Health insurance premiums 2026 in Horw (LU) For a child aged 0 to 18, deductible of 100 CHF, with accident cover

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Standard model25Family doctor / HMO46Flexible model20Telemedicine31

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Child (0 to 18) · with accident cover · deductible of 100 CHF

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Lowest premiumFor these criteria: child (0 to 18), with accident cover, deductible of 100 CHF, in Horw.Among the insurers and models you have selected.

CSS

Family doctor / HMOHausarztversicherung Profit

103.4597.6591.8585.9580.15—68.45CHF per month108.60 CHF before the deduction102.80 CHF before the deduction97.00 CHF before the deduction91.10 CHF before the deduction85.30 CHF before the deduction73.60 CHF before the deduction+2.9 %+3.1 %+3.3 %+3.5 %+3.8 %+4.4 %

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Price history

History of the monthly premiums for CSS Hausarztversicherung Profit (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2016 to 2026.

Year	Premium a month	Change
2026	102.80 CHF	+3.1 %
2025	99.70 CHF	+8.4 %
2024	92.00 CHF	+8.6 %
2023	84.70 CHF	+8.3 %
2022	78.20 CHF	−1.8 %
2021	79.60 CHF	−4.2 %
2020	83.10 CHF	−1.0 %
2019	83.90 CHF	+4.2 %
2018	80.50 CHF	+2.0 %
2017	78.90 CHF	+1.7 %
2016	77.60 CHF	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CSS

Family doctor / HMOHMO (health practice)

103.8598.0592.2586.3580.55—68.85CHF per month109.00 CHF before the deduction103.20 CHF before the deduction97.40 CHF before the deduction91.50 CHF before the deduction85.70 CHF before the deduction74.00 CHF before the deduction+1.2 %+1.3 %+1.4 %+1.4 %+1.5 %+1.8 %

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Price history

History of the monthly premiums for CSS HMO (health practice) (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2016 to 2026.

Year	Premium a month	Change
2026	103.20 CHF	+1.3 %
2025	101.90 CHF	+9.7 %
2024	92.90 CHF	+8.5 %
2023	85.60 CHF	+7.0 %
2022	80.00 CHF	−1.7 %
2021	81.40 CHF	−0.7 %
2020	82.00 CHF	+5.3 %
2019	77.90 CHF	+5.6 %
2018	73.80 CHF	+3.4 %
2017	71.40 CHF	+1.9 %
2016	70.10 CHF	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Family doctor / HMOPharMed

105.1599.3593.5587.6581.8576.0570.15CHF per month110.30 CHF before the deduction104.50 CHF before the deduction98.70 CHF before the deduction92.80 CHF before the deduction87.00 CHF before the deduction81.20 CHF before the deduction75.30 CHF before the deduction+0.3 %+0.3 %+0.3 %+0.3 %+0.3 %+0.4 %+0.4 %

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Price history

History of the monthly premiums for Assura PharMed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2012 to 2026.

Year	Premium a month	Change
2026	104.50 CHF	+0.3 %
2025	104.20 CHF	+11.7 %
2024	93.30 CHF	+6.0 %
2023	88.00 CHF	+8.8 %
2022	80.90 CHF	+2.0 %
2021	79.30 CHF	+2.5 %
2020	77.40 CHF	−5.1 %
2019	81.60 CHF	+3.4 %
2018	78.90 CHF	+0.3 %
2017	78.70 CHF	+15.6 %
2016	68.10 CHF	+24.0 % vs 2012
2015	—	—
2014	—	—
2013	—	—
2012	54.90 CHF	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Flexible modelQualimed

105.7599.9594.1588.2582.4576.6570.75CHF per month110.90 CHF before the deduction105.10 CHF before the deduction99.30 CHF before the deduction93.40 CHF before the deduction87.60 CHF before the deduction81.80 CHF before the deduction75.90 CHF before the deduction+3.2 %+3.3 %+3.5 %+3.8 %+4.0 %+4.3 %+4.7 %

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Price history

History of the monthly premiums for Assura Qualimed (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	105.10 CHF	+3.3 %
2025	101.70 CHF	+11.6 %
2024	91.10 CHF	+6.1 %
2023	85.90 CHF	+8.9 %
2022	78.90 CHF	+1.9 %
2021	77.40 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Krankenkasse Luzerner Hinterland

TelemedicineTelemedicine

105.85100.0594.2088.3582.5576.7070.85CHF per month111.00 CHF before the deduction105.20 CHF before the deduction99.35 CHF before the deduction93.50 CHF before the deduction87.70 CHF before the deduction81.85 CHF before the deduction76.00 CHF before the deduction+8.1 %+8.7 %+9.2 %+9.8 %+10.6 %+11.4 %+12.3 %

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Price history

History of the monthly premiums for Krankenkasse Luzerner Hinterland Telemedicine (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	105.20 CHF	+8.7 %
2025	96.80 CHF	+11.1 %
2024	87.10 CHF	+12.0 %
2023	77.75 CHF	+3.0 %
2022	75.50 CHF	−11.6 %
2021	85.45 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

Family doctor / HMOHMO

106.25100.4594.6588.7582.9577.1571.25CHF per month111.40 CHF before the deduction105.60 CHF before the deduction99.80 CHF before the deduction93.90 CHF before the deduction88.10 CHF before the deduction82.30 CHF before the deduction76.40 CHF before the deduction+7.3 %+7.8 %+8.2 %+8.8 %+9.4 %+10.2 %+11.0 %

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Price history

History of the monthly premiums for CONCORDIA HMO (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	105.60 CHF	+7.8 %
2025	98.00 CHF	+5.3 %
2024	93.10 CHF	+6.4 %
2023	87.50 CHF	0.0 %
2022	87.50 CHF	−0.2 %
2021	87.70 CHF	+2.0 %
2020	86.00 CHF	−1.5 %
2019	87.30 CHF	+2.0 %
2018	85.60 CHF	+12.0 %
2017	76.40 CHF	+9.1 %
2016	70.00 CHF	+8.7 %
2015	64.40 CHF	+4.7 %
2014	61.50 CHF	+6.1 %
2013	57.95 CHF	+3.5 %
2012	56.00 CHF	+5.6 %
2011	53.05 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Krankenkasse Luzerner Hinterland

Family doctor / HMOHausmed

107.05101.2095.4089.5583.7077.9072.05CHF per month112.20 CHF before the deduction106.35 CHF before the deduction100.55 CHF before the deduction94.70 CHF before the deduction88.85 CHF before the deduction83.05 CHF before the deduction77.20 CHF before the deduction+7.6 %+8.0 %+8.6 %+9.1 %+9.8 %+10.6 %+11.4 %

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Price history

History of the monthly premiums for Krankenkasse Luzerner Hinterland Hausmed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	106.35 CHF	+8.0 %
2025	98.45 CHF	+7.4 %
2024	91.70 CHF	+8.2 %
2023	84.75 CHF	+4.0 %
2022	81.50 CHF	−9.6 %
2021	90.20 CHF	0.0 %
2020	90.20 CHF	+3.1 %
2019	87.45 CHF	+0.2 %
2018	87.30 CHF	−1.1 %
2017	88.25 CHF	+18.1 %
2016	74.75 CHF	+5.1 %
2015	71.15 CHF	+4.3 %
2014	68.20 CHF	+3.3 %
2013	66.05 CHF	+3.0 %
2012	64.15 CHF	+5.9 %
2011	60.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

TelemedicinesmartDoc

108.15102.3596.5590.6584.8579.0573.15CHF per month113.30 CHF before the deduction107.50 CHF before the deduction101.70 CHF before the deduction95.80 CHF before the deduction90.00 CHF before the deduction84.20 CHF before the deduction78.30 CHF before the deduction+7.2 %+7.6 %+8.1 %+8.6 %+9.2 %+9.9 %+10.7 %

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Price history

History of the monthly premiums for CONCORDIA smartDoc (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2023 to 2026.

Year	Premium a month	Change
2026	107.50 CHF	+7.6 %
2025	99.90 CHF	+5.3 %
2024	94.90 CHF	+6.4 %
2023	89.20 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CSS

TelemedicineCallmed

109.05103.2597.4591.5585.75—74.05CHF per month114.20 CHF before the deduction108.40 CHF before the deduction102.60 CHF before the deduction96.70 CHF before the deduction90.90 CHF before the deduction79.20 CHF before the deduction+4.7 %+4.9 %+5.2 %+5.6 %+5.9 %+6.9 %

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Price history

History of the monthly premiums for CSS Callmed (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2016 to 2026.

Year	Premium a month	Change
2026	108.40 CHF	+4.9 %
2025	103.30 CHF	+8.3 %
2024	95.40 CHF	+8.5 %
2023	87.90 CHF	+8.4 %
2022	81.10 CHF	−1.7 %
2021	82.50 CHF	−0.7 %
2020	83.10 CHF	−1.0 %
2019	83.90 CHF	+4.2 %
2018	80.50 CHF	+2.0 %
2017	78.90 CHF	+1.7 %
2016	77.60 CHF	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Family doctor / HMOFamily doctor

109.55103.7597.9592.0586.2580.4574.55CHF per month114.70 CHF before the deduction108.90 CHF before the deduction103.10 CHF before the deduction97.20 CHF before the deduction91.40 CHF before the deduction85.60 CHF before the deduction79.70 CHF before the deduction+3.1 %+3.3 %+3.5 %+3.7 %+4.0 %+4.3 %+4.6 %

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Price history

History of the monthly premiums for Assura Family doctor (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	108.90 CHF	+3.3 %
2025	105.40 CHF	+11.7 %
2024	94.40 CHF	+6.1 %
2023	89.00 CHF	+6.1 %
2022	83.90 CHF	+1.9 %
2021	82.30 CHF	+3.8 %
2020	79.30 CHF	−2.8 %
2019	81.60 CHF	+3.4 %
2018	78.90 CHF	+0.3 %
2017	78.70 CHF	+9.2 %
2016	72.10 CHF	+18.0 %
2015	61.10 CHF	+2.7 %
2014	59.50 CHF	+4.4 %
2013	57.00 CHF	−4.7 %
2012	59.80 CHF	+6.6 %
2011	56.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Aquilana

TelemedicineSMARTMED

110.05105.15100.1595.0589.9582.75—CHF per month115.20 CHF before the deduction110.30 CHF before the deduction105.30 CHF before the deduction100.20 CHF before the deduction95.10 CHF before the deduction87.90 CHF before the deduction+4.0 %+4.3 %+4.5 %+4.7 %+5.0 %+5.3 %

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Price history

History of the monthly premiums for Aquilana SMARTMED (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2023 to 2026.

