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From 81.95 to 193.35 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AgrisanoTelemedicineAGRIsmart114.35—104.2599.2594.2589.1584.25
2AssuraFlexible modelQualimed116.95111.15105.3599.4593.6587.8581.95
3AgrisanoTelemedicineAGRIcontact117.75—107.45102.2597.1591.9586.85
4AssuraFamily doctor / HMOCare network (Delta)118.35112.55106.75100.8595.0589.2583.35
5AssuraFamily doctor / HMOPharMed119.05113.25107.45101.5595.7589.9584.05
6AgrisanoFamily doctor / HMOAGRIeco119.85—109.35104.1598.8593.5588.35
7AssuraFamily doctor / HMOFamily doctor121.15115.35109.55103.6597.8592.0586.15
8VisanaFamily doctor / HMOVIVA – Gesundheitsplan122.65116.85116.05110.25109.55103.7597.95
9CSSFamily doctor / HMOHMO (health practice)125.05119.25113.45107.55101.75—90.05
10CSSFamily doctor / HMOHausarztversicherung Profit126.05120.25114.45108.55102.75—91.05
11HelsanaTelemedicineBeneFit PLUS Telmed127.95————98.85—
12KPTTelemedicineKPTwin.smart128.75—119.55—110.15—100.85
13CSSTelemedicineCallmed128.95123.15117.35111.45105.65—93.95
14HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2129.45————100.35—
15HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1129.45————100.35—
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In 2026, for a child aged 0 to 18 in Mervelier, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Mervelier for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Mervelier is Agrisano (AGRIsmart) at 114.35 CHF a month.

How much does health insurance cost in Mervelier in 2026 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 114.35 CHF (Agrisano, AGRIsmart) to 193.35 CHF (Galenos, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 122.65 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Mervelier for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 114.35 CHF a month with the 0 CHF deductible to 84.25 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Mervelier for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 133.75 CHF (Agrisano), family doctor / HMO 118.35 CHF (Assura), flexible model 116.95 CHF (Assura), telemedicine 114.35 CHF (Agrisano).

Does a second or third child pay less in Mervelier?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Mervelier file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaVIVA – Gesundheitsplan122.65 CHF48.35 CHF from the 3rd child
AgrisanoAGRIsmart114.35 CHF49.25 CHF from the 3rd child
GalenosManaged Care159.15 CHF58.25 CHF from the 3rd child
SWICAFAVORIT MEDPHARM154.95 CHF61.65 CHF from the 3rd child
sana24Combi Care171.65 CHF63.15 CHF from the 3rd child
AquilanaSMARTMED135.95 CHF65.45 CHF from the 3rd child
CONCORDIAHMO134.25 CHF66.15 CHF from the 3rd child
rhenusanaStandard model167.15 CHF81.05 CHF from the 3rd child
Groupe Mutuel – PhilosPrimaFlex132.45 CHF98.05 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed136.45 CHF101.05 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed139.75 CHF103.55 CHF from the 5th child
EGKEGK-TelCare131.05 CHF112.85 CHF from the 3rd child
AssuraQualimed116.95 CHF115.25 CHF from the 4th child, 113.45 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 119.50 CHF at Agrisano (AGRIsmart) gives 114.35 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.