Health insurance premiums 2026 in Beromünster (LU)For a child aged 0 to 18
With accident cover: from 55.95 to 139.45 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 86.05 | — | 75.95 | 70.95 | 65.95 | 60.85 | 55.95 |
| 2 | Agrisano | AGRIcontact | 90.75 | — | 80.15 | 74.95 | 69.65 | 64.35 | 59.15 |
| 3 |  CSS | Hausarztversicherung Profit | 91.35 | 85.55 | 79.75 | 73.85 | 68.05 | — | 56.35 |
| 4 |  KPT | KPTwin.smart | 91.95 | — | 82.75 | — | 73.35 | — | 64.05 |
| 5 | Agrisano | AGRIeco | 92.35 | — | 81.65 | 76.25 | 70.95 | 65.55 | 60.15 |
| 6 |  ÖKK | HMO model | 93.05 | — | 81.45 | — | 69.75 | — | 58.05 |
| 7 |  Krankenkasse Luzerner Hinterland | Telemedicine | 94.85 | 89.05 | 83.20 | 77.35 | 71.55 | 65.70 | 59.85 |
| 8 | ÖKK | Family doctor | 95.25 | — | 83.65 | — | 71.95 | — | 60.25 |
| 9 | ÖKK | Select | 95.25 | — | 83.65 | — | 71.95 | — | 60.25 |
| 10 | KPT | KPTwin.doc | 95.65 | — | 85.95 | — | 76.25 | — | 66.65 |
| 11 | CSS | Callmed | 95.75 | 89.95 | 84.15 | 78.25 | 72.45 | — | 60.75 |
| 12 | Krankenkasse Luzerner Hinterland | Hausmed | 95.95 | 90.10 | 84.25 | 78.45 | 72.60 | 66.75 | 60.95 |
| 13 |  Assura | PharMed | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 | 67.25 | 61.35 |
| 14 |  CONCORDIA | HMO | 96.75 | 90.95 | 85.15 | 79.25 | 73.45 | 67.65 | 61.75 |
| 15 | Assura | Qualimed | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | 61.85 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 52.05 to 129.35 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 81.45 | — | 71.85 | 67.15 | 62.35 | 57.55 | 52.85 |
| 2 | CSS | Hausarztversicherung Profit | 84.55 | 79.15 | 73.75 | 68.35 | 62.95 | — | 52.05 |
| 3 | KPT | KPTwin.smart | 85.15 | — | 76.55 | — | 67.85 | — | 59.15 |
| 4 | Agrisano | AGRIcontact | 85.95 | — | 75.85 | 70.95 | 65.95 | 60.85 | 55.95 |
| 5 | ÖKK | HMO model | 86.25 | — | 75.45 | — | 64.55 | — | 53.65 |
| 6 | Agrisano | AGRIeco | 87.45 | — | 77.35 | 72.15 | 67.15 | 62.05 | 56.85 |
| 7 | ÖKK | Family doctor | 88.25 | — | 77.45 | — | 66.65 | — | 55.75 |
| 8 | ÖKK | Select | 88.25 | — | 77.45 | — | 66.65 | — | 55.75 |
| 9 | KPT | KPTwin.doc | 88.55 | — | 79.55 | — | 70.55 | — | 61.55 |
| 10 | CSS | Callmed | 88.75 | 83.35 | 77.95 | 72.45 | 67.05 | — | 56.15 |
| 11 | Krankenkasse Luzerner Hinterland | Telemedicine | 88.85 | 83.40 | 77.90 | 72.40 | 66.95 | 61.45 | 55.95 |
| 12 | Assura | PharMed | 89.25 | 83.95 | 78.55 | 73.05 | 67.65 | 62.25 | 56.75 |
| 13 | Assura | Qualimed | 89.75 | 84.35 | 78.95 | 73.45 | 68.05 | 62.65 | 57.25 |
| 14 | Krankenkasse Luzerner Hinterland | Hausmed | 89.85 | 84.40 | 78.90 | 73.40 | 67.95 | 62.45 | 56.95 |
| 15 | ÖKK | Telemedicine | 89.85 | — | 79.05 | — | 68.15 | — | 57.35 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Beromünster, the cheapest health insurance premium is:
- Without accident cover: 81.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 52.05 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
- With accident cover: 86.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 55.95 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Beromünster for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 81.45 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 52.05 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 86.05 CHF, and Agrisano (AGRIsmart) at 55.95 CHF.
How much does accident cover cost in basic insurance in Beromünster?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 81.45 CHF a month without accident cover to 86.05 CHF with accident cover, at the 0 CHF deductible: 4.60 CHF a month, 55.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 91.20 CHF at Agrisano (AGRIsmart) gives 86.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.