Year	Premium a month	Change
2026	110.30 CHF	+4.3 %
2025	105.80 CHF	+11.4 %
2024	95.00 CHF	+9.6 %
2023	86.70 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

CSS

Flexible modelMultimed

111.25105.4599.6593.7587.95—76.25CHF per month116.40 CHF before the deduction110.60 CHF before the deduction104.80 CHF before the deduction98.90 CHF before the deduction93.10 CHF before the deduction81.40 CHF before the deduction+4.8 %+5.0 %+5.3 %+5.7 %+6.0 %+7.0 %

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Price history

History of the monthly premiums for CSS Multimed (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2020 to 2026.

Year	Premium a month	Change
2026	110.60 CHF	+5.0 %
2025	105.30 CHF	+8.8 %
2024	96.80 CHF	+6.7 %
2023	90.70 CHF	+8.2 %
2022	83.80 CHF	−1.6 %
2021	85.20 CHF	−0.7 %
2020	85.80 CHF	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sumiswalder Krankenkasse

Family doctor / HMOFamily doctor

111.05105.65100.3594.8589.5584.2578.75CHF per month116.20 CHF before the deduction110.80 CHF before the deduction105.50 CHF before the deduction100.00 CHF before the deduction94.70 CHF before the deduction89.40 CHF before the deduction83.90 CHF before the deduction+6.5 %+6.8 %+7.2 %+7.6 %+8.1 %+8.6 %+9.2 %

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Price history

History of the monthly premiums for Sumiswalder Krankenkasse Family doctor (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	110.80 CHF	+6.8 %
2025	103.70 CHF	+10.8 %
2024	93.60 CHF	+6.7 %
2023	87.70 CHF	−2.3 %
2022	89.80 CHF	0.0 %
2021	89.80 CHF	0.0 %
2020	89.80 CHF	+3.2 %
2019	87.00 CHF	+3.2 %
2018	84.30 CHF	+7.4 %
2017	78.50 CHF	+10.6 %
2016	71.00 CHF	+1.0 %
2015	70.30 CHF	0.0 %
2014	70.30 CHF	+3.2 %
2013	68.10 CHF	+12.2 % vs 2011
2012	—	—
2011	60.70 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Sumiswalder Krankenkasse

TelemedicineTelemedicine

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Price history

History of the monthly premiums for Sumiswalder Krankenkasse Telemedicine (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	110.80 CHF	+6.8 %
2025	103.70 CHF	+10.8 %
2024	93.60 CHF	+6.7 %
2023	87.70 CHF	−2.3 %
2022	89.80 CHF	0.0 %
2021	89.80 CHF	0.0 %
2020	89.80 CHF	+3.2 %
2019	87.00 CHF	+3.2 %
2018	84.30 CHF	+7.4 %
2017	78.50 CHF	+14.1 %
2016	68.80 CHF	+1.0 %
2015	68.10 CHF	+1.0 %
2014	67.40 CHF	+3.4 %
2013	65.20 CHF	+7.4 %
2012	60.70 CHF	+4.5 %
2011	58.10 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

Family doctor / HMOMyDoc

112.05106.25100.4594.5588.7582.9577.05CHF per month117.20 CHF before the deduction111.40 CHF before the deduction105.60 CHF before the deduction99.70 CHF before the deduction93.90 CHF before the deduction88.10 CHF before the deduction82.20 CHF before the deduction+7.2 %+7.6 %+8.1 %+8.6 %+9.2 %+9.9 %+10.6 %

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Price history

History of the monthly premiums for CONCORDIA MyDoc (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	111.40 CHF	+7.6 %
2025	103.50 CHF	+5.2 %
2024	98.40 CHF	+6.4 %
2023	92.50 CHF	0.0 %
2022	92.50 CHF	−0.1 %
2021	92.60 CHF	+2.0 %
2020	90.80 CHF	−1.5 %
2019	92.20 CHF	+2.1 %
2018	90.30 CHF	+11.9 %
2017	80.70 CHF	+8.5 %
2016	74.40 CHF	+2.8 %
2015	72.40 CHF	+4.6 %
2014	69.20 CHF	+5.9 %
2013	65.35 CHF	+3.2 %
2012	63.30 CHF	+5.6 %
2011	59.95 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Krankenkasse Luzerner Hinterland

Standard modeldefault modelStandard model

112.95107.10101.3095.4589.6083.8077.95CHF per month118.10 CHF before the deduction112.25 CHF before the deduction106.45 CHF before the deduction100.60 CHF before the deduction94.75 CHF before the deduction88.95 CHF before the deduction83.10 CHF before the deduction+8.2 %+8.6 %+9.1 %+9.7 %+10.4 %+11.1 %+12.0 %

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Price history

History of the monthly premiums for Krankenkasse Luzerner Hinterland Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	112.25 CHF	+8.6 %
2025	103.35 CHF	+7.3 %
2024	96.30 CHF	+7.6 %
2023	89.50 CHF	+4.3 %
2022	85.80 CHF	−9.6 %
2021	94.95 CHF	0.0 %
2020	94.95 CHF	+3.2 %
2019	92.05 CHF	+0.2 %
2018	91.90 CHF	−1.1 %
2017	92.90 CHF	+17.4 %
2016	79.10 CHF	+5.0 %
2015	75.30 CHF	+4.4 %
2014	72.15 CHF	+3.2 %
2013	69.90 CHF	+2.9 %
2012	67.90 CHF	+5.8 %
2011	64.15 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Aquilana

Family doctor / HMOCASAMED

115.35109.55103.7597.9592.0586.25—CHF per month120.50 CHF before the deduction114.70 CHF before the deduction108.90 CHF before the deduction103.10 CHF before the deduction97.20 CHF before the deduction91.40 CHF before the deduction+4.0 %+4.2 %+4.4 %+4.7 %+5.0 %+5.3 %

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Price history

History of the monthly premiums for Aquilana CASAMED (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	114.70 CHF	+4.2 %
2025	110.10 CHF	+11.4 %
2024	98.80 CHF	+9.7 %
2023	90.10 CHF	−8.5 %
2022	98.50 CHF	0.0 %
2021	98.50 CHF	0.0 %
2020	98.50 CHF	−1.2 %
2019	99.70 CHF	+3.1 %
2018	96.70 CHF	+5.8 %
2017	91.40 CHF	+4.8 %
2016	87.20 CHF	+5.3 %
2015	82.80 CHF	+6.7 %
2014	77.60 CHF	+1.0 %
2013	76.80 CHF	+2.1 %
2012	75.20 CHF	+8.2 %
2011	69.50 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura
Flexible modelFeminaVita
115.95110.15104.3598.4592.6586.8580.95CHF per month121.10 CHF before the deduction115.30 CHF before the deduction109.50 CHF before the deduction103.60 CHF before the deduction97.80 CHF before the deduction92.00 CHF before the deduction86.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
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Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	115.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Assura

Flexible modelPreventoMed

115.95110.15104.3598.4592.6586.8580.95CHF per month121.10 CHF before the deduction115.30 CHF before the deduction109.50 CHF before the deduction103.60 CHF before the deduction97.80 CHF before the deduction92.00 CHF before the deduction86.10 CHF before the deduction+3.2 %+3.3 %+3.5 %+3.7 %+3.9 %+4.2 %+4.5 %

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Price history

History of the monthly premiums for Assura PreventoMed (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2024 to 2026.

Year	Premium a month	Change
2026	115.30 CHF	+3.3 %
2025	111.60 CHF	+11.6 %
2024	100.00 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

Family doctor / HMOHMO

116.75110.95105.15—93.45—81.75CHF per month121.90 CHF before the deduction116.10 CHF before the deduction110.30 CHF before the deduction98.60 CHF before the deduction86.90 CHF before the deduction+3.8 %+4.0 %+4.3 %+4.8 %+5.5 %

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Price history

History of the monthly premiums for Atupri HMO (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	116.10 CHF	+4.0 %
2025	111.60 CHF	−0.7 %
2024	112.40 CHF	+0.8 %
2023	111.50 CHF	+20.4 % vs 2019
2022	—	—
2021	—	—
2020	—	—
2019	92.60 CHF	+3.2 %
2018	89.70 CHF	+10.7 %
2017	81.00 CHF	+3.2 %
2016	78.50 CHF	+4.8 %
2015	74.90 CHF	+6.2 %
2014	70.50 CHF	+7.5 %
2013	65.60 CHF	+5.0 %
2012	62.50 CHF	+5.0 %
2011	59.50 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

SLKK

TelemedicineSLKK-SmartMed

116.95111.85106.75101.5596.7591.3586.15CHF per month122.10 CHF before the deduction117.00 CHF before the deduction111.90 CHF before the deduction106.70 CHF before the deduction101.90 CHF before the deduction96.50 CHF before the deduction91.30 CHF before the deduction+13.6 %+14.3 %+15.0 %+15.9 %+16.7 %+17.8 %+19.0 %

View offer

Price history

History of the monthly premiums for SLKK SLKK-SmartMed (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	117.00 CHF	+14.3 %
2025	102.40 CHF	+5.3 %
2024	97.20 CHF	0.0 %
2023	97.20 CHF	+12.8 %
2022	86.20 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

vita surselva

Family doctor / HMOSparmed

117.40112.50106.35100.2594.1089.2083.10CHF per month122.55 CHF before the deduction117.65 CHF before the deduction111.50 CHF before the deduction105.40 CHF before the deduction99.25 CHF before the deduction94.35 CHF before the deduction88.25 CHF before the deduction+4.7 %+4.8 %+4.7 %+4.8 %+4.7 %+6.1 %+6.3 %

View offer

Price history

History of the monthly premiums for vita surselva Sparmed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	117.65 CHF	+4.8 %
2025	112.30 CHF	+1.7 %
2024	110.40 CHF	+2.7 %
2023	107.50 CHF	+2.7 %
2022	104.65 CHF	0.0 %
2021	104.65 CHF	+2.9 %
2020	101.75 CHF	+1.9 %
2019	99.85 CHF	+3.0 %
2018	96.95 CHF	0.0 %
2017	96.95 CHF	+1.0 %
2016	96.00 CHF	+5.6 %
2015	90.90 CHF	0.0 %
2014	90.90 CHF	0.0 %
2013	90.90 CHF	+0.1 %
2012	90.85 CHF	+46.8 %
2011	61.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas
TelemedicineTelMed (Compact One)
118.75112.95107.15101.2595.4589.6583.75CHF per month123.90 CHF before the deduction118.10 CHF before the deduction112.30 CHF before the deduction106.40 CHF before the deduction100.60 CHF before the deduction94.80 CHF before the deduction88.90 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	118.10 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

CSS

Standard modeldefault modelStandard model

118.95113.15107.35101.4595.65—83.95CHF per month124.10 CHF before the deduction118.30 CHF before the deduction112.50 CHF before the deduction106.60 CHF before the deduction100.80 CHF before the deduction89.10 CHF before the deduction+2.4 %+2.5 %+2.6 %+2.8 %+3.0 %+3.4 %

