Health insurance premiums 2026 in Inwil (LU)For a young adult aged 19 to 25 with accident cover
From 177.95 to 430.70 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 297.35 | 287.25 | 262.25 | 237.15 | 211.95 | 186.95 |
| 2 |  CSS | Hausarztversicherung Profit | 306.25 | 294.65 | 265.45 | 236.25 | 207.15 | 177.95 |
| 3 |  Sympany | casamed hmo | 309.65 | 298.05 | 268.85 | 239.65 | 210.55 | 187.25 |
| 4 |  Atupri | HMO | 311.75 | 300.15 | 270.95 | 241.75 | 212.65 | 183.45 |
| 5 | Atupri | SmartCare | 311.75 | 300.15 | 270.95 | 241.75 | 212.65 | 183.45 |
| 6 |  Sanitas | Family doctor 1 | 312.40 | 300.80 | 271.60 | 242.40 | 213.30 | 184.10 |
| 7 | Sanitas | TelMed (Compact One) | 312.45 | 300.85 | 271.65 | 242.45 | 213.35 | 184.15 |
| 8 |  Krankenkasse Luzerner Hinterland | Telemedicine | 312.85 | 301.15 | 272.00 | 242.85 | 218.05 | 184.50 |
| 9 | Agrisano | AGRIcontact | 313.15 | 302.55 | 276.25 | 249.75 | 223.35 | 197.05 |
| 10 | Sympany | FlexHelp 24 | 313.25 | 301.55 | 272.45 | 243.25 | 214.05 | 187.25 |
| 11 | Sympany | casamed hausarzt | 313.25 | 301.55 | 272.45 | 243.25 | 214.05 | 187.25 |
| 12 | Sympany | callmed 24 | 313.25 | 301.55 | 272.45 | 243.25 | 214.05 | 187.25 |
| 13 | Sympany | casamed pharm | 313.25 | 301.55 | 272.45 | 243.25 | 214.05 | 187.25 |
| 14 | Sanitas | Family doctor 2 | 315.75 | 304.15 | 274.95 | 245.75 | 216.65 | 187.45 |
| 15 | Sanitas | Family doctor 3 | 315.75 | 304.15 | 274.95 | 245.75 | 216.65 | 187.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Inwil, with accident cover, the cheapest health insurance premium is:
- 297.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 177.95 CHF a month with a 2'500 CHF deductible (CSS, Hausarztversicherung Profit)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Inwil for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Inwil is Agrisano (AGRIsmart) at 297.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 325.65 CHF a month.
How much does health insurance cost in Inwil in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 297.35 CHF (Agrisano, AGRIsmart) to 430.70 CHF (Einsiedler Krankenkasse, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 252.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Inwil for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 297.35 CHF a month with the 300 CHF deductible to 186.95 CHF with the 2'500 CHF deductible: 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Inwil for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 325.65 CHF (Sanitas), family doctor / HMO 306.25 CHF (CSS), flexible model 313.25 CHF (Sympany), telemedicine 297.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 302.50 CHF at Agrisano (AGRIsmart) gives 297.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.