Health insurance premiums 2027 in Dierikon (LU)For a child aged 0 to 18 with accident cover
From 64.35 to 157.85 CHF a month depending on the deductible and the model
122 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 94.65 | — | 84.55 | 79.55 | 74.45 | 69.35 | 64.35 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 99.85 | — | 88.25 | — | 76.55 | — | 64.85 |
| 3 |  KPT | KPTwin.smart - GP with app | 100.35 | — | 91.05 | — | 81.75 | — | 72.35 |
| 4 | Agrisano | AGRIcontact | 100.35 | — | 89.65 | 84.35 | 79.05 | 73.65 | 68.35 |
| 5 | Agrisano | AGRIeco | 100.95 | — | 90.15 | 84.85 | 79.55 | 74.05 | 68.75 |
| 6 |  Assura | MediTel | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 |
| 7 | KPT | KPTwin.doc - GP (family doctor) | 101.65 | — | 92.25 | — | 82.85 | — | 73.35 |
| 8 |  Helsana | Helsana BeneFit PLUS Telemed | 101.85 | — | — | — | — | 72.75 | — |
| 9 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| 10 | ÖKK | ÖKK CASAMED SELECT | 102.25 | — | 90.65 | — | 78.95 | — | 67.25 |
| 11 |  CONCORDIA | HMO | 102.55 | 96.75 | 90.95 | 85.05 | 79.25 | 73.45 | 67.55 |
| 12 |  Krankenkasse Luzerner Hinterland | Telemedicine | 103.40 | 97.60 | 91.75 | 85.90 | 80.10 | 74.25 | 68.40 |
| 13 | ÖKK | ÖKK CASAMED 24 | 104.05 | — | 92.45 | — | 80.75 | — | 69.05 |
| 14 | Helsana | Helsana BeneFit PLUS General Practitioner R1 | 104.35 | — | — | — | — | 75.25 | — |
| 15 |  CSS | Hausarztversicherung Profit | 104.45 | 98.65 | 92.85 | 86.95 | 81.15 | — | 69.45 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Dierikon, with accident cover, the cheapest health insurance premium is:
- 94.65 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 64.35 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Dierikon for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Dierikon is Agrisano (AGRIsmart) at 94.65 CHF a month.
How much does health insurance cost in Dierikon in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 94.65 CHF (Agrisano, AGRIsmart) to 157.85 CHF (Sympany, Standard model): 122 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 102.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Dierikon for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 94.65 CHF a month with the 0 CHF deductible to 64.35 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Dierikon for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 110.15 CHF (Agrisano), family doctor / HMO 99.85 CHF (ÖKK), flexible model 102.25 CHF (ÖKK), telemedicine 94.65 CHF (Agrisano).
Does a second or third child pay less in Dierikon?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 25 insurers present in Dierikon file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 94.65 CHF | 40.45 CHF from the 3rd child |
| Galenos | Managed Care | 120.25 CHF | 45.35 CHF from the 3rd child |
| Visana | Managed Care | 120.25 CHF | 47.55 CHF from the 3rd child |
| sana24 | Managed Care | 135.85 CHF | 49.55 CHF from the 3rd child |
| CONCORDIA | HMO | 102.55 CHF | 50.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 105.45 CHF | 50.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 107.85 CHF | 51.55 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 125.25 CHF | 52.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 125.05 CHF | 60.15 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 103.40 CHF | 69.90 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 117.45 CHF | 86.95 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 118.25 CHF | 87.55 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 121.35 CHF | 89.85 CHF from the 5th child |
| Assura | MediTel | 101.45 CHF | 99.95 CHF from the 4th child, 98.35 CHF from the 5th child |
| SLKK | SmartMed | 111.15 CHF | 99.55 CHF from the 3rd child |
| EGK | EGK-TelCare | 110.85 CHF | 101.15 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.40 CHF at Agrisano (AGRIsmart) gives 94.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.