View offer

Price history

History of the monthly premiums for CSS Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	118.30 CHF	+2.5 %
2025	115.40 CHF	+8.3 %
2024	106.60 CHF	+8.4 %
2023	98.30 CHF	+8.3 %
2022	90.80 CHF	−1.6 %
2021	92.30 CHF	−0.8 %
2020	93.00 CHF	−1.0 %
2019	93.90 CHF	+4.2 %
2018	90.10 CHF	+1.9 %
2017	88.40 CHF	+1.8 %
2016	86.80 CHF	+4.0 %
2015	83.50 CHF	+6.4 %
2014	78.50 CHF	+2.3 %
2013	76.70 CHF	−11.3 %
2012	86.50 CHF	+3.3 %
2011	83.70 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Family doctor / HMOOptiMed

119.05113.25107.45101.5595.7589.9584.05CHF per month124.20 CHF before the deduction118.40 CHF before the deduction112.60 CHF before the deduction106.70 CHF before the deduction100.90 CHF before the deduction95.10 CHF before the deduction89.20 CHF before the deduction+8.0 %+8.4 %+8.9 %+9.4 %+10.0 %+10.7 %+11.5 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Mutuel OptiMed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	118.40 CHF	+8.4 %
2025	109.20 CHF	+6.0 %
2024	103.00 CHF	+4.4 %
2023	98.70 CHF	+6.9 %
2022	92.30 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Flexible modelPrimaFlex

119.75113.95108.15102.2596.4590.6584.75CHF per month124.90 CHF before the deduction119.10 CHF before the deduction113.30 CHF before the deduction107.40 CHF before the deduction101.60 CHF before the deduction95.80 CHF before the deduction89.90 CHF before the deduction+8.0 %+8.5 %+8.9 %+9.5 %+10.1 %+10.8 %+11.5 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Mutuel PrimaFlex (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2023 to 2026.

Year	Premium a month	Change
2026	119.10 CHF	+8.5 %
2025	109.80 CHF	+6.6 %
2024	103.00 CHF	+4.4 %
2023	98.70 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas
Family doctor / HMOFamily doctor 1
119.95114.15108.35102.4596.6590.8584.95CHF per month125.10 CHF before the deduction119.30 CHF before the deduction113.50 CHF before the deduction107.60 CHF before the deduction101.80 CHF before the deduction96.00 CHF before the deduction90.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.
Sanitas
Family doctor / HMOFamily doctor 2
119.95114.15108.35102.4596.6590.8584.95CHF per month125.10 CHF before the deduction119.30 CHF before the deduction113.50 CHF before the deduction107.60 CHF before the deduction101.80 CHF before the deduction96.00 CHF before the deduction90.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.
Sanitas
Family doctor / HMOFamily doctor 3
119.95114.15108.35102.4596.6590.8584.95CHF per month125.10 CHF before the deduction119.30 CHF before the deduction113.50 CHF before the deduction107.60 CHF before the deduction101.80 CHF before the deduction96.00 CHF before the deduction90.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.
Sanitas
Family doctor / HMOFamily doctor 4
119.95114.15108.35102.4596.6590.8584.95CHF per month125.10 CHF before the deduction119.30 CHF before the deduction113.50 CHF before the deduction107.60 CHF before the deduction101.80 CHF before the deduction96.00 CHF before the deduction90.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	119.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Year	Premium a month	Change
2026	119.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Year	Premium a month	Change
2026	119.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Year	Premium a month	Change
2026	119.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Galenos

Family doctor / HMOManaged Care

120.05114.25108.35102.5596.7590.8585.05CHF per month125.20 CHF before the deduction119.40 CHF before the deduction113.50 CHF before the deduction107.70 CHF before the deduction101.90 CHF before the deduction96.00 CHF before the deduction90.20 CHF before the deduction−1.7 %−1.7 %−1.9 %−2.0 %−2.0 %−2.2 %−2.4 %

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Price history

History of the monthly premiums for Galenos Managed Care (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2024 to 2026.

Year	Premium a month	Change
2026	119.40 CHF	−1.7 %
2025	121.50 CHF	+1.3 %
2024	120.00 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas
TelemedicineTelMed (CallMed)
120.05114.25108.45102.5596.7590.9585.05CHF per month125.20 CHF before the deduction119.40 CHF before the deduction113.60 CHF before the deduction107.70 CHF before the deduction101.90 CHF before the deduction96.10 CHF before the deduction90.20 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	119.40 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Groupe Mutuel – Philos

Flexible modelPrimaFlex

120.05114.25108.45102.5596.7590.9585.05CHF per month125.20 CHF before the deduction119.40 CHF before the deduction113.60 CHF before the deduction107.70 CHF before the deduction101.90 CHF before the deduction96.10 CHF before the deduction90.20 CHF before the deduction+3.2 %+3.4 %+3.6 %+3.8 %+4.0 %+4.2 %+4.5 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Philos PrimaFlex (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2023 to 2026.

Year	Premium a month	Change
2026	119.40 CHF	+3.4 %
2025	115.50 CHF	+13.1 %
2024	102.10 CHF	+14.2 %
2023	89.40 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

SLKK

Family doctor / HMOSLKK-HomeCare

119.75114.55109.35104.0599.0593.5588.25CHF per month124.90 CHF before the deduction119.70 CHF before the deduction114.50 CHF before the deduction109.20 CHF before the deduction104.20 CHF before the deduction98.70 CHF before the deduction93.40 CHF before the deduction+13.5 %+14.2 %+15.1 %+15.9 %+16.7 %+17.8 %+19.0 %

View offer

Price history

History of the monthly premiums for SLKK SLKK-HomeCare (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2018 to 2026.

Year	Premium a month	Change
2026	119.70 CHF	+14.2 %
2025	104.80 CHF	+5.4 %
2024	99.40 CHF	0.0 %
2023	99.40 CHF	+14.0 %
2022	87.20 CHF	+8.5 %
2021	80.40 CHF	−3.1 %
2020	83.00 CHF	+6.7 %
2019	77.80 CHF	+4.3 %
2018	74.60 CHF	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Family doctor / HMOPrimaCare

120.45114.65108.85102.9597.1591.3585.45CHF per month125.60 CHF before the deduction119.80 CHF before the deduction114.00 CHF before the deduction108.10 CHF before the deduction102.30 CHF before the deduction96.50 CHF before the deduction90.60 CHF before the deduction+8.0 %+8.4 %+8.9 %+9.4 %+10.0 %+10.7 %+11.4 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Mutuel PrimaCare (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	119.80 CHF	+8.4 %
2025	110.50 CHF	+2.4 %
2024	107.90 CHF	+4.5 %
2023	103.30 CHF	+8.2 %
2022	95.50 CHF	0.0 %
2021	95.50 CHF	0.0 %
2020	95.50 CHF	0.0 %
2019	95.50 CHF	+3.0 %
2018	92.70 CHF	+12.2 %
2017	82.60 CHF	+12.7 %
2016	73.30 CHF	+6.9 %
2015	68.60 CHF	+7.2 %
2014	64.00 CHF	+6.1 %
2013	60.30 CHF	+3.3 %
2012	58.40 CHF	+5.0 %
2011	55.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

TelemedicineSanaTel

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Mutuel SanaTel (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	119.80 CHF	+8.4 %
2025	110.50 CHF	+5.4 %
2024	104.80 CHF	+4.4 %
2023	100.40 CHF	+8.8 %
2022	92.30 CHF	0.0 %
2021	92.30 CHF	0.0 %
2020	92.30 CHF	−1.1 %
2019	93.30 CHF	+4.1 %
2018	89.60 CHF	+12.4 %
2017	79.70 CHF	+12.7 %
2016	70.70 CHF	+6.8 %
2015	66.20 CHF	+7.3 %
2014	61.70 CHF	+6.2 %
2013	58.10 CHF	+3.2 %
2012	56.30 CHF	+5.0 %
2011	53.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Family doctor / HMOOptiMed

120.75114.95109.15103.2597.4591.6585.75CHF per month125.90 CHF before the deduction120.10 CHF before the deduction114.30 CHF before the deduction108.40 CHF before the deduction102.60 CHF before the deduction96.80 CHF before the deduction90.90 CHF before the deduction+9.4 %+9.9 %+10.4 %+11.1 %+11.8 %+12.6 %+13.5 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Avenir OptiMed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	120.10 CHF	+9.9 %
2025	109.30 CHF	+11.9 %
2024	97.70 CHF	+2.8 %
2023	95.00 CHF	+4.3 %
2022	91.10 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Flexible modelPrimaFlex

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Avenir PrimaFlex (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2023 to 2026.

Year	Premium a month	Change
2026	120.10 CHF	+9.9 %
2025	109.30 CHF	+13.3 %
2024	96.50 CHF	+2.8 %
2023	93.90 CHF	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sumiswalder Krankenkasse

Standard modeldefault modelStandard model

121.05115.25109.45103.5597.7592.0586.05CHF per month126.20 CHF before the deduction120.40 CHF before the deduction114.60 CHF before the deduction108.70 CHF before the deduction102.90 CHF before the deduction97.20 CHF before the deduction91.20 CHF before the deduction+6.5 %+6.8 %+7.2 %+7.6 %+8.1 %+8.7 %+9.2 %

View offer

Price history

History of the monthly premiums for Sumiswalder Krankenkasse Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	120.40 CHF	+6.8 %
2025	112.70 CHF	+10.8 %
2024	101.70 CHF	+4.3 %
2023	97.50 CHF	−2.2 %
2022	99.70 CHF	0.0 %
2021	99.70 CHF	0.0 %
2020	99.70 CHF	+6.5 %
2019	93.60 CHF	+3.2 %
2018	90.70 CHF	+7.5 %
2017	84.40 CHF	+14.1 %
2016	74.00 CHF	+1.1 %
2015	73.20 CHF	−3.2 %
2014	75.60 CHF	+3.3 %
2013	73.20 CHF	+7.5 %
2012	68.10 CHF	+4.3 %
2011	65.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

TelemedicineSmartCare

121.05115.25109.45—97.75—86.05CHF per month126.20 CHF before the deduction120.40 CHF before the deduction114.60 CHF before the deduction102.90 CHF before the deduction91.20 CHF before the deduction+5.1 %+5.3 %+5.6 %+6.3 %+7.2 %

