 296.55 | 267.35 | 238.25 | 209.05 |
| 5 |  Krankenkasse Luzerner Hinterland | Telemedicine | 337.55 | 325.90 | 296.70 | 267.55 | 239.95 | 209.20 |
| 6 |  Sanitas | Family doctor 1 | 338.25 | 326.60 | 297.45 | 268.25 | 239.10 | 209.95 |
| 7 | Sanitas | TelMed Basic | 338.25 | 326.60 | 297.45 | 268.25 | 239.10 | 209.95 |
| 8 |  CSS | HMO (health practice) | 339.05 | 327.45 | 298.25 | 269.05 | 239.95 | 210.75 |
| 9 | Krankenkasse Luzerner Hinterland | Hausmed | 341.20 | 329.55 | 300.60 | 273.50 | 246.40 | 219.45 |
| 10 | Sanitas | Family doctor 2 | 341.85 | 330.20 | 301.05 | 271.85 | 242.70 | 213.55 |
| 11 | Sanitas | Family doctor 3 | 341.85 | 330.20 | 301.05 | 271.85 | 242.70 | 213.55 |
| 12 | Sanitas | Family doctor 4 | 341.85 | 330.20 | 301.05 | 271.85 | 242.70 | 213.55 |
| 13 | Sanitas | MultiAccess | 341.85 | 330.20 | 301.05 | 271.85 | 242.70 | 213.55 |
| 14 | Sanitas | TelMed Plus | 341.85 | 330.20 | 301.05 | 271.85 | 242.70 | 213.55 |
| 15 | CONCORDIA | smartDoc | 342.45 | 330.85 | 301.65 | 272.45 | 243.35 | 214.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Wolhusen, with accident cover, the cheapest health insurance premium is:
- 324.95 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 206.25 CHF a month with a 2'500 CHF deductible (CONCORDIA, HMO)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Wolhusen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Wolhusen is Agrisano (AGRIsmart) at 324.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 352.55 CHF a month.
How much does health insurance cost in Wolhusen in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 324.95 CHF (Agrisano, AGRIsmart) to 469.45 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 271.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Wolhusen for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 324.95 CHF a month with the 300 CHF deductible to 214.05 CHF with the 2'500 CHF deductible: 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Wolhusen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 352.55 CHF (Sanitas), family doctor / HMO 334.55 CHF (CONCORDIA), flexible model 341.85 CHF (Sanitas), telemedicine 324.95 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 329.70 CHF at Agrisano (AGRIsmart) gives 324.95 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.