Health insurance premiums 2027 in Basse-Allaine (JU)For a child aged 0 to 18 without accident cover
From 81.85 to 192.55 CHF a month depending on the deductible and the model
104 offers from 21 health insurers.
In 2027, for a child aged 0 to 18 in Basse-Allaine, without accident cover, the cheapest health insurance premium is:
- 114.45 CHF a month with a 0 CHF deductible (Assura, MediTel)
- 81.85 CHF a month with a 600 CHF deductible (Assura, MediTel)
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Frequently asked questions
Which health insurance is the cheapest in Basse-Allaine for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Basse-Allaine is Assura (MediTel) at 114.45 CHF a month.
How much does health insurance cost in Basse-Allaine in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 114.45 CHF (Assura, MediTel) to 192.55 CHF (Galenos, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 130.05 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Basse-Allaine for a child aged 0 to 18 without accident cover?
On the cheapest offer (Assura, MediTel), the premium goes from 114.45 CHF a month with the 0 CHF deductible to 81.85 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Basse-Allaine for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 135.45 CHF (Assura), family doctor / HMO 117.95 CHF (Assura), flexible model 115.95 CHF (Assura), telemedicine 114.45 CHF (Assura).
Does a second or third child pay less in Basse-Allaine?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 21 insurers present in Basse-Allaine file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 119.75 CHF | 51.75 CHF from the 3rd child |
| Visana | Managed Care | 137.65 CHF | 54.85 CHF from the 3rd child |
| Galenos | Managed Care | 158.45 CHF | 58.25 CHF from the 3rd child |
| sana24 | Combi Care | 169.95 CHF | 62.65 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 149.35 CHF | 63.25 CHF from the 3rd child |
| CONCORDIA | HMO | 132.85 CHF | 65.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 137.05 CHF | 66.15 CHF from the 3rd child |
| rhenusana | Standard model | 161.95 CHF | 78.65 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 124.05 CHF | 91.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 135.15 CHF | 100.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 139.25 CHF | 103.25 CHF from the 5th child |
| Assura | MediTel | 114.45 CHF | 112.85 CHF from the 4th child, 111.25 CHF from the 5th child |
| EGK | EGK-TelCare | 124.15 CHF | 112.75 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 119.20 CHF at Assura (MediTel) gives 114.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.