View offer

Price history

History of the monthly premiums for Atupri SmartCare (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	120.40 CHF	+5.3 %
2025	114.30 CHF	+2.3 %
2024	111.70 CHF	+1.5 %
2023	110.10 CHF	+12.2 %
2022	98.10 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas
Flexible modelMultiAccess
121.35115.55109.75103.8598.0592.2586.35CHF per month126.50 CHF before the deduction120.70 CHF before the deduction114.90 CHF before the deduction109.00 CHF before the deduction103.20 CHF before the deduction97.40 CHF before the deduction91.50 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	120.70 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Groupe Mutuel – Philos

Family doctor / HMOOptiMed

121.45115.65109.85103.9598.1592.3586.45CHF per month126.60 CHF before the deduction120.80 CHF before the deduction115.00 CHF before the deduction109.10 CHF before the deduction103.30 CHF before the deduction97.50 CHF before the deduction91.60 CHF before the deduction+3.2 %+3.3 %+3.5 %+3.7 %+3.9 %+4.2 %+4.4 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Philos OptiMed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	120.80 CHF	+3.3 %
2025	116.90 CHF	+11.8 %
2024	104.60 CHF	+14.2 %
2023	91.60 CHF	+0.4 %
2022	91.20 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

TelemedicineSanaTel

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Philos SanaTel (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	120.80 CHF	+3.3 %
2025	116.90 CHF	+11.8 %
2024	104.60 CHF	+14.2 %
2023	91.60 CHF	+0.4 %
2022	91.20 CHF	0.0 %
2021	91.20 CHF	0.0 %
2020	91.20 CHF	0.0 %
2019	91.20 CHF	+3.1 %
2018	88.50 CHF	+11.0 %
2017	79.70 CHF	+12.7 %
2016	70.70 CHF	+6.8 %
2015	66.20 CHF	+7.3 %
2014	61.70 CHF	+6.2 %
2013	58.10 CHF	+3.2 %
2012	56.30 CHF	+5.0 %
2011	53.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

SLKK

TelemedicineSLKK-TelCare

121.15115.85110.55105.25100.2594.6589.35CHF per month126.30 CHF before the deduction121.00 CHF before the deduction115.70 CHF before the deduction110.40 CHF before the deduction105.40 CHF before the deduction99.80 CHF before the deduction94.50 CHF before the deduction+13.6 %+14.3 %+14.9 %+15.8 %+16.7 %+17.8 %+19.0 %

View offer

Price history

History of the monthly premiums for SLKK SLKK-TelCare (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2012 to 2026.

Year	Premium a month	Change
2026	121.00 CHF	+14.3 %
2025	105.90 CHF	+5.4 %
2024	100.50 CHF	0.0 %
2023	100.50 CHF	+12.8 %
2022	89.10 CHF	+8.4 %
2021	82.20 CHF	+0.2 %
2020	82.00 CHF	+2.9 %
2019	79.70 CHF	+4.3 %
2018	76.40 CHF	−0.5 %
2017	76.80 CHF	+22.3 %
2016	62.80 CHF	+2.4 %
2015	61.30 CHF	0.0 %
2014	61.30 CHF	−1.6 % vs 2012
2013	—	—
2012	62.30 CHF	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Family doctor / HMOManaged Care

121.85115.95110.15104.3598.4592.6586.85CHF per month127.00 CHF before the deduction121.10 CHF before the deduction115.30 CHF before the deduction109.50 CHF before the deduction103.60 CHF before the deduction97.80 CHF before the deduction92.00 CHF before the deduction+7.5 %+7.9 %+8.4 %+8.8 %+9.4 %+10.0 %+10.7 %

View offer

Price history

History of the monthly premiums for Visana Managed Care (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2024 to 2026.

Year	Premium a month	Change
2026	121.10 CHF	+7.9 %
2025	112.20 CHF	+0.2 %
2024	112.00 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos
TelemedicineTel Doc
121.95116.15110.25104.4598.6592.7586.95CHF per month127.10 CHF before the deduction121.30 CHF before the deduction115.40 CHF before the deduction109.60 CHF before the deduction103.80 CHF before the deduction97.90 CHF before the deduction92.10 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
View offer
Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Year	Premium a month	Change
2026	121.30 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

Groupe Mutuel – Avenir

TelemedicineSanaTel

122.15116.35110.55104.6598.8593.0587.15CHF per month127.30 CHF before the deduction121.50 CHF before the deduction115.70 CHF before the deduction109.80 CHF before the deduction104.00 CHF before the deduction98.20 CHF before the deduction92.30 CHF before the deduction+9.4 %+9.9 %+10.4 %+11.0 %+11.7 %+12.5 %+13.4 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Avenir SanaTel (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	121.50 CHF	+9.9 %
2025	110.60 CHF	+11.9 %
2024	98.80 CHF	+2.8 %
2023	96.10 CHF	+5.5 %
2022	91.10 CHF	0.0 %
2021	91.10 CHF	0.0 %
2020	91.10 CHF	0.0 %
2019	91.10 CHF	+3.1 %
2018	88.40 CHF	+10.9 %
2017	79.70 CHF	+12.7 %
2016	70.70 CHF	+6.8 %
2015	66.20 CHF	+7.3 %
2014	61.70 CHF	+6.2 %
2013	58.10 CHF	+3.2 %
2012	56.30 CHF	+5.0 %
2011	53.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Family doctor / HMOMed Direct

122.25116.45110.55104.7598.9593.0587.25CHF per month127.40 CHF before the deduction121.60 CHF before the deduction115.70 CHF before the deduction109.90 CHF before the deduction104.10 CHF before the deduction98.20 CHF before the deduction92.40 CHF before the deduction0.0 %0.0 %0.0 %0.0 %0.0 %0.0 %0.0 %

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Price history

History of the monthly premiums for Galenos Med Direct (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	121.60 CHF	0.0 %
2025	121.60 CHF	+1.2 %
2024	120.10 CHF	+11.1 %
2023	108.10 CHF	+9.7 %
2022	98.50 CHF	+5.2 %
2021	93.60 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Assura

Standard modeldefault modelStandard model

122.25116.45110.65104.7598.9593.1587.25CHF per month127.40 CHF before the deduction121.60 CHF before the deduction115.80 CHF before the deduction109.90 CHF before the deduction104.10 CHF before the deduction98.30 CHF before the deduction92.40 CHF before the deduction+3.2 %+3.3 %+3.5 %+3.7 %+3.9 %+4.1 %+4.4 %

View offer

Price history

History of the monthly premiums for Assura Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	121.60 CHF	+3.3 %
2025	117.70 CHF	+11.6 %
2024	105.50 CHF	+6.0 %
2023	99.50 CHF	+6.1 %
2022	93.80 CHF	+2.0 %
2021	92.00 CHF	+3.7 %
2020	88.70 CHF	−2.8 %
2019	91.30 CHF	+7.7 %
2018	84.80 CHF	0.0 %
2017	84.80 CHF	+12.6 %
2016	75.30 CHF	+13.9 %
2015	66.10 CHF	+1.5 %
2014	65.10 CHF	+4.3 %
2013	62.40 CHF	−4.7 %
2012	65.50 CHF	+6.7 %
2011	61.40 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

Family doctor / HMOEGK-Care

117.85116.95115.95114.95113.95112.95—CHF per month123.00 CHF before the deduction122.10 CHF before the deduction121.10 CHF before the deduction120.10 CHF before the deduction119.10 CHF before the deduction118.10 CHF before the deduction+8.8 %+8.9 %+9.0 %+9.1 %+9.2 %+9.3 %

View offer

Price history

History of the monthly premiums for EGK EGK-Care (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	122.10 CHF	+8.9 %
2025	112.10 CHF	+16.9 %
2024	95.90 CHF	+7.5 %
2023	89.20 CHF	+5.4 %
2022	84.60 CHF	0.0 %
2021	84.60 CHF	+0.5 %
2020	84.20 CHF	0.0 %
2019	84.20 CHF	+0.8 %
2018	83.50 CHF	+9.7 %
2017	76.10 CHF	+3.1 %
2016	73.80 CHF	+5.9 %
2015	69.70 CHF	+7.2 %
2014	65.00 CHF	+8.5 %
2013	59.90 CHF	+13.4 %
2012	52.80 CHF	+10.2 %
2011	47.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

TelemedicineEGK-TelCare

View offer

Price history

History of the monthly premiums for EGK EGK-TelCare (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2014 to 2026.

Year	Premium a month	Change
2026	122.10 CHF	+8.9 %
2025	112.10 CHF	+18.9 %
2024	94.30 CHF	+7.5 %
2023	87.70 CHF	+5.4 %
2022	83.20 CHF	0.0 %
2021	83.20 CHF	−1.2 %
2020	84.20 CHF	0.0 %
2019	84.20 CHF	+0.8 %
2018	83.50 CHF	+12.2 %
2017	74.40 CHF	+3.2 %
2016	72.10 CHF	+3.4 %
2015	69.70 CHF	+7.2 %
2014	65.00 CHF	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

Family doctor / HMOCareMed

123.85118.05112.25—100.55—88.85CHF per month129.00 CHF before the deduction123.20 CHF before the deduction117.40 CHF before the deduction105.70 CHF before the deduction94.00 CHF before the deduction+4.5 %+4.7 %+4.9 %+5.5 %+6.2 %

View offer

Price history

History of the monthly premiums for Atupri CareMed (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	123.20 CHF	+4.7 %
2025	117.70 CHF	+2.3 %
2024	115.10 CHF	−0.3 %
2023	115.40 CHF	+12.0 %
2022	103.00 CHF	+2.1 %
2021	100.90 CHF	+2.2 %
2020	98.70 CHF	+4.0 %
2019	94.90 CHF	+3.2 %
2018	92.00 CHF	+6.9 %
2017	86.10 CHF	+3.2 %
2016	83.40 CHF	+2.1 %
2015	81.70 CHF	+4.7 %
2014	78.00 CHF	+7.6 %
2013	72.50 CHF	+3.4 %
2012	70.10 CHF	+5.3 %
2011	66.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

Flexible modelFlexCare

View offer

Price history

History of the monthly premiums for Atupri FlexCare (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2016 to 2026.

