Health insurance premiums 2026 in Zillis-Reischen (GR)For an adult aged 26 or over without accident cover
From 271.45 to 534.65 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 381.55 | 372.05 | 348.25 | 324.45 | 300.55 | 276.85 |
| 2 |  Sumiswalder Krankenkasse | Family doctor | 389.75 | 379.75 | 354.85 | 329.85 | 304.95 | 280.05 |
| 3 | Sumiswalder Krankenkasse | Telemedicine | 389.75 | 379.75 | 354.85 | 329.85 | 304.95 | 280.05 |
| 4 |  curaulta | casamed | 390.55 | 380.65 | 354.15 | 328.45 | 304.75 | 281.95 |
| 5 |  ÖKK | Family doctor | 390.85 | 380.05 | 352.85 | 325.75 | 298.65 | 271.45 |
| 6 | ÖKK | HMO model | 390.85 | 380.05 | 352.85 | 325.75 | 298.65 | 271.45 |
| 7 | ÖKK | Select | 390.85 | 380.05 | 352.85 | 325.75 | 298.65 | 271.45 |
| 8 |  CSS | HMO (health practice) | 392.45 | 381.65 | 354.55 | 327.35 | 300.35 | 273.15 |
| 9 |  Sympany | casamed hmo | 393.85 | 382.95 | 355.85 | 328.75 | 301.65 | 274.45 |
| 10 |  vita surselva | Sparmed | 397.10 | 387.50 | 356.90 | 328.75 | 300.55 | 273.00 |
| 11 | ÖKK | Telemedicine | 397.45 | 386.65 | 359.45 | 332.35 | 305.25 | 278.05 |
| 12 |  CONCORDIA | HMO | 397.65 | 386.65 | 359.15 | 331.55 | 304.05 | 276.45 |
| 13 | CONCORDIA | smartDoc | 397.65 | 386.65 | 359.15 | 331.55 | 304.05 | 276.45 |
| 14 | Sympany | FlexHelp 24 | 398.45 | 387.55 | 360.45 | 333.35 | 306.15 | 279.15 |
| 15 | Sympany | callmed 24 | 398.45 | 387.55 | 360.45 | 333.35 | 306.15 | 279.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Zillis-Reischen, without accident cover, the cheapest health insurance premium is:
- 381.55 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 271.45 CHF a month with a 2'500 CHF deductible (ÖKK, Family doctor)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Zillis-Reischen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Zillis-Reischen is Agrisano (AGRIsmart) at 381.55 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 411.25 CHF a month.
How much does health insurance cost in Zillis-Reischen in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 381.55 CHF (Agrisano, AGRIsmart) to 534.65 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 378.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Zillis-Reischen for an adult aged 26 or over without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 381.55 CHF a month with the 300 CHF deductible to 276.85 CHF with the 2'500 CHF deductible: 104.70 CHF less a month, 1'256.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'696 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Zillis-Reischen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 411.25 CHF (curaulta), family doctor / HMO 389.75 CHF (Sumiswalder Krankenkasse), flexible model 390.85 CHF (ÖKK), telemedicine 381.55 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 386.70 CHF at Agrisano (AGRIsmart) gives 381.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.