Health insurance premiums 2027 in Neuenkirch (LU)For a young adult aged 19 to 25 without accident cover
From 199.40 to 449.30 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
In 2027, for a young adult aged 19 to 25 in Neuenkirch, without accident cover, the cheapest health insurance premium is:
- 313.20 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 199.40 CHF a month with a 2'500 CHF deductible (CONCORDIA, HMO)
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Frequently asked questions
Which health insurance is the cheapest in Neuenkirch for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Neuenkirch is Agrisano (AGRIsmart) at 313.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 332.65 CHF a month.
How much does health insurance cost in Neuenkirch in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 313.20 CHF (Agrisano, AGRIsmart) to 449.30 CHF (vita surselva, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 276.40 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Neuenkirch for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 313.20 CHF a month with the 300 CHF deductible to 207.90 CHF with the 2'500 CHF deductible: 105.30 CHF less a month, 1'263.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'704 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Neuenkirch for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 332.65 CHF (Sanitas), family doctor / HMO 319.35 CHF (Sanitas), flexible model 322.70 CHF (Sanitas), telemedicine 313.20 CHF (Agrisano).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.