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Without accident cover: from 239.15 to 560.05 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1VisanaFamily doctor / HMOVIVA – Gesundheitsplan354.55348.35323.75296.45276.55249.25
2EGKTelemedicineEGK-TelCare359.05348.25320.95293.65266.45239.15
3EGKFamily doctor / HMOEGK-Care361.25350.35323.05295.75268.55241.25
4CSSFamily doctor / HMOHMO (health practice)368.65357.85330.75303.55276.55249.35
5AgrisanoTelemedicineAGRIsmart371.55361.95338.15314.35290.35266.65
6AssuraFlexible modelQualimed373.95363.15336.05308.85281.85254.65
7SanitasFamily doctor / HMOFamily doctor 1375.20364.40337.25310.05282.95255.75
8SanitasTelemedicineTelMed (Compact One)375.35364.55337.35310.15283.05255.85
9AssuraFamily doctor / HMOCare network (Delta)378.35367.55340.35313.25286.15259.05
10SanitasFamily doctor / HMOFamily doctor 2379.15368.35341.20314.00286.90259.70
11SanitasFamily doctor / HMOFamily doctor 3379.15368.35341.20314.00286.90259.70
12SanitasFamily doctor / HMOFamily doctor 4379.15368.35341.20314.00286.90259.70
13SanitasFlexible modelMultiAccess379.35368.55341.35314.15287.05259.85
14SanitasTelemedicineTelMed (CallMed)379.35368.55341.35314.15287.05259.85
15AssuraFamily doctor / HMOPharMed380.55369.75342.65315.45288.45261.25
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With accident cover: from 256.05 to 599.55 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1VisanaFamily doctor / HMOVIVA – Gesundheitsplan379.75373.05346.75317.55296.15267.05
2EGKTelemedicineEGK-TelCare384.35372.75343.55314.35285.25256.05
3EGKFamily doctor / HMOEGK-Care386.65375.05345.85316.65287.55258.35
4AgrisanoTelemedicineAGRIsmart391.35381.25356.25331.15305.95280.95
5CSSFamily doctor / HMOHMO (health practice)396.85385.25356.05326.85297.75268.55
6AssuraFlexible modelQualimed402.45390.85361.65332.45303.35274.15
7AgrisanoTelemedicineAGRIcontact402.85392.45366.75340.85315.05289.25
8SanitasFamily doctor / HMOFamily doctor 1403.40391.80362.60333.40304.30275.10
9SanitasTelemedicineTelMed (Compact One)403.45391.85362.65333.45304.35275.15
10AssuraFamily doctor / HMOCare network (Delta)407.15395.55366.35337.15308.05278.85
11SanitasFamily doctor / HMOFamily doctor 2407.65396.05366.85337.65308.55279.35
12SanitasFamily doctor / HMOFamily doctor 3407.65396.05366.85337.65308.55279.35
13SanitasFamily doctor / HMOFamily doctor 4407.65396.05366.85337.65308.55279.35
14SanitasFlexible modelMultiAccess407.75396.15366.95337.75308.65279.45
15SanitasTelemedicineTelMed (CallMed)407.75396.15366.95337.75308.65279.45
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In 2026, for a young adult aged 19 to 25 in Le Noirmont, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Le Noirmont for a young adult aged 19 to 25?

In 2026, without accident cover: Visana (VIVA – Gesundheitsplan) at 354.55 CHF a month with a deductible of 300 CHF, and EGK (EGK-TelCare) at 239.15 CHF with the 2'500 CHF deductible. With accident cover: Visana (VIVA – Gesundheitsplan) at 379.75 CHF, and EGK (EGK-TelCare) at 256.05 CHF.

How much does accident cover cost in basic insurance in Le Noirmont?

For a young adult aged 19 to 25 with Visana (VIVA – Gesundheitsplan), the premium rises from 354.55 CHF a month without accident cover to 379.75 CHF with accident cover, at the 300 CHF deductible: 25.20 CHF a month, 302.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 359.70 CHF at Visana (VIVA – Gesundheitsplan) gives 354.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.