Health insurance premiums 2027 in Ebikon (LU)For a child aged 0 to 18

With accident cover: from 70.85 to 161.05 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	105.85	—	94.25	—	82.55	—	70.85
2	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	106.85	—	—	—	—	77.75	—
3	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	108.35	—	96.75	—	85.05	—	73.35
4	ÖKK	Flexible modelÖKK CASAMED SELECT	108.35	—	96.75	—	85.05	—	73.35
5	CONCORDIA	Family doctor / HMOHMO	109.15	103.35	97.55	91.65	85.85	80.05	74.15
6	Assura	TelemedicineMediTel	109.15	103.35	97.55	91.65	85.85	80.05	74.15
7	ÖKK	TelemedicineÖKK CASAMED 24	110.25	—	98.65	—	86.95	—	75.25
8	Helsana	Flexible modelHelsana BeneFit PLUS Flexmed	110.85	—	—	—	—	81.75	—
9	Assura	Family doctor / HMOPharMed	111.25	105.45	99.65	93.75	87.95	82.15	76.25
10	CSS	Family doctor / HMOHausarztversicherung Profit	111.75	105.95	100.15	94.25	88.45	—	76.75
11	CONCORDIA	TelemedicinesmartDoc	111.75	105.95	100.15	94.25	88.45	82.65	76.75
12	Agrisano	TelemedicineAGRIcontact	111.75	—	101.05	95.75	90.45	85.05	79.75
13	Krankenkasse Luzerner Hinterland	TelemedicineTelemedicine	111.80	105.95	100.15	94.30	88.45	82.65	76.80
14	Assura	Flexible modelQualiMed	111.85	106.05	100.25	94.35	88.55	82.75	76.85
15	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	112.15	—	—	—	—	83.05	—
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 65.65 to 149.45 CHF a month depending on the deductible and the model

122 offers from 25 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	ÖKK	Family doctor / HMOÖKK CASAMED HMO	98.15	—	87.35	—	76.45	—	65.65
2	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	99.05	—	—	—	—	72.05	—
3	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	100.45	—	89.65	—	78.85	—	67.95
4	ÖKK	Flexible modelÖKK CASAMED SELECT	100.45	—	89.65	—	78.85	—	67.95
5	Assura	TelemedicineMediTel	101.25	95.85	90.45	84.95	79.55	74.15	68.65
6	ÖKK	TelemedicineÖKK CASAMED 24	102.25	—	91.45	—	80.55	—	69.65
7	Helsana	Flexible modelHelsana BeneFit PLUS Flexmed	102.85	—	—	—	—	75.75	—
8	CONCORDIA	Family doctor / HMOHMO	102.95	97.45	91.95	86.35	80.95	75.45	69.85
9	Assura	Family doctor / HMOPharMed	103.15	97.75	92.35	86.95	81.55	76.15	70.65
10	CSS	Family doctor / HMOHausarztversicherung Profit	103.65	98.25	92.85	87.35	81.95	—	71.05
11	Assura	Flexible modelQualiMed	103.75	98.35	92.95	87.45	82.05	76.65	71.15
12	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R2	104.05	—	—	—	—	76.95	—
13	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	104.05	—	—	—	—	76.95	—
14	Krankenkasse Luzerner Hinterland	TelemedicineTelemedicine	104.80	99.35	93.85	88.35	82.90	77.40	71.90
15	CONCORDIA	TelemedicinesmartDoc	105.35	99.95	94.45	88.85	83.35	77.85	72.35
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Ebikon, the cheapest health insurance premium is:

Without accident cover: 98.15 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 65.65 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).
With accident cover: 105.85 CHF a month with a 0 CHF deductible (ÖKK, ÖKK CASAMED HMO), 70.85 CHF with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO).

Lowest premium by deductible in Ebikon for a child with accident cover

Deductible of 0 CHF105.85 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF103.35 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 200 CHF94.25 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF91.65 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 400 CHF82.55 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF77.75 CHFHelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1
Deductible of 600 CHF70.85 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Lowest premium by deductible in Ebikon for a child without accident cover

Deductible of 0 CHF98.15 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 100 CHF95.85 CHFAssuraTelemedicineMediTel
Deductible of 200 CHF87.35 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 300 CHF84.95 CHFAssuraTelemedicineMediTel
Deductible of 400 CHF76.45 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO
Deductible of 500 CHF72.05 CHFHelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1
Deductible of 600 CHF65.65 CHFÖKKFamily doctor / HMOÖKK CASAMED HMO

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Ebikon for a child aged 0 to 18?

In 2027, without accident cover: ÖKK (ÖKK CASAMED HMO) at 98.15 CHF a month with a deductible of 0 CHF, and ÖKK (ÖKK CASAMED HMO) at 65.65 CHF with the 600 CHF deductible. With accident cover: ÖKK (ÖKK CASAMED HMO) at 105.85 CHF, and ÖKK (ÖKK CASAMED HMO) at 70.85 CHF.

How much does accident cover cost in basic insurance in Ebikon?

For a child aged 0 to 18 with ÖKK (ÖKK CASAMED HMO), the premium rises from 98.15 CHF a month without accident cover to 105.85 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.60 CHF at ÖKK (ÖKK CASAMED HMO) gives 105.85 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.