Year	Premium a month	Change
2026	123.20 CHF	+4.7 %
2025	117.70 CHF	+1.1 %
2024	116.40 CHF	+3.2 %
2023	112.80 CHF	+17.9 %
2022	95.70 CHF	+2.0 %
2021	93.80 CHF	+2.2 %
2020	91.80 CHF	+4.1 %
2019	88.20 CHF	+3.3 %
2018	85.40 CHF	+10.9 %
2017	77.00 CHF	+4.8 %
2016	73.50 CHF	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Sanitas

Standard modeldefault modelStandard model

123.85118.05112.25106.35100.5594.7588.85CHF per month129.00 CHF before the deduction123.20 CHF before the deduction117.40 CHF before the deduction111.50 CHF before the deduction105.70 CHF before the deduction99.90 CHF before the deduction94.00 CHF before the deduction+3.8 %+4.0 %+4.2 %+4.4 %+4.7 %+4.9 %+5.3 %

View offer

Price history

History of the monthly premiums for Sanitas Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	123.20 CHF	+4.0 %
2025	118.50 CHF	+7.3 %
2024	110.40 CHF	+8.3 %
2023	101.90 CHF	+7.3 %
2022	95.00 CHF	+1.4 %
2021	93.70 CHF	−10.6 %
2020	104.80 CHF	0.0 %
2019	104.80 CHF	0.0 %
2018	104.80 CHF	+1.3 %
2017	103.50 CHF	0.0 %
2016	103.50 CHF	+3.2 %
2015	100.30 CHF	+5.2 %
2014	95.30 CHF	+1.1 %
2013	94.30 CHF	+2.2 %
2012	92.30 CHF	0.0 %
2011	92.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Family doctor / HMOMed Direct

124.25118.35112.55106.75100.8595.0589.25CHF per month129.40 CHF before the deduction123.50 CHF before the deduction117.70 CHF before the deduction111.90 CHF before the deduction106.00 CHF before the deduction100.20 CHF before the deduction94.40 CHF before the deduction+7.6 %+8.0 %+8.4 %+8.9 %+9.4 %+10.0 %+10.7 %

View offer

Price history

History of the monthly premiums for Visana Med Direct (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2016 to 2026.

Year	Premium a month	Change
2026	123.50 CHF	+8.0 %
2025	114.40 CHF	+0.2 %
2024	114.20 CHF	+5.8 %
2023	107.90 CHF	+14.4 %
2022	94.30 CHF	+0.1 %
2021	94.20 CHF	+1.3 %
2020	93.00 CHF	0.0 %
2019	93.00 CHF	+2.6 %
2018	90.60 CHF	+6.3 %
2017	85.20 CHF	+4.2 %
2016	81.80 CHF	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

vita surselva

Standard modeldefault modelStandard model

123.85118.70112.25107.10100.6595.4589.00CHF per month129.00 CHF before the deduction123.85 CHF before the deduction117.40 CHF before the deduction112.25 CHF before the deduction105.80 CHF before the deduction100.60 CHF before the deduction94.15 CHF before the deduction+4.9 %+4.9 %+4.9 %+6.1 %+4.9 %+6.2 %+6.3 %

View offer

Price history

History of the monthly premiums for vita surselva Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	123.85 CHF	+4.9 %
2025	118.10 CHF	+1.7 %
2024	116.15 CHF	+2.5 %
2023	113.30 CHF	+2.6 %
2022	110.40 CHF	+0.9 %
2021	109.45 CHF	+1.8 %
2020	107.50 CHF	+2.7 %
2019	104.65 CHF	+2.9 %
2018	101.75 CHF	0.0 %
2017	101.75 CHF	0.0 %
2016	101.75 CHF	+3.9 %
2015	97.90 CHF	+2.4 %
2014	95.60 CHF	−0.1 %
2013	95.70 CHF	+0.1 %
2012	95.65 CHF	+49.9 %
2011	63.80 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Family doctor / HMOPrimaCare

124.95119.15113.35107.45101.6595.8589.95CHF per month130.10 CHF before the deduction124.30 CHF before the deduction118.50 CHF before the deduction112.60 CHF before the deduction106.80 CHF before the deduction101.00 CHF before the deduction95.10 CHF before the deduction+9.3 %+9.8 %+10.3 %+10.9 %+11.6 %+12.3 %+13.2 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Avenir PrimaCare (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	124.30 CHF	+9.8 %
2025	113.20 CHF	+11.9 %
2024	101.20 CHF	+2.8 %
2023	98.40 CHF	+4.3 %
2022	94.30 CHF	0.0 %
2021	94.30 CHF	0.0 %
2020	94.30 CHF	0.0 %
2019	94.30 CHF	+3.1 %
2018	91.50 CHF	+10.8 %
2017	82.60 CHF	+12.7 %
2016	73.30 CHF	+6.9 %
2015	68.60 CHF	+7.2 %
2014	64.00 CHF	+6.1 %
2013	60.30 CHF	+3.3 %
2012	58.40 CHF	+5.0 %
2011	55.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Family doctor / HMOPrimaCare

124.95119.15113.35107.45101.6595.8589.95CHF per month130.10 CHF before the deduction124.30 CHF before the deduction118.50 CHF before the deduction112.60 CHF before the deduction106.80 CHF before the deduction101.00 CHF before the deduction95.10 CHF before the deduction+2.6 %+2.7 %+2.9 %+3.0 %+3.2 %+3.4 %+3.6 %

View offer

Price history

History of the monthly premiums for Groupe Mutuel – Philos PrimaCare (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	124.30 CHF	+2.7 %
2025	121.00 CHF	+11.7 %
2024	108.30 CHF	+14.2 %
2023	94.80 CHF	+0.4 %
2022	94.40 CHF	0.0 %
2021	94.40 CHF	0.0 %
2020	94.40 CHF	0.0 %
2019	94.40 CHF	+3.1 %
2018	91.60 CHF	+10.9 %
2017	82.60 CHF	+12.7 %
2016	73.30 CHF	+6.9 %
2015	68.60 CHF	+7.2 %
2014	64.00 CHF	+6.1 %
2013	60.30 CHF	+3.3 %
2012	58.40 CHF	+5.0 %
2011	55.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

CONCORDIA

Standard modeldefault modelStandard model

125.05119.25113.45107.55101.7595.9590.05CHF per month130.20 CHF before the deduction124.40 CHF before the deduction118.60 CHF before the deduction112.70 CHF before the deduction106.90 CHF before the deduction101.10 CHF before the deduction95.20 CHF before the deduction+6.0 %+6.3 %+6.7 %+7.0 %+7.4 %+7.9 %+8.4 %

View offer

Price history

History of the monthly premiums for CONCORDIA Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	124.40 CHF	+6.3 %
2025	117.00 CHF	+5.2 %
2024	111.20 CHF	+6.3 %
2023	104.60 CHF	0.0 %
2022	104.60 CHF	+1.1 %
2021	103.50 CHF	+3.2 %
2020	100.30 CHF	−2.1 %
2019	102.40 CHF	+2.6 %
2018	99.80 CHF	+9.9 %
2017	90.80 CHF	+8.4 %
2016	83.80 CHF	+1.6 %
2015	82.50 CHF	+2.6 %
2014	80.40 CHF	+4.5 %
2013	76.95 CHF	+3.3 %
2012	74.50 CHF	+4.1 %
2011	71.55 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

TelemedicineTelFirst

125.35119.55113.75—102.05—90.35CHF per month130.50 CHF before the deduction124.70 CHF before the deduction118.90 CHF before the deduction107.20 CHF before the deduction95.50 CHF before the deduction+4.5 %+4.7 %+4.9 %+5.5 %+6.2 %

View offer

Price history

History of the monthly premiums for Atupri TelFirst (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	124.70 CHF	+4.7 %
2025	119.10 CHF	+1.2 %
2024	117.70 CHF	+2.0 %
2023	115.40 CHF	+10.7 %
2022	104.20 CHF	+3.3 %
2021	100.90 CHF	+2.2 %
2020	98.70 CHF	+1.0 %
2019	97.70 CHF	+3.3 %
2018	94.60 CHF	+6.7 %
2017	88.70 CHF	+3.1 %
2016	86.00 CHF	+5.3 %
2015	81.70 CHF	+4.7 %
2014	78.00 CHF	+7.6 %
2013	72.50 CHF	+3.4 %
2012	70.10 CHF	+5.3 %
2011	66.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineTel Doc

125.65119.85114.05108.15102.3596.5590.65CHF per month130.80 CHF before the deduction125.00 CHF before the deduction119.20 CHF before the deduction113.30 CHF before the deduction107.50 CHF before the deduction101.70 CHF before the deduction95.80 CHF before the deduction+7.5 %+7.9 %+8.4 %+8.7 %+9.4 %+9.9 %+10.5 %

View offer

Price history

History of the monthly premiums for Visana Tel Doc (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2015 to 2026.

Year	Premium a month	Change
2026	125.00 CHF	+7.9 %
2025	115.80 CHF	+0.2 %
2024	115.60 CHF	+5.9 %
2023	109.20 CHF	+14.3 %
2022	95.50 CHF	+0.1 %
2021	95.40 CHF	+2.4 %
2020	93.20 CHF	0.0 %
2019	93.20 CHF	+2.6 %
2018	90.80 CHF	+10.5 %
2017	82.20 CHF	+4.2 %
2016	78.90 CHF	+1.4 %
2015	77.80 CHF	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Aquilana

Standard modeldefault modelStandard model

127.25121.45115.65109.85103.9598.15—CHF per month132.40 CHF before the deduction126.60 CHF before the deduction120.80 CHF before the deduction115.00 CHF before the deduction109.10 CHF before the deduction103.30 CHF before the deduction+4.0 %+4.2 %+4.4 %+4.6 %+4.9 %+5.2 %

View offer

Price history

History of the monthly premiums for Aquilana Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	126.60 CHF	+4.2 %
2025	121.50 CHF	+11.4 %
2024	109.10 CHF	+9.5 %
2023	99.60 CHF	−8.5 %
2022	108.80 CHF	0.0 %
2021	108.80 CHF	0.0 %
2020	108.80 CHF	0.0 %
2019	108.80 CHF	+4.2 %
2018	104.40 CHF	+5.8 %
2017	98.70 CHF	+4.8 %
2016	94.20 CHF	+5.4 %
2015	89.40 CHF	+5.3 %
2014	84.90 CHF	+1.1 %
2013	84.00 CHF	+2.2 %
2012	82.20 CHF	+8.2 %
2011	76.00 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Family doctor / HMOManaged Care

131.35125.55119.65113.85108.05102.1596.35CHF per month136.50 CHF before the deduction130.70 CHF before the deduction124.80 CHF before the deduction119.00 CHF before the deduction113.20 CHF before the deduction107.30 CHF before the deduction101.50 CHF before the deduction+1.4 %+1.6 %+1.5 %+1.6 %+1.8 %+1.8 %+1.9 %

View offer

Price history

History of the monthly premiums for sana24 Managed Care (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2024 to 2026.

