Health insurance premiums 2026 in Obersaxen Mundaun (GR)For a child aged 0 to 18 with accident cover
From 50.80 to 149.45 CHF a month depending on the deductible and the model
117 offers from 24 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 84.35 | — | 74.35 | 69.35 | 64.35 | 59.25 | 54.25 |
| 2 |  vita surselva | Sparmed | 85.10 | 80.60 | 74.25 | 67.95 | 62.55 | 56.20 | 50.80 |
| 3 | Agrisano | AGRIcontact | 89.05 | — | 78.45 | 73.25 | 67.95 | 62.65 | 57.35 |
| 4 | vita surselva | Standard model | 89.85 | 85.10 | 78.45 | 72.75 | 67.05 | 61.35 | 56.60 |
| 5 |  Assura | Qualimed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 |
| 6 | Assura | PharMed | 90.65 | 84.85 | 79.05 | 73.15 | 67.35 | 61.55 | 55.65 |
| 7 | Agrisano | AGRIeco | 90.65 | — | 79.85 | 74.55 | 69.15 | 63.75 | 58.45 |
| 8 |  curaulta | casamed | 91.55 | 90.55 | 89.05 | 81.55 | 73.05 | 66.15 | 61.65 |
| 9 | Assura | Family doctor | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 |
| 10 |  CSS | HMO (health practice) | 93.15 | 87.35 | 81.55 | 75.65 | 69.85 | — | 58.15 |
| 11 | CSS | Hausarztversicherung Profit | 94.45 | 88.65 | 82.85 | 76.95 | 71.15 | — | 59.45 |
| 12 | Assura | FeminaVita | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 |
| 13 | Assura | PreventoMed | 94.85 | 89.05 | 83.25 | 77.35 | 71.55 | 65.75 | 59.85 |
| 14 | CSS | Callmed | 94.95 | 89.15 | 83.35 | 77.45 | 71.65 | — | 59.95 |
| 15 |  Sumiswalder Krankenkasse | Family doctor | 95.65 | 90.25 | 84.95 | 79.45 | 74.15 | 68.85 | 63.45 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Obersaxen Mundaun, with accident cover, the cheapest health insurance premium is:
- 84.35 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 50.80 CHF a month with a 600 CHF deductible (vita surselva, Sparmed)
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Frequently asked questions
Which health insurance is the cheapest in Obersaxen Mundaun for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Obersaxen Mundaun is Agrisano (AGRIsmart) at 84.35 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 89.85 CHF a month.
How much does health insurance cost in Obersaxen Mundaun in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 84.35 CHF (Agrisano, AGRIsmart) to 149.45 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 98.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Obersaxen Mundaun for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.35 CHF a month with the 0 CHF deductible to 54.25 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Obersaxen Mundaun for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 89.85 CHF (vita surselva), family doctor / HMO 85.10 CHF (vita surselva), flexible model 90.65 CHF (Assura), telemedicine 84.35 CHF (Agrisano).
Does a second or third child pay less in Obersaxen Mundaun?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 24 insurers present in Obersaxen Mundaun file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 84.35 CHF | 35.55 CHF from the 3rd child |
| Visana | Managed Care | 102.15 CHF | 39.75 CHF from the 3rd child |
| sana24 | Managed Care | 113.85 CHF | 40.85 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 109.25 CHF | 42.65 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 95.65 CHF | 45.25 CHF from the 3rd child |
| Galenos | Managed Care | 121.55 CHF | 45.75 CHF from the 3rd child |
| CONCORDIA | HMO | 98.05 CHF | 46.15 CHF from the 3rd child |
| Aquilana | SMARTMED | 102.15 CHF | 48.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 108.75 CHF | 51.85 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 113.45 CHF | 83.85 CHF from the 5th child |
| EGK | EGK-TelCare | 102.25 CHF | 87.35 CHF from the 3rd child |
| Assura | Qualimed | 90.65 CHF | 89.15 CHF from the 4th child, 87.65 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 121.85 CHF | 90.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 133.25 CHF | 98.65 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 113.35 CHF | 101.55 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 89.50 CHF at Agrisano (AGRIsmart) gives 84.35 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.