Health insurance premiums 2027 in Meggen (LU)For a child aged 0 to 18 without accident cover
From 64.80 to 151.30 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | AGRIsmart | 94.40 | — | 84.80 | 80.10 | 75.20 | 70.40 | 65.60 | |
| 2 | ÖKK CASAMED HMO | 97.30 | — | 86.50 | — | 75.70 | — | 64.80 | |
| 3 | KPTwin.smart - GP with app | 97.70 | — | 89.10 | — | 80.40 | — | 71.70 | |
| 4 | MediTel | 98.80 | 93.40 | 88.00 | 82.50 | 77.10 | 71.80 | 66.30 | |
| 5 | KPTwin.doc - GP (family doctor) | 99.00 | — | 90.20 | — | 81.50 | — | 72.60 | |
| 6 | Helsana BeneFit PLUS Telemed | 99.20 | — | — | — | — | 72.10 | — | |
| 7 | ÖKK CASAMED GENERAL PRACTITIONER | 99.60 | — | 88.80 | — | 77.90 | — | 67.00 | |
| 8 | ÖKK CASAMED SELECT | 99.60 | — | 88.80 | — | 77.90 | — | 67.00 | |
| 9 | AGRIcontact | 99.80 | — | 89.70 | 84.60 | 79.60 | 74.50 | 69.40 | |
| 10 | AGRIeco | 100.40 | — | 90.20 | 85.10 | 80.10 | 74.90 | 69.80 | |
| 11 | ÖKK CASAMED 24 | 101.20 | — | 90.40 | — | 79.60 | — | 68.70 | |
| 12 | HMO | 101.40 | 96.00 | 90.50 | 84.90 | 79.40 | 73.90 | 68.40 | |
| 13 | Hausarztversicherung Profit | 101.50 | 96.20 | 90.80 | 85.30 | 79.90 | — | 69.00 | |
| 14 | Helsana BeneFit PLUS General Practitioner R1 | 101.50 | — | — | — | — | 74.40 | — | |
| 15 | Telemedicine | 101.65 | 96.20 | 90.70 | 85.20 | 79.75 | 74.25 | 68.75 | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Meggen, without accident cover, the cheapest health insurance premium is:
- 94.40 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 64.80 CHF a month with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO)
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Frequently asked questions
Which health insurance is the cheapest in Meggen for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Meggen is Agrisano (AGRIsmart) at 94.40 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 108.15 CHF a month.
How much does health insurance cost in Meggen in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 94.40 CHF (Agrisano, AGRIsmart) to 151.30 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.50 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Meggen for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 94.40 CHF a month with the 0 CHF deductible to 65.60 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Meggen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 108.15 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 97.30 CHF (ÖKK), flexible model 99.60 CHF (ÖKK), telemedicine 94.40 CHF (Agrisano).
Does a second or third child pay less in Meggen?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Meggen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 94.40 CHF | 42.90 CHF from the 3rd child |
| Galenos | Managed Care | 116.90 CHF | 46.90 CHF from the 3rd child |
| Visana | Managed Care | 116.80 CHF | 48.90 CHF from the 3rd child |
| sana24 | Managed Care | 131.50 CHF | 50.80 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 102.50 CHF | 51.30 CHF from the 3rd child |
| CONCORDIA | HMO | 101.40 CHF | 52.10 CHF from the 3rd child |
| Aquilana | SMARTMED | 104.80 CHF | 52.40 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 120.90 CHF | 53.30 CHF from the 3rd child |
| rhenusana | sanmed24 | 120.80 CHF | 60.40 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 101.65 CHF | 70.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 113.70 CHF | 85.30 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 114.40 CHF | 85.80 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 117.30 CHF | 88.00 CHF from the 5th child |
| Assura | MediTel | 98.80 CHF | 97.40 CHF from the 4th child, 95.90 CHF from the 5th child |
| SLKK | SmartMed | 108.90 CHF | 98.00 CHF from the 3rd child |
| EGK | EGK-TelCare | 107.80 CHF | 98.80 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.