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122 offersfrom 25 health insurers

Young adult (19 to 25) · without accident cover · deductible of 500 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Root (canton Lucerne), in 2027, for a young adult aged 19 to 25 with a 500 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 303.60 CHF with Agrisano (AGRIsmart model) and the most expensive is 440.30 CHF with vita surselva (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Root for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Root is Agrisano (AGRIsmart) at 303.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 321.80 CHF a month.

How much does health insurance cost in Root in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, monthly premiums run from 303.60 CHF (Agrisano, AGRIsmart) to 440.30 CHF (vita surselva, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 276.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Root for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 313.20 CHF a month with the 300 CHF deductible to 207.90 CHF with the 2'500 CHF deductible: 105.30 CHF less a month, 1'263.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'704 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Root for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 321.80 CHF (Sanitas), family doctor / HMO 308.50 CHF (Sanitas), flexible model 311.85 CHF (Sanitas), telemedicine 303.60 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.