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122 offersfrom 25 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Meierskappel (canton Lucerne), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 64.80 CHF with ÖKK (ÖKK CASAMED HMO model) and the most expensive is 118.70 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Meierskappel for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Meierskappel is ÖKK (ÖKK CASAMED HMO) at 64.80 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 75.25 CHF a month.

How much does health insurance cost in Meierskappel in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 64.80 CHF (ÖKK, ÖKK CASAMED HMO) to 118.70 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.50 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Meierskappel for a child aged 0 to 18 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 97.30 CHF a month with the 0 CHF deductible to 64.80 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Meierskappel for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 75.25 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 64.80 CHF (ÖKK), flexible model 67.00 CHF (ÖKK), telemedicine 65.60 CHF (Agrisano).

Does a second or third child pay less in Meierskappel?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 25 insurers present in Meierskappel file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart65.60 CHF26.10 CHF from the 3rd child
GalenosManaged Care84.20 CHF29.00 CHF from the 3rd child
sana24Managed Care98.80 CHF29.60 CHF from the 3rd child
VisanaManaged Care84.10 CHF30.50 CHF from the 3rd child
SWICAStandard model98.90 CHF31.10 CHF from the 3rd child
CONCORDIAHMO68.40 CHF32.30 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor72.50 CHF36.30 CHF from the 3rd child
rhenusanasanmed2488.20 CHF44.10 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine68.75 CHF47.45 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)81.10 CHF60.90 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)81.80 CHF61.40 CHF from the 5th child
AssuraMediTel66.30 CHF64.90 CHF from the 4th child, 63.40 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)84.70 CHF63.60 CHF from the 5th child
SLKKSmartMed80.00 CHF69.10 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.