Year	Premium a month	Change
2026	130.70 CHF	+1.6 %
2025	128.70 CHF	+6.5 %
2024	120.80 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

EGK

Standard modeldefault modelStandard model

126.85125.85124.85123.85122.85121.85—CHF per month132.00 CHF before the deduction131.00 CHF before the deduction130.00 CHF before the deduction129.00 CHF before the deduction128.00 CHF before the deduction127.00 CHF before the deduction+8.2 %+8.3 %+8.3 %+8.4 %+8.5 %+8.5 %

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Price history

History of the monthly premiums for EGK Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	131.00 CHF	+8.3 %
2025	121.00 CHF	+13.5 %
2024	106.60 CHF	+7.5 %
2023	99.20 CHF	+5.4 %
2022	94.10 CHF	0.0 %
2021	94.10 CHF	+0.5 %
2020	93.60 CHF	0.0 %
2019	93.60 CHF	+0.8 %
2018	92.90 CHF	+9.8 %
2017	84.60 CHF	+3.2 %
2016	82.00 CHF	+5.8 %
2015	77.50 CHF	+7.0 %
2014	72.40 CHF	+8.5 %
2013	66.70 CHF	+7.2 %
2012	62.20 CHF	+8.6 %
2011	57.30 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Mutuel

Standard modeldefault modelStandard model

132.85127.05121.25115.35109.55103.7597.85CHF per month138.00 CHF before the deduction132.20 CHF before the deduction126.40 CHF before the deduction120.50 CHF before the deduction114.70 CHF before the deduction108.90 CHF before the deduction103.00 CHF before the deduction+8.1 %+8.4 %+8.9 %+9.3 %+9.9 %+10.4 %+11.1 %

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Price history

History of the monthly premiums for Groupe Mutuel – Mutuel Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	132.20 CHF	+8.4 %
2025	121.90 CHF	+4.7 %
2024	116.40 CHF	+4.3 %
2023	111.60 CHF	+8.2 %
2022	103.10 CHF	0.0 %
2021	103.10 CHF	0.0 %
2020	103.10 CHF	0.0 %
2019	103.10 CHF	+3.0 %
2018	100.10 CHF	+12.2 %
2017	89.20 CHF	+12.6 %
2016	79.20 CHF	+6.7 %
2015	74.20 CHF	+7.2 %
2014	69.20 CHF	+6.1 %
2013	65.20 CHF	+3.2 %
2012	63.20 CHF	+5.0 %
2011	60.20 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

SLKK

Standard modeldefault modelStandard model

133.65127.85122.05116.15110.65104.5598.65CHF per month138.80 CHF before the deduction133.00 CHF before the deduction127.20 CHF before the deduction121.30 CHF before the deduction115.80 CHF before the deduction109.70 CHF before the deduction103.80 CHF before the deduction+13.6 %+14.3 %+15.0 %+15.9 %+16.7 %+17.8 %+19.0 %

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Price history

History of the monthly premiums for SLKK Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	133.00 CHF	+14.3 %
2025	116.40 CHF	+5.4 %
2024	110.40 CHF	0.0 %
2023	110.40 CHF	+12.7 %
2022	98.00 CHF	+8.4 %
2021	90.40 CHF	−3.7 %
2020	93.90 CHF	+5.3 %
2019	89.20 CHF	+4.3 %
2018	85.50 CHF	−0.6 %
2017	86.00 CHF	+20.8 %
2016	71.20 CHF	+1.0 %
2015	70.50 CHF	0.0 %
2014	70.50 CHF	0.0 %
2013	70.50 CHF	+3.4 %
2012	68.20 CHF	+8.6 %
2011	62.80 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Avenir

Standard modeldefault modelStandard model

135.45129.65123.85117.95112.15106.35100.45CHF per month140.60 CHF before the deduction134.80 CHF before the deduction129.00 CHF before the deduction123.10 CHF before the deduction117.30 CHF before the deduction111.50 CHF before the deduction105.60 CHF before the deduction+9.3 %+9.8 %+10.3 %+10.8 %+11.4 %+12.1 %+12.8 %

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Price history

History of the monthly premiums for Groupe Mutuel – Avenir Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	134.80 CHF	+9.8 %
2025	122.80 CHF	+11.2 %
2024	110.40 CHF	+2.8 %
2023	107.40 CHF	+5.5 %
2022	101.80 CHF	0.0 %
2021	101.80 CHF	0.0 %
2020	101.80 CHF	0.0 %
2019	101.80 CHF	+3.0 %
2018	98.80 CHF	+10.8 %
2017	89.20 CHF	+12.6 %
2016	79.20 CHF	+6.7 %
2015	74.20 CHF	+7.2 %
2014	69.20 CHF	+6.1 %
2013	65.20 CHF	+3.2 %
2012	63.20 CHF	+5.0 %
2011	60.20 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Groupe Mutuel – Philos

Standard modeldefault modelStandard model

135.45129.65123.85117.95112.15106.35100.45CHF per month140.60 CHF before the deduction134.80 CHF before the deduction129.00 CHF before the deduction123.10 CHF before the deduction117.30 CHF before the deduction111.50 CHF before the deduction105.60 CHF before the deduction+2.6 %+2.7 %+2.9 %+3.0 %+3.2 %+3.3 %+3.5 %

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Price history

History of the monthly premiums for Groupe Mutuel – Philos Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	134.80 CHF	+2.7 %
2025	131.20 CHF	+11.0 %
2024	118.20 CHF	+14.1 %
2023	103.60 CHF	+1.7 %
2022	101.90 CHF	0.0 %
2021	101.90 CHF	0.0 %
2020	101.90 CHF	0.0 %
2019	101.90 CHF	+3.0 %
2018	98.90 CHF	+10.9 %
2017	89.20 CHF	+12.6 %
2016	79.20 CHF	+6.7 %
2015	74.20 CHF	+7.2 %
2014	69.20 CHF	+6.1 %
2013	65.20 CHF	+3.2 %
2012	63.20 CHF	+5.0 %
2011	60.20 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Family doctor / HMOManaged Care without capitation

135.75129.95124.05118.25112.45106.55100.75CHF per month140.90 CHF before the deduction135.10 CHF before the deduction129.20 CHF before the deduction123.40 CHF before the deduction117.60 CHF before the deduction111.70 CHF before the deduction105.90 CHF before the deduction+1.4 %+1.5 %+1.6 %+1.6 %+1.7 %+1.8 %+1.9 %

View offer

Price history

History of the monthly premiums for sana24 Managed Care without capitation (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2024 to 2026.

Year	Premium a month	Change
2026	135.10 CHF	+1.5 %
2025	133.10 CHF	+6.7 %
2024	124.80 CHF	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Atupri

Standard modeldefault modelStandard model

136.65130.85125.05—113.35—101.65CHF per month141.80 CHF before the deduction136.00 CHF before the deduction130.20 CHF before the deduction118.50 CHF before the deduction106.80 CHF before the deduction+4.5 %+4.7 %+4.9 %+5.4 %+6.1 %

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Price history

History of the monthly premiums for Atupri Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	136.00 CHF	+4.7 %
2025	129.90 CHF	+1.1 %
2024	128.50 CHF	+2.1 %
2023	125.90 CHF	+9.5 %
2022	115.00 CHF	+2.0 %
2021	112.70 CHF	+2.2 %
2020	110.30 CHF	+4.1 %
2019	106.00 CHF	+3.2 %
2018	102.70 CHF	+6.6 %
2017	96.30 CHF	+3.2 %
2016	93.30 CHF	+2.1 %
2015	91.40 CHF	+4.7 %
2014	87.30 CHF	+7.5 %
2013	81.20 CHF	+3.4 %
2012	78.50 CHF	+5.2 %
2011	74.60 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos
Flexible modelCombi Care
137.85131.95126.15120.35114.45108.65102.85CHF per month143.00 CHF before the deduction137.10 CHF before the deduction131.30 CHF before the deduction125.50 CHF before the deduction119.60 CHF before the deduction113.80 CHF before the deduction108.00 CHF before the deductionNew tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026New tariff 2026
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Price history
This tariff appears under this code in 2026: the FOPH links it to no tariff of the previous year, so there is no comparable history.

Einsiedler Krankenkasse

Standard modeldefault modelStandard model

138.65132.95129.65121.15115.35109.55103.65CHF per month143.80 CHF before the deduction138.10 CHF before the deduction134.80 CHF before the deduction126.30 CHF before the deduction120.50 CHF before the deduction114.70 CHF before the deduction108.80 CHF before the deduction+12.5 %+13.0 %+13.4 %+14.4 %+15.2 %+16.1 %+17.1 %

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Price history

History of the monthly premiums for Einsiedler Krankenkasse Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	138.10 CHF	+13.0 %
2025	122.20 CHF	+3.9 %
2024	117.60 CHF	0.0 %
2023	117.60 CHF	0.0 %
2022	117.60 CHF	0.0 %
2021	117.60 CHF	+3.2 %
2020	114.00 CHF	0.0 %
2019	114.00 CHF	+4.1 %
2018	109.50 CHF	+8.4 %
2017	101.00 CHF	+6.0 %
2016	95.30 CHF	+3.6 %
2015	92.00 CHF	+4.9 %
2014	87.70 CHF	+3.1 %
2013	85.10 CHF	+1.8 %
2012	83.60 CHF	+7.6 %
2011	77.70 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Flexible modelCombi Care

140.15134.35128.45122.65116.85110.95105.15CHF per month145.30 CHF before the deduction139.50 CHF before the deduction133.60 CHF before the deduction127.80 CHF before the deduction122.00 CHF before the deduction116.10 CHF before the deduction110.30 CHF before the deduction+1.5 %+1.5 %+1.5 %+1.7 %+1.8 %+1.8 %+1.9 %

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Price history

History of the monthly premiums for sana24 Combi Care (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	139.50 CHF	+1.5 %
2025	137.40 CHF	+6.6 %
2024	128.90 CHF	+10.7 %
2023	116.40 CHF	+7.8 %
2022	108.00 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

TelemedicineMed Call

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Price history

History of the monthly premiums for sana24 Med Call (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2012 to 2026.

Year	Premium a month	Change
2026	139.50 CHF	+1.5 %
2025	137.40 CHF	+6.6 %
2024	128.90 CHF	+10.7 %
2023	116.40 CHF	+7.7 %
2022	108.10 CHF	+3.5 %
2021	104.40 CHF	0.0 %
2020	104.40 CHF	0.0 %
2019	104.40 CHF	+3.9 %
2018	100.50 CHF	+2.8 %
2017	97.80 CHF	+3.3 %
2016	94.70 CHF	+11.7 %
2015	84.80 CHF	+9.6 %
2014	77.40 CHF	+6.6 %
2013	72.60 CHF	+2.0 %
2012	71.20 CHF	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Family doctor / HMOMed Direct

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Price history

History of the monthly premiums for sana24 Med Direct (family doctor / HMO) in Horw, deductible of 100 CHF, with accident cover, from 2017 to 2026.

Year	Premium a month	Change
2026	139.50 CHF	+1.5 %
2025	137.40 CHF	+6.6 %
2024	128.90 CHF	+10.7 %
2023	116.40 CHF	+5.6 %
2022	110.20 CHF	+3.5 %
2021	106.50 CHF	−0.1 %
2020	106.60 CHF	0.0 %
2019	106.60 CHF	+6.4 %
2018	100.20 CHF	+2.8 %
2017	97.50 CHF	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

TelemedicineTel Care

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Price history

History of the monthly premiums for sana24 Tel Care (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2018 to 2026.

