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From 64.80 to 151.30 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart94.40—84.8080.1075.2070.4065.60
2ÖKKFamily doctor / HMOÖKK CASAMED HMO97.30—86.50—75.70—64.80
3KPTTelemedicineKPTwin.smart - GP with app97.70—89.10—80.40—71.70
4AssuraTelemedicineMediTel98.8093.4088.0082.5077.1071.8066.30
5KPTFamily doctor / HMOKPTwin.doc - GP (family doctor)99.00—90.20—81.50—72.60
6HelsanaTelemedicineHelsana BeneFit PLUS Telemed99.20————72.10—
7ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER99.60—88.80—77.90—67.00
8ÖKKFlexible modelÖKK CASAMED SELECT99.60—88.80—77.90—67.00
9AgrisanoTelemedicineAGRIcontact99.80—89.7084.6079.6074.5069.40
10AgrisanoFamily doctor / HMOAGRIeco100.40—90.2085.1080.1074.9069.80
11ÖKKTelemedicineÖKK CASAMED 24101.20—90.40—79.60—68.70
12CONCORDIAFamily doctor / HMOHMO101.4096.0090.5084.9079.4073.9068.40
13CSSFamily doctor / HMOHausarztversicherung Profit101.5096.2090.8085.3079.90—69.00
14HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1101.50————74.40—
15Krankenkasse Luzerner HinterlandTelemedicineTelemedicine101.6596.2090.7085.2079.7574.2568.75
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In 2027, for a child aged 0 to 18 in Meggen, without accident cover, the cheapest health insurance premium is:

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Frequently asked questions

Which health insurance is the cheapest in Meggen for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Meggen is Agrisano (AGRIsmart) at 94.40 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 108.15 CHF a month.

How much does health insurance cost in Meggen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 94.40 CHF (Agrisano, AGRIsmart) to 151.30 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.50 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Meggen for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 94.40 CHF a month with the 0 CHF deductible to 65.60 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Meggen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 108.15 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 97.30 CHF (ÖKK), flexible model 99.60 CHF (ÖKK), telemedicine 94.40 CHF (Agrisano).

Does a second or third child pay less in Meggen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Meggen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart94.40 CHF42.90 CHF from the 3rd child
GalenosManaged Care116.90 CHF46.90 CHF from the 3rd child
VisanaManaged Care116.80 CHF48.90 CHF from the 3rd child
sana24Managed Care131.50 CHF50.80 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor102.50 CHF51.30 CHF from the 3rd child
CONCORDIAHMO101.40 CHF52.10 CHF from the 3rd child
AquilanaSMARTMED104.80 CHF52.40 CHF from the 3rd child
SWICAFavorit Multichoice120.90 CHF53.30 CHF from the 3rd child
rhenusanasanmed24120.80 CHF60.40 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine101.65 CHF70.15 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)113.70 CHF85.30 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)114.40 CHF85.80 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)117.30 CHF88.00 CHF from the 5th child
AssuraMediTel98.80 CHF97.40 CHF from the 4th child, 95.90 CHF from the 5th child
SLKKSmartMed108.90 CHF98.00 CHF from the 3rd child
EGKEGK-TelCare107.80 CHF98.80 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.