Health insurance premiums 2027 in Root (LU)For a child aged 0 to 18
With accident cover: from 64.35 to 157.85 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 94.65 | — | 84.55 | 79.55 | 74.45 | 69.35 | 64.35 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 99.85 | — | 88.25 | — | 76.55 | — | 64.85 |
| 3 |  KPT | KPTwin.smart - GP with app | 100.35 | — | 91.05 | — | 81.75 | — | 72.35 |
| 4 | Agrisano | AGRIcontact | 100.35 | — | 89.65 | 84.35 | 79.05 | 73.65 | 68.35 |
| 5 | Agrisano | AGRIeco | 100.95 | — | 90.15 | 84.85 | 79.55 | 74.05 | 68.75 |
| 6 |  Assura | MediTel | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 |
| 7 | KPT | KPTwin.doc - GP (family doctor) | 101.65 | — | 92.25 | — | 82.85 | — | 73.35 |
| 8 |  Helsana | Helsana BeneFit PLUS Telemed | 101.85 | — | — | — | — | 72.75 | — |
| 9 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| 10 | ÖKK | ÖKK CASAMED SELECT | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| 11 |  CONCORDIA | HMO | 102.55 | 96.75 | 90.95 | 85.05 | 79.25 | 73.45 | 67.55 |
| 12 |  Krankenkasse Luzerner Hinterland | Telemedicine | 103.40 | 97.60 | 91.75 | 85.90 | 80.10 | 74.25 | 68.40 |
| 13 | ÖKK | ÖKK CASAMED 24 | 104.05 | — | 92.45 | — | 80.75 | — | 69.05 |
| 14 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 104.35 | — | — | — | — | 75.25 | — |
| 15 |  CSS | Hausarztversicherung Profit | 104.45 | 98.65 | 92.85 | 86.95 | 81.15 | — | 69.45 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 60.05 to 146.55 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 89.65 | — | 80.05 | 75.35 | 70.45 | 65.65 | 60.85 |
| 2 | ÖKK | ÖKK CASAMED HMO | 92.55 | — | 81.75 | — | 70.95 | — | 60.05 |
| 3 | KPT | KPTwin.smart - GP with app | 92.95 | — | 84.35 | — | 75.65 | — | 66.95 |
| 4 | Assura | MediTel | 94.05 | 88.65 | 83.25 | 77.75 | 72.35 | 67.05 | 61.55 |
| 5 | KPT | KPTwin.doc - GP (family doctor) | 94.25 | — | 85.45 | — | 76.75 | — | 67.85 |
| 6 | Helsana | Helsana BeneFit PLUS Telemed | 94.45 | — | — | — | — | 67.35 | — |
| 7 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 94.85 | — | 84.05 | — | 73.15 | — | 62.25 |
| 8 | ÖKK | ÖKK CASAMED SELECT | 94.85 | — | 84.05 | — | 73.15 | — | 62.25 |
| 9 | Agrisano | AGRIcontact | 95.05 | — | 84.95 | 79.85 | 74.85 | 69.75 | 64.65 |
| 10 | Agrisano | AGRIeco | 95.65 | — | 85.45 | 80.35 | 75.35 | 70.15 | 65.05 |
| 11 | ÖKK | ÖKK CASAMED 24 | 96.45 | — | 85.65 | — | 74.85 | — | 63.95 |
| 12 | CONCORDIA | HMO | 96.65 | 91.25 | 85.75 | 80.15 | 74.65 | 69.15 | 63.65 |
| 13 | CSS | Hausarztversicherung Profit | 96.75 | 91.45 | 86.05 | 80.55 | 75.15 | — | 64.25 |
| 14 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 96.75 | — | — | — | — | 69.65 | — |
| 15 | Krankenkasse Luzerner Hinterland | Telemedicine | 96.90 | 91.45 | 85.95 | 80.45 | 75.00 | 69.50 | 64.00 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Root, the cheapest health insurance premium is:
- Without accident cover: 89.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 60.05 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
- With accident cover: 94.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 64.35 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Root for a child aged 0 to 18?
In 2027, without accident cover: Agrisano (AGRIsmart) at 89.65 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 60.05 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 94.65 CHF, and Agrisano (AGRIsmart) at 64.35 CHF.
How much does accident cover cost in basic insurance in Root?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 89.65 CHF a month without accident cover to 94.65 CHF with accident cover, at the 0 CHF deductible: 5.00 CHF a month, 60.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.40 CHF at Agrisano (AGRIsmart) gives 94.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.