Year	Premium a month	Change
2026	139.50 CHF	+1.5 %
2025	137.40 CHF	+6.6 %
2024	128.90 CHF	+10.7 %
2023	116.40 CHF	+7.8 %
2022	108.00 CHF	+3.5 %
2021	104.30 CHF	0.0 %
2020	104.30 CHF	0.0 %
2019	104.30 CHF	+4.1 %
2018	100.20 CHF	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

TelemedicineTel Doc

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Price history

History of the monthly premiums for sana24 Tel Doc (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	139.50 CHF	+1.5 %
2025	137.40 CHF	+6.6 %
2024	128.90 CHF	+10.7 %
2023	116.40 CHF	+7.8 %
2022	108.00 CHF	+3.5 %
2021	104.30 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

sana24

Standard modeldefault modelStandard model

141.65135.75129.95124.15118.25112.45106.65CHF per month146.80 CHF before the deduction140.90 CHF before the deduction135.10 CHF before the deduction129.30 CHF before the deduction123.40 CHF before the deduction117.60 CHF before the deduction111.80 CHF before the deduction+1.5 %+1.5 %+1.6 %+1.7 %+1.7 %+1.8 %+1.9 %

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Price history

History of the monthly premiums for sana24 Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	140.90 CHF	+1.5 %
2025	138.80 CHF	+6.5 %
2024	130.30 CHF	+10.7 %
2023	117.70 CHF	+3.3 %
2022	113.90 CHF	+3.5 %
2021	110.00 CHF	0.0 %
2020	110.00 CHF	0.0 %
2019	110.00 CHF	+4.0 %
2018	105.80 CHF	+2.7 %
2017	103.00 CHF	+3.3 %
2016	99.70 CHF	+11.6 %
2015	89.30 CHF	+9.7 %
2014	81.40 CHF	+6.5 %
2013	76.40 CHF	+2.0 %
2012	74.90 CHF	−15.7 %
2011	88.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Flexible modelCombi Care

141.95136.15130.35124.45118.65112.85106.95CHF per month147.10 CHF before the deduction141.30 CHF before the deduction135.50 CHF before the deduction129.60 CHF before the deduction123.80 CHF before the deduction118.00 CHF before the deduction112.10 CHF before the deduction+7.5 %+7.9 %+8.3 %+8.6 %+9.1 %+9.7 %+10.1 %

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Price history

History of the monthly premiums for Visana Combi Care (flexible model) in Horw, deductible of 100 CHF, with accident cover, from 2022 to 2026.

Year	Premium a month	Change
2026	141.30 CHF	+7.9 %
2025	131.00 CHF	+0.2 %
2024	130.70 CHF	+5.8 %
2023	123.50 CHF	+13.6 %
2022	108.70 CHF	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineMed Call

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Price history

History of the monthly premiums for Visana Med Call (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	141.30 CHF	+7.9 %
2025	131.00 CHF	+0.2 %
2024	130.70 CHF	+5.8 %
2023	123.50 CHF	+13.6 %
2022	108.70 CHF	+0.1 %
2021	108.60 CHF	+2.0 %
2020	106.50 CHF	0.0 %
2019	106.50 CHF	+2.6 %
2018	103.80 CHF	+6.5 %
2017	97.50 CHF	+4.2 %
2016	93.60 CHF	+1.4 %
2015	92.30 CHF	+4.9 %
2014	88.00 CHF	+3.8 %
2013	84.80 CHF	+1.1 %
2012	83.90 CHF	0.0 %
2011	83.90 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

TelemedicineTel Care

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Price history

History of the monthly premiums for Visana Tel Care (telemedicine) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	141.30 CHF	+7.9 %
2025	131.00 CHF	+0.2 %
2024	130.70 CHF	+5.8 %
2023	123.50 CHF	+13.6 %
2022	108.70 CHF	+0.1 %
2021	108.60 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Galenos

Standard modeldefault modelStandard model

143.45137.65131.75125.95120.15114.25108.45CHF per month148.60 CHF before the deduction142.80 CHF before the deduction136.90 CHF before the deduction131.10 CHF before the deduction125.30 CHF before the deduction119.40 CHF before the deduction113.60 CHF before the deduction+0.3 %+0.3 %+0.3 %+0.3 %+0.3 %+0.3 %+0.4 %

View offer

Price history

History of the monthly premiums for Galenos Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2021 to 2026.

Year	Premium a month	Change
2026	142.80 CHF	+0.3 %
2025	142.40 CHF	+1.3 %
2024	140.60 CHF	+11.0 %
2023	126.70 CHF	+9.7 %
2022	115.50 CHF	+5.2 %
2021	109.80 CHF	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—

FOPH-approved premiums, before the environmental levies are deducted.

Visana

Standard modeldefault modelStandard model

143.45137.65131.85125.95120.15114.35108.45CHF per month148.60 CHF before the deduction142.80 CHF before the deduction137.00 CHF before the deduction131.10 CHF before the deduction125.30 CHF before the deduction119.50 CHF before the deduction113.60 CHF before the deduction+7.5 %+7.9 %+8.3 %+8.6 %+9.1 %+9.6 %+10.1 %

View offer

Price history

History of the monthly premiums for Visana Standard model (standard model) in Horw, deductible of 100 CHF, with accident cover, from 2011 to 2026.

Year	Premium a month	Change
2026	142.80 CHF	+7.9 %
2025	132.40 CHF	+0.2 %
2024	132.10 CHF	+5.8 %
2023	124.80 CHF	+8.8 %
2022	114.70 CHF	+0.1 %
2021	114.60 CHF	+2.3 %
2020	112.00 CHF	0.0 %
2019	112.00 CHF	+2.6 %
2018	109.20 CHF	+6.4 %
2017	102.60 CHF	+4.2 %
2016	98.50 CHF	+1.3 %
2015	97.20 CHF	+5.0 %
2014	92.60 CHF	+1.0 %
2013	91.70 CHF	+1.1 %
2012	90.70 CHF	0.0 %
2011	90.70 CHF	—

FOPH-approved premiums, before the environmental levies are deducted.

