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Change the search: MaltersAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Malters (LU) For a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

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122 offersfrom 25 health insurers

Young adult (19 to 25) · with accident cover · deductible of 2'500 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Malters (canton Lucerne), in 2027, for a young adult aged 19 to 25 with a 2'500 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 211.00 CHF with CONCORDIA (HMO model) and the most expensive is 346.20 CHF with Groupe Mutuel – Mutuel (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Malters for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Malters is CONCORDIA (HMO) at 211.00 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 229.00 CHF a month.

How much does health insurance cost in Malters in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, monthly premiums run from 211.00 CHF (CONCORDIA, HMO) to 346.20 CHF (Groupe Mutuel – Mutuel, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 276.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Malters for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 339.30 CHF a month with the 300 CHF deductible to 211.00 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Malters for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 229.00 CHF (Sanitas), family doctor / HMO 211.00 CHF (CONCORDIA), flexible model 218.30 CHF (Sanitas), telemedicine 211.90 CHF (Atupri).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.