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117 offersfrom 24 health insurers

Child (0 to 18) · with accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Zillis-Reischen (canton Graubünden), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 58.65 CHF with vita surselva (Sparmed model) and the most expensive is 132.20 CHF with Groupe Mutuel – Avenir (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Zillis-Reischen for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Zillis-Reischen is vita surselva (Sparmed) at 58.65 CHF a month.

How much does health insurance cost in Zillis-Reischen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, monthly premiums run from 58.65 CHF (vita surselva, Sparmed) to 132.20 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Zillis-Reischen for a child aged 0 to 18 with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 93.10 CHF a month with the 0 CHF deductible to 58.65 CHF with the 600 CHF deductible: 34.45 CHF less a month, 413.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 459 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Zillis-Reischen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 63.70 CHF (vita surselva), family doctor / HMO 58.65 CHF (vita surselva), flexible model 62.70 CHF (Assura), telemedicine 61.60 CHF (Assura).

Does a second or third child pay less in Zillis-Reischen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Zillis-Reischen file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart62.50 CHF25.70 CHF from the 3rd child
sana24Managed Care90.80 CHF29.10 CHF from the 3rd child
VisanaManaged Care76.10 CHF29.80 CHF from the 3rd child
SWICAStandard model93.10 CHF30.30 CHF from the 3rd child
GalenosManaged Care96.20 CHF32.10 CHF from the 3rd child
CONCORDIAHMO71.20 CHF32.60 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor73.50 CHF36.80 CHF from the 3rd child
rhenusanasanmed2483.50 CHF41.80 CHF from the 3rd child
AssuraMediTel61.60 CHF60.10 CHF from the 4th child, 58.60 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)93.90 CHF70.50 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)94.60 CHF71.00 CHF from the 5th child
SLKKSmartMed83.00 CHF71.70 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)114.60 CHF86.00 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.