ÖKK
Family doctor / HMOHMO model
100.75—89.15—77.45—65.75CHF per month105.90 CHF before the deduction94.30 CHF before the deduction82.60 CHF before the deduction70.90 CHF before the deductionChange since 2025: +2.3 %Change since 2025: +2.6 %Change since 2025: +3.0 %Change since 2025: +3.5 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
ÖKK
Family doctor / HMOFamily doctor
103.25—91.65—79.95—68.25CHF per month108.40 CHF before the deduction96.80 CHF before the deduction85.10 CHF before the deduction73.40 CHF before the deductionChange since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
ÖKK
Flexible modelSelect
103.25—91.65—79.95—68.25CHF per month108.40 CHF before the deduction96.80 CHF before the deduction85.10 CHF before the deduction73.40 CHF before the deductionChange since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Family doctor / HMOBeneFit PLUS Hausarzt R1
103.35————74.25—CHF per month108.50 CHF before the deduction79.40 CHF before the deductionChange since 2025: +4.6 %Change since 2025: +6.4 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Flexible modelBeneFit PLUS Flexmed R1
103.35————74.25—CHF per month108.50 CHF before the deduction79.40 CHF before the deductionChange since 2025: +4.6 %Change since 2025: +6.4 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
TelemedicineBeneFit PLUS Telmed
103.35————74.25—CHF per month108.50 CHF before the deduction79.40 CHF before the deductionChange since 2025: +3.3 %Change since 2025: +4.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Agrisano
TelemedicineAGRIcontact
103.95—93.4588.1582.9577.5572.35CHF per month109.10 CHF before the deduction98.60 CHF before the deduction93.30 CHF before the deduction88.10 CHF before the deduction82.70 CHF before the deduction77.50 CHF before the deductionChange since 2025: +1.5 %Change since 2025: +1.8 %Change since 2025: +1.7 %Change since 2025: +2.0 %Change since 2025: +2.0 %Change since 2025: +2.2 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
ÖKK
TelemedicineTelemedicine
105.05—93.45—81.75—70.05CHF per month110.20 CHF before the deduction98.60 CHF before the deduction86.90 CHF before the deduction75.20 CHF before the deductionChange since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Agrisano
Family doctor / HMOAGRIeco
105.85—95.0589.7584.3578.9573.65CHF per month111.00 CHF before the deduction100.20 CHF before the deduction94.90 CHF before the deduction89.50 CHF before the deduction84.10 CHF before the deduction78.80 CHF before the deductionChange since 2025: +1.6 %Change since 2025: +1.7 %Change since 2025: +1.8 %Change since 2025: +1.8 %Change since 2025: +2.1 %Change since 2025: +2.2 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Family doctor / HMOBeneFit PLUS Hausarzt R2
105.95————76.85—CHF per month111.10 CHF before the deduction82.00 CHF before the deductionChange since 2025: +4.6 %Change since 2025: +6.4 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
Family doctor / HMOKPTwin.doc
108.15—98.95—89.75—80.45CHF per month113.30 CHF before the deduction104.10 CHF before the deduction94.90 CHF before the deduction85.60 CHF before the deductionChange since 2025: +5.8 %Change since 2025: +6.1 %Change since 2025: +6.6 %Change since 2025: +7.3 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Family doctor / HMOBeneFit PLUS Hausarzt R3
108.45————79.35—CHF per month113.60 CHF before the deduction84.50 CHF before the deductionChange since 2025: +4.6 %Change since 2025: +6.3 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Flexible modelBeneFit PLUS Flexmed R3
108.45————79.35—CHF per month113.60 CHF before the deduction84.50 CHF before the deductionNew tariff 2026New tariff 2026
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
TelemedicineKPTwin.smart
109.65—100.25—90.95—81.55CHF per month114.80 CHF before the deduction105.40 CHF before the deduction96.10 CHF before the deduction86.70 CHF before the deductionChange since 2025: −1.6 %Change since 2025: −1.3 %Change since 2025: −0.8 %Change since 2025: −0.2 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Family doctor / HMOBeneFit PLUS Hausarzt R4
112.35————83.25—CHF per month117.50 CHF before the deduction88.40 CHF before the deductionChange since 2025: +5.8 %Change since 2025: +7.8 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
TelemedicinePremed-24
113.65————84.55—CHF per month118.80 CHF before the deduction89.70 CHF before the deductionChange since 2025: +5.8 %Change since 2025: +7.8 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
ÖKK
Standard modeldefault modelStandard model
115.25—103.65—91.95—80.25CHF per month120.40 CHF before the deduction108.80 CHF before the deduction97.10 CHF before the deduction85.40 CHF before the deductionChange since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %Change since 2025: 0.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Agrisano
Standard modeldefault modelStandard model
115.45—103.7597.9592.1586.2580.45CHF per month120.60 CHF before the deduction108.90 CHF before the deduction103.10 CHF before the deduction97.30 CHF before the deduction91.40 CHF before the deduction85.60 CHF before the deductionChange since 2025: +1.5 %Change since 2025: +1.7 %Change since 2025: +1.8 %Change since 2025: +1.9 %Change since 2025: +2.0 %Change since 2025: +2.1 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
Family doctor / HMOKPTwin.plus
116.75—106.95—96.95—87.05CHF per month121.90 CHF before the deduction112.10 CHF before the deduction102.10 CHF before the deduction92.20 CHF before the deductionChange since 2025: +6.9 %Change since 2025: +7.4 %Change since 2025: +7.8 %Change since 2025: +8.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
TelemedicineKPTwin.easy
118.25—108.25—98.15—88.15CHF per month123.40 CHF before the deduction113.40 CHF before the deduction103.30 CHF before the deduction93.30 CHF before the deductionChange since 2025: +3.3 %Change since 2025: +3.7 %Change since 2025: +4.1 %Change since 2025: +4.8 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Flexible modelFAVORIT MULTICHOICE
123.25—114.35—102.65—91.05CHF per month128.40 CHF before the deduction119.50 CHF before the deduction107.80 CHF before the deduction96.20 CHF before the deductionChange since 2025: −1.8 %Change since 2025: −0.3 %Change since 2025: −0.3 %Change since 2025: −0.3 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
Flexible modelKPTwin.win
123.95—113.55—102.95—92.45CHF per month129.10 CHF before the deduction118.70 CHF before the deduction108.10 CHF before the deduction97.60 CHF before the deductionChange since 2025: +4.4 %Change since 2025: +4.9 %Change since 2025: +5.4 %Change since 2025: +6.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Helsana
Standard modeldefault modelStandard model
124.05————94.95—CHF per month129.20 CHF before the deduction100.10 CHF before the deductionChange since 2025: +5.8 %Change since 2025: +7.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Flexible modelFAVORIT MEDPHARM
128.85—119.95—108.25—96.65CHF per month134.00 CHF before the deduction125.10 CHF before the deduction113.40 CHF before the deduction101.80 CHF before the deductionChange since 2025: +1.9 %Change since 2025: +2.1 %Change since 2025: +2.3 %Change since 2025: +2.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Family doctor / HMOFAVORIT SANTE
129.55—120.65—108.95—97.35CHF per month134.70 CHF before the deduction125.80 CHF before the deduction114.10 CHF before the deduction102.50 CHF before the deductionChange since 2025: +5.7 %Change since 2025: +6.3 %Change since 2025: +6.8 %Change since 2025: +7.8 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
rhenusana
Telemedicinesanmed24
131.85——114.35——96.85CHF per month137.00 CHF before the deduction119.50 CHF before the deduction102.00 CHF before the deductionChange since 2025: +6.0 %Change since 2025: +6.9 %Change since 2025: +8.2 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Family doctor / HMOcasamed hmo
132.25—120.55—108.85—97.25CHF per month137.40 CHF before the deduction125.70 CHF before the deduction114.00 CHF before the deduction102.40 CHF before the deductionChange since 2025: +16.5 %Change since 2025: +18.4 %Change since 2025: +20.6 %Change since 2025: +23.5 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Family doctor / HMOFAVORIT CASA
133.05—122.75—111.05—99.35CHF per month138.20 CHF before the deduction127.90 CHF before the deduction116.20 CHF before the deduction104.50 CHF before the deductionChange since 2025: +3.0 %Change since 2025: +4.4 %Change since 2025: +3.6 %Change since 2025: +2.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Standard modeldefault modelStandard model
134.35—122.75—111.05—99.35CHF per month139.50 CHF before the deduction127.90 CHF before the deduction116.20 CHF before the deduction104.50 CHF before the deductionChange since 2025: +1.9 %Change since 2025: +2.1 %Change since 2025: +2.3 %Change since 2025: +2.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
Family doctor / HMOFAVORIT MEDICA
134.35—122.75—111.05—99.35CHF per month139.50 CHF before the deduction127.90 CHF before the deduction116.20 CHF before the deduction104.50 CHF before the deductionChange since 2025: +1.9 %Change since 2025: +2.1 %Change since 2025: +2.3 %Change since 2025: +2.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
SWICA
TelemedicineFAVORIT TELMED
134.35—122.75—111.05—99.35CHF per month139.50 CHF before the deduction127.90 CHF before the deduction116.20 CHF before the deduction104.50 CHF before the deductionChange since 2025: +1.9 %Change since 2025: +2.1 %Change since 2025: +2.3 %Change since 2025: +2.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Flexible modelFlexHelp 24
134.55—122.95—111.25—99.55CHF per month139.70 CHF before the deduction128.10 CHF before the deduction116.40 CHF before the deduction104.70 CHF before the deductionChange since 2025: +15.8 %Change since 2025: +17.5 %Change since 2025: +19.6 %Change since 2025: +22.3 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Family doctor / HMOcasamed hausarzt
135.35—123.65—112.05—100.35CHF per month140.50 CHF before the deduction128.80 CHF before the deduction117.20 CHF before the deduction105.50 CHF before the deductionChange since 2025: +11.3 %Change since 2025: +12.5 %Change since 2025: +14.0 %Change since 2025: +15.7 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Telemedicinecallmed 24
135.35—123.65—112.05—100.35CHF per month140.50 CHF before the deduction128.80 CHF before the deduction117.20 CHF before the deduction105.50 CHF before the deductionChange since 2025: +12.6 %Change since 2025: +13.9 %Change since 2025: +15.5 %Change since 2025: +17.5 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Flexible modelcasamed pharm
135.35—123.65—112.05—100.35CHF per month140.50 CHF before the deduction128.80 CHF before the deduction117.20 CHF before the deduction105.50 CHF before the deductionChange since 2025: +13.9 %Change since 2025: +15.3 %Change since 2025: +17.1 %Change since 2025: +19.3 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
KPT
Standard modeldefault modelStandard model
138.15—126.55—114.85—103.15CHF per month143.30 CHF before the deduction131.70 CHF before the deduction120.00 CHF before the deduction108.30 CHF before the deductionChange since 2025: +4.4 %Change since 2025: +4.9 %Change since 2025: +5.4 %Change since 2025: +6.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
rhenusana
Family doctor / HMOFamily doctor
138.55——121.05——103.55CHF per month143.70 CHF before the deduction126.20 CHF before the deduction108.70 CHF before the deductionChange since 2025: +6.0 %Change since 2025: +6.9 %Change since 2025: +8.1 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
rhenusana
Standard modeldefault modelStandard model
143.75——126.35——108.75CHF per month148.90 CHF before the deduction131.50 CHF before the deduction113.90 CHF before the deductionChange since 2025: +6.0 %Change since 2025: +6.9 %Change since 2025: +8.0 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.
Sympany
Standard modeldefault modelStandard model
152.75—141.05—129.35—117.75CHF per month157.90 CHF before the deduction146.20 CHF before the deduction134.50 CHF before the deduction122.90 CHF before the deductionChange since 2025: +13.9 %Change since 2025: +15.1 %Change since 2025: +16.7 %Change since 2025: +18.6 %
View offer
Price history
This offer does not exist with a deductible of 100 CHF.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 5.15 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

Lowest premium by deductible in Horw for a child with accident cover

Deductible of 0 CHF100.75 CHFÖKKFamily doctor / HMOHMO model
Deductible of 100 CHF97.65 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF89.15 CHFÖKKFamily doctor / HMOHMO model
Deductible of 300 CHF85.95 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 400 CHF77.45 CHFÖKKFamily doctor / HMOHMO model
Deductible of 500 CHF74.25 CHFHelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1
Deductible of 600 CHF65.75 CHFÖKKFamily doctor / HMOHMO model

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

In Horw (canton Lucerne), in 2026, for a child aged 0 to 18 with a 100 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 97.65 CHF with CSS (Hausarztversicherung Profit model) and the most expensive is 137.65 CHF with Visana (Standard model).

Last modified: 28/09/2026

Frequently asked questions

Which health insurance is the cheapest in Horw for a child aged 0 to 18 with a deductible of 100 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Horw is CSS (Hausarztversicherung Profit) at 97.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 107.10 CHF a month.

How much does health insurance cost in Horw in 2026 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, monthly premiums run from 97.65 CHF (CSS, Hausarztversicherung Profit) to 137.65 CHF (Visana, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 106.45 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Horw for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 103.45 CHF a month with the 0 CHF deductible to 68.45 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Horw for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, the cheapest premium per model is: standard model 107.10 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 97.65 CHF (CSS), flexible model 99.95 CHF (Assura), telemedicine 100.05 CHF (Krankenkasse Luzerner Hinterland).

Does a second or third child pay less in Horw?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 25 insurers present in Horw file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and with accident cover:

Insurer

Model

1st child

Reduced premium

Galenos

Managed Care

114.25 CHF

41.55 CHF from the 3rd child

Visana

Managed Care

115.95 CHF

42.75 CHF from the 3rd child

sana24

Managed Care

125.55 CHF

43.95 CHF from the 3rd child

CONCORDIA

HMO

100.45 CHF

46.25 CHF from the 3rd child

Aquilana

SMARTMED

105.15 CHF

50.05 CHF from the 3rd child

Sumiswalder Krankenkasse

Family doctor

105.65 CHF

50.25 CHF from the 3rd child

Krankenkasse Luzerner Hinterland

Telemedicine

100.05 CHF

67.40 CHF from the 3rd child

Groupe Mutuel – Mutuel

OptiMed

113.25 CHF

83.65 CHF from the 5th child

Groupe Mutuel – Philos

PrimaFlex

114.25 CHF

84.45 CHF from the 5th child

Groupe Mutuel – Avenir

OptiMed

114.95 CHF

84.95 CHF from the 5th child

Assura

PharMed

99.35 CHF

97.55 CHF from the 4th child, 95.85 CHF from the 5th child

SLKK

SLKK-SmartMed

111.85 CHF

99.65 CHF from the 3rd child

EGK

EGK-Care

116.95 CHF

101.35 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 102.80 CHF at CSS (Hausarztversicherung Profit) gives 97.65 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.

Year	Premium a month	Change
2026	137.10 CHF	—
2025	—	—
2024	—	—
2023	—	—
2022	—	—
2021	—	—
2020	—	—
2019	—	—
2018	—	—
2017	—	—
2016	—	—
2015	—	—
2014	—	—
2013	—	—
2012	—	—
2011	—	—