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Without accident cover: from 398.35 to 707.45 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart510.75501.25477.45453.65429.75406.05
2VisanaFamily doctor / HMOVIVA – Gesundheitsplan511.05504.75479.05451.75430.65403.35
3AssuraFlexible modelQualimed517.65506.85479.75452.55425.45398.35
4CSSFamily doctor / HMOHMO (health practice)521.35510.55483.45456.25429.25402.05
5AssuraFamily doctor / HMOCare network (Delta)523.75513.05485.85458.65431.65404.45
6AgrisanoTelemedicineAGRIcontact525.85515.95491.55466.95442.35417.85
7SanitasFamily doctor / HMOFamily doctor 1525.95515.15487.95460.75433.70406.50
8AssuraFamily doctor / HMOPharMed526.75515.95488.85461.65434.65407.45
9SympanyFamily doctor / HMOcasamed hmo528.15517.25490.15463.05435.95408.75
10SympanyFlexible modelFlexHelp 24531.25520.35493.15466.15438.95411.85
11AtupriTelemedicineSmartCare531.95520.95493.25465.45437.85410.05
12SanitasTelemedicineTelMed (Compact One)532.15521.35494.15467.05439.95412.75
13HelsanaTelemedicineBeneFit PLUS Telmed533.15522.35495.25468.05441.05413.85
14SympanyFlexible modelcasamed pharm534.25523.45496.25469.15442.05414.85
15AgrisanoFamily doctor / HMOAGRIeco534.75524.75499.85474.85449.95425.15
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With accident cover: from 427.65 to 757.35 CHF a month depending on the deductible and the model

104 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart537.95527.85502.85477.75452.65427.65
2VisanaFamily doctor / HMOVIVA – Gesundheitsplan547.15540.45512.85483.75461.15431.95
3AgrisanoTelemedicineAGRIcontact553.75543.35517.65491.75465.95440.15
4AssuraFlexible modelQualimed556.95545.35516.15486.95457.85428.65
5AtupriTelemedicineSmartCare560.25548.65519.45490.25461.15431.95
6CSSFamily doctor / HMOHMO (health practice)561.05549.45520.25491.05461.95432.75
7AgrisanoFamily doctor / HMOAGRIeco563.15552.65526.45500.15473.95447.75
8AtupriTelemedicineTelFirst563.35551.75522.55493.35464.25435.05
9AssuraFamily doctor / HMOCare network (Delta)563.55551.95522.75493.55464.45435.25
10SanitasFamily doctor / HMOFamily doctor 1565.30553.70524.50495.30466.20437.00
11AssuraFamily doctor / HMOPharMed566.75555.15525.95496.75467.65438.45
12SympanyFamily doctor / HMOcasamed hmo568.25556.55527.35498.25469.05439.85
13SympanyFlexible modelFlexHelp 24571.55559.85530.65501.55472.35443.15
14SanitasTelemedicineTelMed (Compact One)571.95560.35531.15501.95472.85443.65
15HelsanaTelemedicineBeneFit PLUS Telmed573.65562.05532.85503.65474.55445.35
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In 2026, for an adult aged 26 or over in Damphreux-Lugnez, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Damphreux-Lugnez for an adult aged 26 or over?

In 2026, without accident cover: Agrisano (AGRIsmart) at 510.75 CHF a month with a deductible of 300 CHF, and Assura (Qualimed) at 398.35 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 537.95 CHF, and Agrisano (AGRIsmart) at 427.65 CHF.

How much does accident cover cost in basic insurance in Damphreux-Lugnez?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 510.75 CHF a month without accident cover to 537.95 CHF with accident cover, at the 300 CHF deductible: 27.20 CHF a month, 326.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 515.90 CHF at Agrisano (AGRIsmart) gives 510.75 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.