Health insurance premiums 2027 in Römerswil (LU)For an adult aged 26 or over with accident cover

From 312.20 to 636.60 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Agrisano	TelemedicineAGRIsmart	439.70	429.60	404.40	379.10	353.90	328.70
2	Krankenkasse Luzerner Hinterland	TelemedicineTelemedicine	440.55	428.85	399.70	370.55	341.35	312.20
3	Sanitas	TelemedicineTelMed Basic	444.10	432.45	403.30	374.10	344.95	315.80
4	Assura	TelemedicineMediTel	444.90	433.30	404.10	374.90	345.80	316.60
5	Krankenkasse Luzerner Hinterland	Family doctor / HMOHausmed	445.20	433.55	404.40	375.20	346.05	316.90
6	CONCORDIA	Family doctor / HMOHMO	446.00	434.40	405.20	376.00	346.90	317.70
7	KPT	TelemedicineKPTwin.smart - GP with app	446.30	434.70	405.50	376.30	—	318.00
8	Sanitas	Family doctor / HMOFamily doctor 1	449.25	437.60	408.45	379.25	350.10	320.95
9	CONCORDIA	TelemedicinesmartDoc	456.40	444.80	415.60	386.40	357.30	328.10
10	Atupri	Family doctor / HMOHMO	456.40	444.80	415.60	386.40	357.30	328.10
11	Atupri	TelemedicineSmartCare	456.40	444.80	415.60	386.40	357.30	328.10
12	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	458.20	446.60	417.40	388.20	—	329.90
13	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	458.60	447.00	417.80	388.60	359.50	330.30
14	EGK	TelemedicineEGK-TelCare	459.20	447.60	418.40	389.20	360.10	330.90
15	ÖKK	Family doctor / HMOÖKK CASAMED HMO	462.00	450.40	421.20	392.00	362.90	333.70
			See all	See all	See all	See all	See all	See all

In 2027, for an adult aged 26 or over in Römerswil, with accident cover, the cheapest health insurance premium is:

439.70 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
312.20 CHF a month with a 2'500 CHF deductible (Krankenkasse Luzerner Hinterland, Telemedicine)

Lowest premium by deductible in Römerswil for an adult with accident cover

Deductible of 300 CHF439.70 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF428.85 CHFKrankenkasse Luzerner HinterlandTelemedicineTelemedicine
Deductible of 1'000 CHF399.70 CHFKrankenkasse Luzerner HinterlandTelemedicineTelemedicine
Deductible of 1'500 CHF370.55 CHFKrankenkasse Luzerner HinterlandTelemedicineTelemedicine
Deductible of 2'000 CHF341.35 CHFKrankenkasse Luzerner HinterlandTelemedicineTelemedicine
Deductible of 2'500 CHF312.20 CHFKrankenkasse Luzerner HinterlandTelemedicineTelemedicine

Which deductible to choose?

As a guide, a 300 CHF deductible often costs less overall if your healthcare costs exceed about 2'000 CHF a year; 2'500 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Römerswil for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Römerswil is Agrisano (AGRIsmart) at 439.70 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 468.65 CHF a month.

How much does health insurance cost in Römerswil in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 439.70 CHF (Agrisano, AGRIsmart) to 636.60 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 399.90 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Römerswil for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 439.70 CHF a month with the 300 CHF deductible to 328.70 CHF with the 2'500 CHF deductible: 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Römerswil for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 468.65 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 445.20 CHF (Krankenkasse Luzerner Hinterland), flexible model 465.90 CHF (Assura), telemedicine 439.70 CHF (Agrisano).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.