Health insurance premiums 2026 in Ballwil (LU)For a child aged 0 to 18 with accident cover
From 55.95 to 139.45 CHF a month depending on the deductible and the model
123 offers from 25 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 86.05 | — | 75.95 | 70.95 | 65.95 | 60.85 | 55.95 |
| 2 | Agrisano | AGRIcontact | 90.75 | — | 80.15 | 74.95 | 69.65 | 64.35 | 59.15 |
| 3 |  CSS | Hausarztversicherung Profit | 91.35 | 85.55 | 79.75 | 73.85 | 68.05 | — | 56.35 |
| 4 |  KPT | KPTwin.smart | 91.95 | — | 82.75 | — | 73.35 | — | 64.05 |
| 5 | Agrisano | AGRIeco | 92.35 | — | 81.65 | 76.25 | 70.95 | 65.55 | 60.15 |
| 6 |  ÖKK | HMO model | 93.05 | — | 81.45 | — | 69.75 | — | 58.05 |
| 7 |  Krankenkasse Luzerner Hinterland | Telemedicine | 94.85 | 89.05 | 83.20 | 77.35 | 71.55 | 65.70 | 59.85 |
| 8 | ÖKK | Family doctor | 95.25 | — | 83.65 | — | 71.95 | — | 60.25 |
| 9 | ÖKK | Select | 95.25 | — | 83.65 | — | 71.95 | — | 60.25 |
| 10 | KPT | KPTwin.doc | 95.65 | — | 85.95 | — | 76.25 | — | 66.65 |
| 11 | CSS | Callmed | 95.75 | 89.95 | 84.15 | 78.25 | 72.45 | — | 60.75 |
| 12 | Krankenkasse Luzerner Hinterland | Hausmed | 95.95 | 90.10 | 84.25 | 78.45 | 72.60 | 66.75 | 60.95 |
| 13 |  Assura | PharMed | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 | 67.25 | 61.35 |
| 14 |  CONCORDIA | HMO | 96.75 | 90.95 | 85.15 | 79.25 | 73.45 | 67.65 | 61.75 |
| 15 | Assura | Qualimed | 96.85 | 91.05 | 85.25 | 79.35 | 73.55 | 67.75 | 61.85 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Ballwil, with accident cover, the cheapest health insurance premium is:
- 86.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 55.95 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Ballwil for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Ballwil is Agrisano (AGRIsmart) at 86.05 CHF a month.
How much does health insurance cost in Ballwil in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 86.05 CHF (Agrisano, AGRIsmart) to 139.45 CHF (Sympany, Standard model): 123 offers from 25 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 92.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Ballwil for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 86.05 CHF a month with the 0 CHF deductible to 55.95 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Ballwil for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 100.85 CHF (Agrisano), family doctor / HMO 91.35 CHF (CSS), flexible model 95.25 CHF (ÖKK), telemedicine 86.05 CHF (Agrisano).
Does a second or third child pay less in Ballwil?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 16 of the 25 insurers present in Ballwil file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 86.05 CHF | 36.35 CHF from the 3rd child |
| sana24 | VIVA – Gesundheitsplan | 106.15 CHF | 37.85 CHF from the 3rd child |
| Galenos | Managed Care | 104.15 CHF | 38.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 108.15 CHF | 42.05 CHF from the 3rd child |
| Visana | Managed Care | 111.25 CHF | 43.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 98.35 CHF | 46.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 98.65 CHF | 46.75 CHF from the 3rd child |
| CONCORDIA | HMO | 96.75 CHF | 47.15 CHF from the 3rd child |
| rhenusana | sanmed24 | 113.95 CHF | 54.45 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 94.85 CHF | 63.85 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 109.35 CHF | 80.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 110.45 CHF | 81.55 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 113.15 CHF | 83.65 CHF from the 5th child |
| EGK | EGK-Care | 98.85 CHF | 85.55 CHF from the 3rd child |
| SLKK | SLKK-SmartMed | 101.15 CHF | 90.45 CHF from the 3rd child |
| Assura | PharMed | 96.35 CHF | 94.65 CHF from the 4th child, 93.15 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 91.20 CHF at Agrisano (AGRIsmart) gives 86.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.